ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Tips on How to Apply For College Grants

Updated on January 10, 2013

Intro

It does not matter what age you are or what level of schooling you have undergone, whether you are a graduate or an undergraduate, but it makes sense to know about the application process for college grants, which is now tougher than ever before. The first point to remember is that federal loans are very different from federal aids. While federal loans are a big problem, federal aids include college grants amongst various other activities that it encompasses. We are going to emphasize on college grants in this article and discuss how to go about applying for it.

Increasing popularity

More and more students are forgetting about procuring federal loans, primarily because of the fact that repaying such loans can be a big problem. Instead, grants are now most preferred. Availability of such grants is usually higher because both the federal as well as state governments are offering them. The other big benefit is that there is no need for repayment. The Pell grant, in this regard is one of the most popular.

The Pell Grant

An important thing to remember about grants, be it Pell or any other is that your financial need is more important than your academic achievements and records. This is not to say that individual colleges and universities are not concerned about certain standards of academic accomplishments in their students. Otherwise, the Pell grant and grants similar to this are not too concerned about your academic results.

FAFSA

The first step is to fill out the somewhat laborious form called the Free Application for Federal Student Aid, also known as the FAFSA form. There are many ways you can procure it – including online sources, though you would need to provide your personal Identification Number (PIN). Both of them are available from the Department of Federal Aids website. Such forms are also available from the offices of the college of your choice or from the financial aid office.

Financial data

The application also requires you to provide some details about your current financial status including your last Tax returns as well as the latest W-2. Such documents are available with your parents in case you are a dependent student. All such information justifies your needs to seek the Pell grant or similar grants.

Student Aid Report

You need to ensure that all the information you have provided in the FAFSA form are accurate. Whether you submit the form through the net or though mail, you would receive the SAR subsequently, which is also called the Student Aid Report. You should get this within a few days or a few weeks. This report includes the following information: summary of the FAFSA form, the kind of aid you are eligible to receive, the amount of aid you might get, details of any expectations from your family regarding financial matters, and so on. If all the information is favorable, then you can start contacting the colleges and universities where you want to join, to check if they too have the same information.

Additional information

As is evident, applying for a college grant is not a big problem provided you are prepared to devote some time, patience and effort for the purpose. Other than FAFSA there are several other sites which provide listing of other scholarships and grants available. For those students who need financial help, such information can be extremely beneficial.

Comments

    0 of 8192 characters used
    Post Comment

    • SolveMyMaze profile image

      SolveMyMaze 

      5 years ago

      Cool hub. It's great to know that people can still get grants to pay for their college courses. It really shouldn't be monopolised for only rich people to be able to continue their education.

      I can see why the grants have been more popular over the last five years or so!

    • Ms._Info profile image

      Ms._Info 

      5 years ago from New Jersey

      Although I've been out of school for many, many years, I do remember applying for and receiving a Pell grant. I also received a Tap grant. I wonder if Tap is still available.

    • Learning in Life profile image

      Megan Smith 

      5 years ago from Florida

      The Pell Grant has saved my college education. I am so grateful it is available and was very easy to get. Other than being qualified for it, all I had to do was fill out the FASFA. So many people don't realize they could be getting a free education!

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)