ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How to Buy Your First Dream House

Updated on October 2, 2012

A house is made of walls and beams, a home is built with hope and dreams.

How to buy your first dream house? I hope this article will give you important information to help you purchase your dream house. Many of us indeed set our sights in acquiring our very first house, as we earn as hard as we could and the same time save a lot. For a house is vital to a family, as it provides us shelter from the elements of nature, a love nest with our sweetheart or darling and a place we are bound to take good care of our kids and raising them to be responsible and productive citizens of our community. Buying a house therefore is important and a lot of factors should be considered while doing this life-changing endeavor, like space, location and cost of buying it. Your house need not look fancy or overly glamorous, for as long as the people that will occupy them are genuine persons, you may consider any home a dream house. What counts most in buying is the satisfaction you will derive from it anyways, and the wellbeing of you and your family.

This can be expensive hehehe... but at least dreaming is free and while doing it try to settle for a house that you can afford and the same time enjoy...
This can be expensive hehehe... but at least dreaming is free and while doing it try to settle for a house that you can afford and the same time enjoy...

Here are some valuable pointers to buy the house of your dreams.

1. Buy from reputable developer, this gives you security since your potential home is built to last and conforms to the standards set by the government, in other words homes offered by these companies are tried and tested.

2. Canvass mortgage loan term. Bear in mind that as far as monthly amortization is concerned, the lower the monthly mortgage, the higher the interest rate could get.

3. Assess what you want and what you can afford. If you have a house which is more than what you can afford this will take its toll on you in the years ahead, as foreclosure will be inevitable.

4. The affordability and marketability of your house must be in equilibrium or must be balance, so that when things will no be okay in the near future as you tumbled upon a financial difficulties, you have an option of selling your house at a higher price.

5. Consider the size of your family. When you are newly married, plan ahead, invest in a home where your future children can each have a room and ample space for them to roam and un around free. It is wiser to purchase a one-bedroom to two- bedroom unit rather than cash on in a studio-type unit.

6. Also keep an eye to the lighting and ventilation of the house you will be purchasing. Window’s standard size should at least be 1.2m by 1.2 m. Windows with ample size enables you to have a good lighting and ventilation.

7. Your home should free from termites. Feel free to ask the house seller(s) if your house was soil poisoned to ward off voracious pests

8. Go for a long-term, fixed home lending rates. Homes are actually considered good debts so as to speak, they provide you shelter and equity in an asset that you can sell in the future, in other words, your house is not just a dream come true thing for you, but also a form of saving.

9. Put your family first before anything else. Cheaper alternative is indeed tempting but remember that the interest and comfort of your family should always come first. Give them a house which they can genuinely call home.

10. Think carefully and objectively. Take your time weighing the factors in buying your house to help you choose the right house for you and your family. Doing things the proper way will aid you in enjoying the dream house you are searching for.

My fifth hub in the November HubChallenge... (Third batch)


    0 of 8192 characters used
    Post Comment
    • Ruby H Rose profile image

      Maree Michael Martin 

      6 years ago from Northwest Washington on an Island

      Lighting and ventilation, yes, very important things to consider. Most importantly, I agree, one that will support the whole family, always good to plan ahead, thanks.

    • GeneralHowitzer profile imageAUTHOR

      Gener Geminiano 

      9 years ago from Land of Salt, Philippines

      Thanks Pdh for the comments...

    • prettydarkhorse profile image


      9 years ago from US

      HEY great tips here, i need to have my dream house too soon, Maligayang Pasko Prof,,,,Maita

    • GeneralHowitzer profile imageAUTHOR

      Gener Geminiano 

      9 years ago from Land of Salt, Philippines

      Great addition agusfanani you're suggestions are considered counted... Thank you very much for the supplement and for dropping by...

    • agusfanani profile image


      9 years ago from Indonesia

      Another thing to consider is observe the area or environment of the house, make sure it's located at a good area which is free from flood, offers appropriate public and social facilities, etc.

      Thank you for sharing this very useful information.

    • GeneralHowitzer profile imageAUTHOR

      Gener Geminiano 

      9 years ago from Land of Salt, Philippines

      Im glad it helped you in way... Thanks for dropping by dohn121...

    • dohn121 profile image


      9 years ago from Hudson Valley, New York

      Great hub, GH. You gave some great tips when looking to buy a house. All of us should be aware of the may factors in which to consider. Thanks! Good luck on the Hubchallenge.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)