Education is Key
School
Anywhere in United States, there will always be some kind of fee for education. This is one of the main reasons I plan to study outside of the U.S.
Of course schools in United States are better equipped. They have all the resources they need and serve a great deal for the kids but are very controlled on what they are learning.
Work
Having a full-time or part-time job can affect the time you spend with your children. It doesn't matter if you have an at home position or travel often, any job you have will take time away from your child. This is not necessary a bad thing but it can be if you are not taking your days off spending it with your children.
The time when it counts the most is when they are newborn; this is the time that is the most valuable. This is where you are forming the bond that last their whole lives. Whether your the mom, dad, brother or sister spending time with the new baby is important.