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How to Think Like a Millionaire

Updated on October 14, 2012

Internal Dialogue

You are always thinking, thoughts guide your daily activities. The internal dialogue is that ongoing conversation you are having inside your head. The question you must ask yourself is what do you say to yourself when having the conversation. Is that dialogue full of "I can't do this and I will or It won't work, I'm to tired to finish, or I have no means to do it I'll always be poor.

Those thoughts are blocks from you reaching your goals. That way of thinking will never get you the big house, the nice cars, the toys, or the yacht. Those thought blocks will always keep you chained until you can change your thinking. In order to be rich you must take on the mindset of a rich.person. The richest men do not look at a situation and think "I can't do that." no they take that situation and find the opportunity in it. They say "I will try this and if doesn't work we can try this. This sets them up to succeed in their endeavors.

Millionaires Work 4 Times as Hard as the Rest of Us

The wealthy don't spend all day on private jets or lounging on yachts. They work 4 times as hard as those that work for them. Ask yourself, are you so committed to your success that you are willing to make that sacrifice?

Take Responsibility

When bad things happen that you have no control over you should be in control of your thoughts and emotions so you can better react to those situations. If life isn't going your way take responsibiity for it. It is up to you change it. Spending time blaming everyone else for your situation is counter-productive. Your circumstances and bad luck are just excuses to keep doing the same old things and to keep making the same mistakes.

Learn from Your Mistakes

When you make a mistake you must learn from them and try not to repeat them. Everyone makes mistakes but you must take the next step when you encounter failure. Failure is only an opportunity to perfect your next step.

Delay Gratification

Though they are looked at as being miserly and others as philanthropists all millionaires are able to delay gratification. When they have extra money they turn that money into an asset immediately. This is how they are able to keep their wealth. Only when they have invested into their future do they allow themselves to enjoy the benefits of being wealthy.

Buying and Rewarding Yourself

A dollar saved a dollar earned is not strictly true. In order to earn a dollar you must actually make a dollar thirty before tax before that dollar becomes yours.

Every purchase is a reward.

So before you reward yourself you should ask:

  • Do I need this?
  • Will I still want it tomorrow or next week?
  • What are my long term plans? Is this money better kept for those goals?

Weigh out the short term benefits compared to the long term gains. If you don't really need the purchase then don't do it. Invest that money into your future. Look at the disadvantages of certain purchases. An example is if you buy a nice new sports car your insurance will go up, You will probably worry about anyone else using it or about your kids ruining the interiorl In the end any money you could have saved for a better future is being spent each month so you can look cool and more wealthy. But having the car compared to not having the expensive sports car is a personal choice. But if it effects you in a negative way then it is a disadvantage having it.

Poor people spend money trying to make themselves appear richer than they are, rich people spend their money making themselves richer.

Make a Budget

You should know where every cent is spent. You need to keep a budget account on a PC or in a book. It is crazy to wait till a bank statement arrives to let you know if you have money or not. A simple accounting software program like GnuCash an open source program package. This will allow you to have total control over your finances.

Unfulfilled Desires and the Unbeatable Formula to Success

Failure can hold us hostage through the pain of admitting we want something but can't have it. The trick is to accept your failures and then acknowledge your deepest desires and combine this with the belief that you will achieve them. This is the explosive and unbeatable formula for success.

Help Others to Get What They Want

The best way to get rich is help others achieve their goals. Helping others achieve success is like paying it forward.


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    • Blond Logic profile image

      Mary Wickison 

      6 years ago from Brazil

      Well said, cow-flipper.

    • Cow Flipper profile imageAUTHOR

      Sean Jankowski 

      6 years ago from Southern Oregon

      Blond Logic, indeed we are. It is important to own your failures and successes. Fear is a block, it is the unknowable that holds most of us back. But those creative risk takers that hold to their belief in success win the prize because they wanted it the most. If you want something bad enough and you are willing to do what it takes to get it, you will. Dream Big, Go Big, and Win or Lose Big. But work hard for what you get, the real secret to winning in life is to spend money to earn money. Success to us all.

    • Blond Logic profile image

      Mary Wickison 

      6 years ago from Brazil

      Well done Cow-flipper. It is so true, we are our own worst enemies. Often we sabotage our own plans out of fear.

    • Cow Flipper profile imageAUTHOR

      Sean Jankowski 

      6 years ago from Southern Oregon

      Johndnathan Thanks for your comment. Yes it is true, in order to changes anything you have to be that which you wish to be. This forms our view of reality and our life style and desires will reflect this fact.

      tamron When we help others we help build a larger foundation for success and we create a buffer zone for each of you to help support the other.

    • tamron profile image


      6 years ago

      I like what you said "Help Others to Get What They Want"or need! Its even mentioned in the Bible. I found that to be true. Your also right millionaires do work harder than the rest of us and they don't make excuse to why they can't achieve whatever it is they want to achieve?

    • johndnathan profile image

      John D Nathan 

      6 years ago from Dallas, Texas. USA

      Excellent article, Cow-Flipper. To be rich one must think like a rich person long before they ever get their first dime. The big break is not going to come unless you help it along.


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