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Cashflow 101-The Hottest Board Game - It's more than just a game!

Updated on February 3, 2012

Cashflow Game Boards for Adults and Kids, too!

Have you played the game? Or did you just encounter it for the first time in this hub?

I bet you'll be intrigued by the name of this Money and Asset board game. The magic word is cash which means money.

Last Saturday, January 28, inquiring mind was cleared of blurry questions that clouded my vision regarding this. I thought it will be a classroom-type discussion inside the posh resto-bar at Greenbelt 3, in Ayala, Makati. Instead, the coaches and bankers aim to perk up the discussion by incorporating this awesome board game called CASHFLOW 101.

I, along with other four players plus the coach assigned to us and the banker enjoyed the game. In fact, we can't get enough of it as we spent only three hours and we still crave to finish it.

CashFlow 101 & 202 Board Game
CashFlow 101 & 202 Board Game | Source

How to Play the Game: CashFlow 101

Our coach, Jenny, introduced us to our banker, Angelo. I and the other four players introduced ourselves one by one.

Our coach gave us our cashflow paper (two sheets) and we assumed a certain persona and his/her job as in police officer, bank employee, etc. The monthly salary was listed on the income sheet, the passive income, expenses and the cash inflow.

Then, as directed, the banker gave as seed money of $1, 200.00 each. We will use it in order to buy or sell shares or pay for the mortgage, bankruptcy, etc.We were given more or less three hours in order to focus ourselves to get out of the RAT CIRCLE.

At the roll of the dice, we were able to start the trail with terms like:

  1. Small Deals - You can buy a share of a particular business firm or sell it when higher price is dictated on the next card.
  2. Big Deals - options to buy a condominium unit, house and lot, etc. if passive income will increase.
  3. Doodads - things we used to buy or spend our money of, like gadgets, family gatherings or parties.
  4. Market - things that are available to buy in the market.

We record our transaction. We always shout for PAYCHECK as our icon passed the yellow-colored bold letters.

If our icon stops at the Bankruptcy line, the player will loose two turns and pay the banker the corresponding amount of his/her salary and will just proceed after the penalty. The coach will give two buttons for reminder.

We didn't finish the game in order to get out of the RAT RACE. We are encouraged to return in order to continue the game for CashFlow 202.

Note: As we paused for lunch, Coach Jenny gave us pointers regarding the game or its application in reality.

Since the game was conceptualized by the famous author of the book, Rich Dad Poor Dad, Robert Kiyosaki (Japanese-American) in order to teach people how to handle their money wisely, one will learn on how to deal with the challenges of their jobs or workforce once they become acquainted with the game.

Most people, in real life who belong to the middle and marginal groups of the society often rely on their paychecks come the 15th and end of the month.

We discovered that by playing the game, we were acting like one of them. We were like rats, competing with each other just for the 'slice of cheese' in order to survive.

(With personal biases and writings from travel_man1971 aka Ireno Alcala)

Click thumbnail to view full-size
The registration for CashFlow 101 participants at Oody's-Greenbelt 3 in Ayala-Makati City, Philippines (Photo by Travel Man)Travel Man, as one of the participants
The registration for CashFlow 101 participants at Oody's-Greenbelt 3 in Ayala-Makati City, Philippines (Photo by Travel Man)
The registration for CashFlow 101 participants at Oody's-Greenbelt 3 in Ayala-Makati City, Philippines (Photo by Travel Man)
Travel Man, as one of the participants
Travel Man, as one of the participants

Cashflow Game 101 c/o idcashflow


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    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      6 years ago from Bicol, Philippines

      @thesailor: Yep, sure you can join, too! It's an invitation that many of these young professionals can't resist. And they're enjoying it for sure! Hurry up!

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      6 years ago from Bicol, Philippines

      @BkCreative: Sure thing, you do, Ma'am! Really, only few listened to Mr. Kiyosaki but those who listened will benefit on his efforts to share his knowledge regarding earning and saving money wisely for one's future and security.

    • travel_man1971 profile imageAUTHOR

      Ireno Alcala 

      6 years ago from Bicol, Philippines

      @alipuckett: This game will keep you hook on your seat for nth time. Thanks for the interest. You can holler at your friends in the neighborhood and be one of the 'rats'.

      You can also earn a thing or two regarding saving money for the rainy days, err winter time as well.

    • thesailor profile image


      6 years ago from Seven Seas

      I've heard that this board game is becoming a pastime among Filipino yuppies (young professionals). Can't wait to join the wagon, too! :D

    • BkCreative profile image


      6 years ago from Brooklyn, New York City

      There is the version for children that I bought for my granddaughter when she was 11. It is amazing how the game transformed her way of thinking about money. She's 19 now and no slacker when it comes to creating a budget and living well while in college.

      I am a big fan of Robert Kiyosaki and all his books. He told the average person nearly 20 years ago - living in this rat race - that the worst was coming and why! Ah, few listened.

      Thanks for a hub that is a real learning experience and it's not too late for us here in the US to change our way of thinking and get some financial knowledge. Rated up!

    • alipuckett profile image


      6 years ago

      This sounds interesting! I'm always on the lookout for new board games.


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