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Simple Ways to Cut Costs in Your Home and Save Money

Updated on May 17, 2013

Some easy ways to cut your home costs

Cutting costs in your home doesn't have to be rocket science. In fact, you can start saving money today by using these 5 Simple Easy Tips to Cut Costs in Your Home. Some of these tips you may have already thought about or started using in your home - but maybe you didn't realize just HOW MUCH you could save using some of these cost savings tips. Take a look at the cost comparisons below to help you find out how much money you can save in your home. The savings may surprise you!

As you calculate the cost savings also keep your own family in mind, as savings realized will depend on the amount of rooms in your home, the fixtures you use and the number and type of people living in your home. Also take into account how many bathrooms your home has.

Replace old light bulbs with energy efficient ones.
Replace old light bulbs with energy efficient ones. | Source

TIP # 1: Get down to the basics

Some of us are paying far more than we need to on basic bills in the household. If you are planning immediate action and want to cut costs in your home now, consider doing some of the following things:

1) Discontinue or downgrade your cable television/Internet provider. Going from hundreds of TV channels to just the basic service can save you about $40-$100 a month. Unless you need super speed Internet consider the same thing - a downgrade may slow down your connection speed but it will also slow down your bill!

2) Shop around for your medicines. I went from paying over $300 a month for my medicines to $40 for the exact same thing from a big-box retailer (Costco). Great savings can be found just by shopping around.

3) Also shop around for your insurance needs. I saved over $40 a month on my car insurance by shopping around. Same insurance at a considerable savings. Same goes for any other insurance you have that is a monthly bill - shop around and do some comparison shopping. Alot of this comparison shopping can be done online.

4) Get rid your home phone. Savings realized about $30-$100 a month. Chances are you have a cell phone anyway. The only time I would discourage people from doing this is if they have children in the house. In this case keep your home phone. It's important that in case of emergencies kids have immediate access to a home phone if needed.

TIP # 2: Replace all those old light-bulbs!

Replace all the old incandescent light bulbs in your home with energy efficient fluorescent or led lights. Although the savings might not seem that great on just light-bulbs, the money you save by doing this one easy change will save you a great amount of money over the year - and the course of your lifetime. You figure that probably every room in your home has at least 1 lamp or light fixture per room so add up the savings. I figured that I have replaced at least 15 bulbs in my house alone. So I'm saving hundreds of dollars a year just by changing out my light bulbs!

TIP # 3: "Green" the waterworks in your home

For the typical family, you've got adults and kids taking showers, baths, washing cars and of course flushing the toilet. To cut costs on your water bill change out your toilets, faucets, and shower-heads by installing energy efficient products. Shower-heads are easy to install - faucets and toilets can be a little trickier but the savings on your water bill will be noticeable. And let everyone know not to let the water run! This is an easy thing to convey, sometimes harder to get across to teenagers but it's very important. Water wasted by letting the shower run is like letting a precious resource go down the drain (not to mention that your MONEY is also running down the drain!)

TIP # 4: Be a smart shopper

I have 3 main places that I shop at - Walmart, the local dollar stores and the local grocery store.

I buy my bulk items such as dog and cat food from a local feed store - or Walmart. I buy some of my groceries from the local dollar stores. The rest of my grocery shopping is done at the local supermarket and I take advantage of 2 for 1 deals, sales and special buys. I use all of these methods to cut costs on all the items we need for our household.

You can save considerable money by being a smart shopper!

Another tip is to cut out impulse buys by having a list when you go shopping. Below is a cost comparison using Costco vs. the local grocery store. Although the savings are not that substantial for just one trip, over the course of a year the savings add up. You can also cut costs by buying items like shampoos, diapers and medicines from the larger super stores also.

TIP # 5: Plan a family meeting

The last easy tip to cut costs in your home is probably the most overlooked - communication.

Get together with your family and brainstorm about ways that you can all save money in the house. Share ideas and talk about ways that family members can contribute to a family plan on how to cut costs. With today's blended families, adult children staying at home longer (or coming back), it's important for everyone in the home to take responsibility for finding ways to cut costs in the home.

Talking about this will help everyone in the family to not only save money but teach them about the importance of being frugal and taking responsibility for their consumption. In today's throw away/want it now society, plain communication is an overlooked but critical part of learning to live together as a family and learning how to be financially responsible.

These 5 simple easy tips to cut costs in your home can be used as a starter conversation in the home, and could be a catalyst for many more ways that your family will discover ways to cut costs and save money together as a family.

(Dorsi Diaz is a freelance/writer publisher and writes about frugal living, kids, health and other everyday topics)


Submit a Comment
  • Dorsi profile imageAUTHOR

    Dorsi Diaz 

    8 years ago from The San Francisco Bay Area

    @Hazel- thank you for the tips on the glasses!

    @Esmeowl12 - YW!

  • Esmeowl12 profile image

    Cindy A Johnson 

    8 years ago from Sevierville, TN

    Thanks for the great tips. Nice hub.

  • hazelbrown profile image


    8 years ago from Central PA

    Hi Dorsi,

    These are great tips. I like the family meeting idea - you can't save money if your family is not on board! I'd add shopping around for your glasses/contacts too. I just bought contacts through Coastal Contacts, and they include a "get one free" glasses certificate! Now that's a good deal. Thanks for the hub, voting up!!

  • Dorsi profile imageAUTHOR

    Dorsi Diaz 

    8 years ago from The San Francisco Bay Area

    Thanks Ann)Buying in bulk is great for certain things. My son gets my grandsons diapers at Costco and saves alot of money.Thanks for coming by!

  • Ann810 profile image


    8 years ago from Sunny Cali

    Thanks, cool budget tips. I currently buy in bulk now more than ever. (voted up and useful)

  • Dorsi profile imageAUTHOR

    Dorsi Diaz 

    8 years ago from The San Francisco Bay Area

    Thank you AllSuretyBonds)

  • AllSuretyBonds profile image


    8 years ago

    Great Hub with some nice tips on how to cut costs in your home. These are all very simple and easy things to do too! With the way the economy is, we can all benefit from doing these things and saving a little extra money!

  • Dorsi profile imageAUTHOR

    Dorsi Diaz 

    8 years ago from The San Francisco Bay Area

    Thanks ocbill) And thanks for the tip on the washer/dryer times to save electricity

  • ocbill profile image


    8 years ago from hopefully somewhere peaceful and nice

    really good tips. I never paid much attention to the home phone for emergencies. We always use a cell. It's best to use washer/dryers after 6 or 7 pm for lower energy rates. And I avoid 3 corporations like the plague; Exxon, Mobil and Walmart. all in all good suggestions :)

  • Dorsi profile imageAUTHOR

    Dorsi Diaz 

    8 years ago from The San Francisco Bay Area

    @Mandeeadair) Thanks!

    @Misty May) Glad the cutting costs tips helped.

    @hello,hello) TY!


    @earnesthub)So true Earnest. Limiting gas to go buy things should probably be the 6th tip here!! Thanks for reminding us.

  • earnestshub profile image


    8 years ago from Melbourne Australia

    Not just great tips to cut costs, but great ideas that save resources. We all need to live more prudently if we are to slow down the consumption of resources such as electricity and gasoline.

    We buy many items in bulk when on special. This saves having to fire up the flaming beast and burn gasoline driving to the supermarket for such things as a single expensive packet of washing powder.

    If you include the fact that it is seldom on special when I need it urgently and the real running cost of a vehicle to get to the shop and back, that is one very expensive wash! Great hub.

  • dallas93444 profile image

    Dallas W Thompson 

    8 years ago from Bakersfield, CA

    A penney saved is a penney earned. Thanks!

  • Hello, hello, profile image

    Hello, hello, 

    8 years ago from London, UK

    These tips will certainly save money.

  • Misty May profile image

    Riley Clark 

    8 years ago

    This was really useful!

  • Mandeeadair profile image


    8 years ago from California

    Great hub! Thanks for the tips.


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