ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

The 5 most important things you need to know to buy a HUD House.

Updated on April 27, 2015


Anyone with cash or financing can by a HUD House. HUD houses are initially offered to owner occupants for a priority period, and then they are made available to Investors.


It is best to get pre-qualified through your local bank or Mortgage Finance Company first. Before you bid on a HUD house. If you are the successful bidder, you will have to show proof of funds, before you can qualify for the purchase. Getting pre-qualified is the easy step. Most cases the mortgage officer can tell you in the first 10 or 15 min. if they think you can qualify and simply get follow-up information in a day or two to wrap up the process.

One story and a half home.


Bidding on a HUD House. HUD Houses are sold at auction to the highest bidder. That is the bid that gives the federal government the highest net. (cash in their hands) The auctions are not absolute and they will be re-posted if and acceptable offer is not made. You can increase your bid amount next day if the property does not sell. To place your bid you will have to find a HUD Selling Broker. This is a Licensed Broker that is registered with HUD. Ask your Broker if they can bid on a HUD House for you. Start Bidding.


If you are the successful bidder, you and the HUD Selling Broker will be notified by e-mail, and you're selling broker will start what I think is the hardest and most important part of the process. You will have 48 hours, and only 48 hours to have the entire HUD package that they will send you to get completed, signed, delivered and processed locally, compiled in perfect order and sent back and received by HUD in a48hour period. Which means you will only have 24 hours to get it done, because it will be in shipment next day air most of that time. It is best to find and experienced HUD Selling Broker.

Small Frame House


One day before closing on your HUD House and getting the keys. Have your HUD Selling Broker take you back to your HUD House so you can make your final walk-through of the HUD House. Make sure nothing has changed and you are all set for the closing. Get all of your documents and funds ready and headed to the closing the next day. Congratulations you are now the proud owner of a HUD House.

HUD House Poll 1

Have you ever bid on a HUD House?

See results

HUD House poll 2

Are you interested in bidding on a HUD House?

See results
Los Angeles real estate ad (1905)
Los Angeles real estate ad (1905) | Source

Now is the time to invest in real estate. Look above to see what California sold for in 1905.

Charlie Norris, Broker


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)