- Health Care, Drugs & Insurance
You Can Have all your prescriptions filled on the same day!
You make too many trips to the pharmacy!
If you are like a growing number of people in our country, you probably take more than 1 prescription daily. Nearly 20% of seniors currently take at least 5 prescriptions every day. Many take 10-15 medications every day! Filling these medications involves weekly, and sometimes it seems like daily, trips to the local pharmacy. With the rising cost of fuel, and for many, the difficulty of getting transportation, it would be very convenient to get all of your medications filled on the same day once a month or every 3 months. But you have tried and it doesn't work. Your insurance simply says "refill too soon" and won't allow you to get your refill until it is almost gone. So you are stuck, right? Wrong! With a little planning you can have all your prescriptions run out on the same date and make 1 trip the pharmacy. You could, potentially, be making 1 visit to the pharmacy every 3 months! I will tell you how it is done.
Here are the steps you need to follow:
First, find out if your insurance plan will cover a 90 day supply. If you don't know, call the 800 number on the back of your insurance card. Follow the prompts to speak to customer service. Ask the representative "will my plan pay for a 90 day supply?" If not, ask if they will pay for a 60 day supply. Basically, we want to get you, if possible, the longest "day supply" possible to reduce your trips to the pharmacy. If you do not have insurance you do not have to worry about this step. However, certain medications (e.g. Schedule II Controlled Substances) cannot be filled for more than 30 days per visit.
Second, we need to ask your doctor to write you a prescription for the largest day supply you can get. If your insurance allows for 90 days, or if you don't have insurance, simply call each of your doctor's offices and ask them to provide you with a prescription for "x" drug (whatever your medication names are) for 90 days. Explain you are trying to decrease the number of trips you have to make to the pharmacy. Do this even if you have refills left on your prescription currently. A prescription for 90 days will greatly reduce your trips to the pharmacy. If you cannot afford 90 days of medication at once, but still would like to just go to the pharmacy once a month for all your refills, you can do this also. If your doctor calls in your prescriptions directly to the pharmacy just call the pharmacy and tell them your doctor is calling in a 90 day supply and to put the prescription "on hold" rather than fill it yet. We don't want them to fill them just yet.
Third, what is the NEXT prescription you are going to need filled? Is it your Lipitor, your Furosemide, your Glucophage? It doesn't matter. Whatever prescription you need filled next, fill it for the longest supply you can get or you can afford. If you need more than 1 prescription filled, fill them together for the longest time possible. Now, look at a calendar, and write down WHEN THIS (OR THESE) PRESCRIPTION(S) WILL RUN OUT. Circle the date or write it on a piece of paper and put it near your phone. This is your target date for every other prescription you fill. Your goal now is to order, as you need them, each of your other prescriptions in a quantity that will run out on that date!
Fourth, okay, you need another prescription filled in 10 days. Call the pharmacy and talk to someone on the phone. It doesn't have to be the pharmacist. Tell them you need your "x" prescription filled, but you only want it to be filled for 80 days (or however many days will take you to your target date). Just explain that you only need enough medication to last you to "x" date (your target date). Now, if you have an insurance where you pay a flat copay of, say, $30.00 for 3 months, it may be true that you will getting a few less tablets this one time and still paying the same $30.00 (in our example, you are getting 80 tablets for $30.00 when you could have filled it for 90 tablets for the same $30.00). True. But at $30.00 for 90 tablets you are paying like 30 cents per tablet. If you get 10 less tablets than you could have, you are losing about $3.00 worth of medication. However, this will only happen this one time in order to get your medication to run out on your target date, and if you figure in the gas you will be saving and your valuable time, I think most people will find this a worthy investment. If you fill it for the full 90 days, this plan will not work, because you will not be able to refill this medication on your target date...it will be "too soon".
Fifth, continue this process with every prescription you need, asking the pharmacy to fill just enough to reach your target date.
Sixth, once all of your prescriptions have been filled to run out on your target date...PRESTO!! You can now have ALL of your 6 million prescriptions filled for a full 90 days on that date. Just be sure when you call in for all your prescriptions that you clearly explain that you want them all filled for 90 days. Since most of them will have previously been filled for smaller amounts, they will have to change the quantity back to 90 days for you.
That is all there is to it. From now on you can refill all these medications once every 3 months on the same date. No more weekly or daily trips down to the pharmacy. With all that free time now, maybe you could start a writing career here on Hubpages! Just remember to call your pharmacy a day or two before you actually need them. If you ever get a new prescription, just get it filled so that it runs out on your same "target date" and you will be able to pick that medication up once every 3 months too!