ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Keep your home when times get tough!

Updated on October 6, 2015
Hardship doesn't have to necessarily mean to become homeless!
Hardship doesn't have to necessarily mean to become homeless! | Source

There are Options!

North Carolina is just one of many States that have been hit with the Merry Christmas surprise for many Unemployed that found out (or didn't) right before Christmas that their unemployment extensions had been ...blown into thin air!

There were no notifications; just a hardly noticeably comment on their website! Only after multiple complaints did the website mark and explain it more clearly!

But the loss of or uncertain future of those unemployed does not have to include homelessness! There are people that care!

What is the Fund?

The fund is a tool for struggling North Carolina homeowners that can provide a interest-free loan paid out in monthly payments directly to the mortgage company. It pays up to $36,000 of house payments (mortgage) and related expenses for up to 36 months!

While you are sleeping hopefully nightmare free and concentrate on retraining or searching for a new job!

There are certain requirements to qualify and limitations (such as the length of how long you have to keep your house afterwards to not have to pay back the loan/part of it), but it is for many the opportunity of a lifetime to keep their home while times are tough!

Even if you don't think you can qualify, it doesn't hurt to ask! You may be positively surprised!

And isn't your home worth fighting for?

What is involved?

You can either use the website listed below or the phone number listed on the website to find out if you meet the first eligibility requirements.
It includes a tab/link that is named 'Am I Eligible?' on the top. Or you can talk to a consultant via the phone number.

The next step is to find a local office/counselor. You will probably be required to attend a briefing that will give you a very good idea of what to expect and what to do. You will also be provided with a list of paperwork to bring.
And yes, being a government project, THERE IS A LOT OF PAPERWORK!

Some of the items needed are (it may or may not vary between locations)
- 2 months worth of bank statements
- Deed of Trust
- General Deed
- Promissory Note
- Proofs of income such as Unemployment verification letters
- Proof of Foodstamps
- Mortgage Statement
- Proof of enrollment in School (such as college)
- Credit Report
- Prior year tax return (signed)
and several other documents pertaining to different situations.

After turning all the documentation in, it can take roughly two weeks or so for the first 'signs of life', which are probably requests for more documentation.

The complete process, if it made it pass the first hurdle, can take anywhere between 30-60 days!

It seems like a more or less complicated process, but keeping the home you love should be worth the effort!

And not having to worry about a house-payment will make the 'survival' a whole lot more easier!

working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://corp.maven.io/privacy-policy

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
ClickscoThis is a data management platform studying reader behavior (Privacy Policy)