ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Aspiring for a Custom House? Here’s What to look for in your Custom Home Design

Updated on August 23, 2010

Let’s be honest, planning have a custom home built is not for the faint of heart. The costs of financing and home construction loans are less important than the commitment required to see the project through. There will be a lot of consideration and questions that will need answers before any custom home design can be built. You will likely hear, is building a custom house within your financial abilities? Does your property require an understanding of septic tank or sewer? Are there wetlands or other conservation issues that deal with zoning and land use and easements (Very common in cottages) Understanding these questions and what will contribute to your custom home will help avoid digging yourself into a financial hole.

Anyone who has been involved in the design and development of custom homes will advocate that your money is best spent on people who have proven experience. So lets delve a little further into the design aspect so you can hold you own in any conversation that you may have with a contractor, designer or the person issuing the home construction loans

Custom House

What to ask yourself before Finalizing you Custom Home Design

What are your tastes? Do you have like modern, contemporary, traditional, or country home styles?

Define your planned budget? How much you can afford to spend will cap your options. Make sure to consider as many additions to the base price of the house plans that you choose so you don’t hang yourself to dry.

How much land and space do you need? Try to consider your needs and plan around them, the best start is how many bedrooms you would like to have

Source custom home plans that have the amenities included all appliances, landscaping and garages. Most any builder or architect will include these things but it never hurts to double check to be sure. This way, you'll be getting the most for your money.

Most home builders are flexible and provide you with the custom home you want, no matter obscure they may be.

Custom Home Plans

What should be included in your Custom Home plans?

Start with a cover sheet then a foundation plan, fully dimensioned floor plans, all four elevations plans, detailed roof plan, framing plans and lastly electrical plans

Be sure to include any necessary cross section details, foundation details, cornice details and wall sections Electrical plan details

When it comes to purchasing a custom home, the builder may be restricted and you might not get exactly what you would like. If this is the case, be sure to look at custom home plans from different builders. You can even find a fit from the hundreds of designs that have are pre-planned and then customized to suit your exact needs and desires for your perfect custom house

Custom Home Floor Plans

Your Custom House may Require some Home Construction Loans

Construction loans or story loans as referred to by some banks meaning that the lender has to know the story behind the planned home construction prior to receiving your home construction loan. These loans aren’t going to be standardized like typical mortgage loans underwritten to bank guidelines. That being written, there are a few consistent features to a construction loan. Home construction loans understandably require interest only payments during construction phase and become due upon completion. Completion for home owners means that the custom house has its certificate of occupancy.

Construction loans are typically variable-rate loans priced at a spread to the current prime rate. You, your home builder and the lender establish a draw schedule based on stages of construction, and interest is charged on the amount of money disbursed to date.

What to look for in your Custom House Design

Custom home plans are anything that you want them to be. It's all about finding what works for you, it is your home to customize. Building a custom house isn't like buying one that is already standing. Compromises shouldn't be a consideration and you should never settle for less than what you want.

Once you have chosen the right home building company to work with, work with them on the lot size, the home size, and the budget that you have to work with. Every buyer has their own components to consider, so you should always research and plan carefully so that your dream home is a dream come true and not a horrendous series of events of bad planning and rushed decisions.

Why buy a house already standing when you could build yourself a custom home of your own for the same price or less?


    0 of 8192 characters used
    Post Comment

    • profile image


      5 years ago

      My spouse and i accustomed to obtain on top of existence although recently I've accumulated a level of resistance.

    • pbredford profile image


      8 years ago

      Nice article. I worked for a high-end custom home company and an important aspect is going to inspect previous homes they've built and talk to the new owners of those homes about their experiences during the entire process.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)