ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Ways to Stop the Out of Control Christms Spending

Updated on November 18, 2009

Christmas Spending

Seems like Christmas gift giving and spending increases every year. There are more people on the list, more things to buy, and more money spent. Giving gifts are fun and traditional around the holidays, but if it is destroying your financial well-being, something needs to be done!

Some ways to get control of the money you spend on gifts are easy, while others may require some planning and changes in attitudes. Sometimes people give lavish Christmas gifts, and we feel obligated to reciprocate. People who are financially secure and able to spend money on expensive gifts don't need to worry. It's the everyday people who get into trouble by trying to keep up with the “Jones'.”

If you're living pay check to pay check, didn't save throughout the year for the holiday shopping spree, or lost a job and struggling to make ends meet, then this information might provide some ideas.

Christmas is not about how much you spend on the other guy. Of course, we know this, but it's too easy to get caught up in the holiday hype and wanting to give gifts to the special people in our lives. But, there needs to be a 'do not cross' line, if the post-Christmas is to be just as merry as before Christmas.

Before you head out to the stores, armed with cash and credit cards, take time to review your budget and savings. Christmas is just one day, and as much as we don't want to believe this, most people don't even remember what they got for Christmas last year. So, what benefit was created by out of control spending, maxing out credit cards, or emptying your savings?

If you have a large family, names could be put in a hat, and everyone would draw a name. This way the shopping list would be drastically reduced, because you only need to buy one gift!

If there are a lot of children in the family, why not set a gift spending limit? Such as, $25 per child, or $50 per child if there are just a few children to buy for.

A family gift can be a good way to go, too. Instead of buying something for him and something for her, set limits to spend here, too. Perhaps a down comforter could be a good gift for a couple, or a membership for swimming or exercising at a local YMCA.

Some families decide to omit personal gifts all together. Instead the make a donation to a favorite charity or church in the intended gift recipient's name. This type of gift will not be left in the box in the back of someone's closet, or wind up in a yard sale or donation box across town.

It seems that running out and grabbing the first thing off a store shelf is easy. It's a 'no-brainer' excuse, and only reinforces out of control gift giving. Take the time to lend a hand to a special family member, or spend some time with parents or grandparents. Giving of yourself is a wonderful way to share the Christmas spirit and is a gift that will long be remembered.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)