My First Home

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  1. profile image0
    Holmes221bposted 7 years ago

    I am living with my mother in her home, but have today been offered a large two bedroom flat, which is a two minute walk from where I live now.  I am trying to weigh up the pros and cons of the offer.  The biggest pro, is that I will have my own space, which I can do what I want to, making it my ideal of a home.  The biggest con, is that I am on a very small income, and adding up the weekly expenses, I realise I will be lucky if I am not in the red each week.  At the moment, I pay half of my income to my mom, and therefore can manage financially.  If I do move, I think I will quickly end up in debt.  So, I would appreciate any advice as to what I should do.

    1. AEvans profile image76
      AEvansposted 7 years agoin reply to this

      Appears you have did your homework. You need to live comfortably and not struggle. Being on your own is wonderful but always stay within your budget and try not live beyond your means. I would save enough money to move out on my own and just in case something happens I have money to cover the bills. Or you could get a roommate to help balance things out so that you are not in the red and always in the green. smile

      1. profile image0
        Holmes221bposted 7 years agoin reply to this

        The roommate idea is a good one.  As there are two bedrooms, this would bring in much needed money.

    2. dabneylewis profile image60
      dabneylewisposted 7 years agoin reply to this

      Ask any of your friend or known to become your roommate if you can share your space

  2. profile image0
    Motown2Chitownposted 7 years ago

    I'm in agreement with AEvans on this one.  Having a roommate to help financially is a practical idea.  Also, if things go well, the relationship can always turn into a friendly one.  While it's wonderful to have one's own space, it's also pleasant to share space with someone with whom one feels comfortable.

    Good luck in the process.  My husband and I just bought out first home and it's a sensational feeling.  Hope it all works out for you.

    Take care!

    1. Stephiliboo profile image60
      Stephilibooposted 7 years agoin reply to this

      I agree completely with the room mate idea.I think there does come a point in your life when you have to take the jump and become independent though. It's always nice to have the option to fall back on family when times get tough, but you don't want to live that way forever. No one does! I suggest meticulously going through a budget list. Do it a couple of times and put aside all the extras and make room for strictly rent and basic needs. Putting yourself on a budget and knowing how to find the balance of basic essentials and the essentials that "I just want" are key when thinking of getting your first flat! Also, are you renting or buying? That does make a difference on mortgages and everything else.


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