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Types of Property Available In the UK

Updated on December 3, 2017
Stella Kaye profile image

Stella is a full-time professional landlord and property developer with fourteen years' experience. She is based in the UK

Streets Ahead

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Millionaire’s Mansion or Tumbledown Terrace?

Whether you're looking to buy a magnificent millionaire’s mansion or a tiny tumbledown terrace, the UK will have the ideal property for you. In all locations nationwide you can find properties of every description and price range.

Any reputable property portal such as Rightmove will help you in your endeavour to find suitable properties in any given area.

Whatever type of property you chose, you'll find the British are proud of their homes and you'll often hear the phrase: 'an Englishman's home is his castle.'



Behold, the Humble Terrace!

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It may be surprising to some but the best real estate investment property to be found in the UK is not some salubrious semi in suburbia but the humble house that is right at the very bottom of the market. Forget larger homes on sprawling estates - it's the tiny 'two-up-two-down' terrace, which Americans sometimes call a ’row’ house that makes the ideal investment property.

These ‘bread and butter’ properties can be little gold mines if located in areas of high rental demand and bought and renovated cheaply. Terraced townhouses near to all local amenities always hold their appeal. Running costs are low and terraces by their very nature are warmer than detached homes; They're cheap to furnish and decorate due to their smaller overall floor space. Manageable gardens or courtyards thus make them the ideal ‘starter’ home.

Auction houses will always have these popular properties on their books and they can often be snapped up at bargain prices especially in Northern England.

Gone are the days when whole streets of terraced homes could be purchased for less than a thousand GB pounds but it's still possible to find the perfect rental property in University locations like Hull and still have change from 30,000 pounds. The rental yield from such properties can be very lucrative for the investor who does his sums right as these tiny two or three bedroom terraces can now command in the region of 450 pounds per calendar month in rental income.

If you're prepared for the hassle and long-term commitment that being a landlord will inevitably bring, then you don’t have to be Einstein to figure out that it's far better than leaving your money in the bank where it'll not only earn you zero interest but will lose its spending power too.

The tiny terraced house is part of Britain’s unique heritage. These humble abodes of yesteryear were initially constructed for the general populous with no inside toilets, bathrooms or any of the modern conveniences that we now take for granted but nowadays the updated and ever-popular terraced home can still hold its own in today’s turbulent property market.

If you remember the popular board game of Monopoly you can still win the game by buying the very cheapest property on Whitechapel and Old Kent Road - Park Lane and Mayfair can always wait until after you've made your fortune!

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Type of Properties Available in the UK

  • Terraced homes or 'row' houses, usually consist of two or three levels and are suitable for the smaller family. They can sometimes be up to six floors high in inner-city areas. Often, they have cellars too. They can have small rear gardens or yards and a back lane at the rear. They are a common sight in all UK areas. There are regional variations on the standard terrace, such as the 'Back to backs' common in the north of England; these are basically terraced houses with no gardens since the back of one house joins the back of another.
  • Semi-detached homes are a common sight in suburbia and are ideal for the growing family as the gap between houses means there is space for a drive and a garage.
  • Bungalows are being built less nowadays due to the increasing demand for land. They are ideal for the older person or those with restricted mobility.
  • Detached homes offer more space for the larger family and usually have larger than average gardens and better facilities than the other types of property.
  • Flats and serviced apartments are ideal for young professionals who need somewhere easy to maintain and within easy reach of city jobs.
  • Cottages are found in rural and seaside areas and have many varied and quirky characteristics and are a classic feature of the British countryside.

Which type of property do you prefer?

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Types of Houses Available in the UK

© 2015 Stella Kaye

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