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29 Year Old Has an Aarp Membership and Saving Money

Updated on November 11, 2023
NoteHeather profile image

Just a fish in the ocean trying to make something of herself.

What is the age limit for AARP?

For the full membership, you have to be 50 or older, BUT

AARP still allows people younger than 50 to obtain Associate Memberships.

"As an Associate member, you'll get all of the great benefits that come with membership that aren't restricted by vendor offer requirements, such as age-restricted insurance products." -

This quote is taken directly from AARP's website. Don't believe me? Check it out!

Age Question

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NoteHeather holding an AARP Magazine. One of the benefits of being an AARP Member.

Clicking on the link will bring you to my personal website. This is an example of myself holding a magazine mailed to me by AARP.
Clicking on the link will bring you to my personal website. This is an example of myself holding a magazine mailed to me by AARP. | Source

Book Recommendation for Financial Plans Made by AARP

How much does it cost to have an AARP Membership?

$12 to $16/year,

UNLESS you purchase multiyear memberships!

What benefits are included in the AARP Membership?

  • Restaurants
  • Shopping and Groceries
  • Insurance
  • Health and Wellness
  • Work and Jobs
  • Entertainment
  • Finance Help
  • Home and Realestate
  • Community

This is only a fraction of what's covered through the AARP benefits. If you're visiting Orlando, Florida, why not stop by the Rainforest Café (covered by the AARP Membership) and receive 10% off the bill while enjoying the sights of Disney Springs!

To see other discounts, please check out their site here -

I will usually pair my AARP Membership discount with another store discounted gift card to get an even better deal when I go out, especially to Outback Steakhouse.

Why should I join?

Access to magazines, newsletters, and online articles.

Some are even directly sent to you.

Did you know your social security could be input wrong,

resulting in less retirement benefits?

This was in fact an article I stumbled upon while looking through their website!

Your Social Security Earnings Really Can Have Mistakes!

By being a member, you can be notified of new content daily, including the article listed above. It is true that if your income is reported wrong, your retirement benefits will also be affected. Even if you're not a member, I HIGHLY recommend reading this article.

Newsletter Inserts

Speaking of Social Security which comes with retirement, within the newsletters, are excellent retirement strategies. Some will even map out steps that create a success path. I personally saved one and have it hung up in my room as motivation for life choices I need to focus on.

Me Creeping With My AARP Newsletter!

I see you. Join AARP regardless of your age!
I see you. Join AARP regardless of your age! | Source

Coming From A 29 Year Old Expert On Everything!

I'm kidding. I actually learned about joining AARP through Forbes in 2017 and found it inspiring!

Roger Ma, at 35 years old, joined AARP.

For Those Younger Than 50 Years Old, This Forbes Article Is What Convinced Me To Try AARP

In 2017, Roger Ma wrote an article for Forbes about his experience with having an AARP Membership. I was so inspired, I joined myself and have learned so much about retirement and even senior options for employment.

Short and Sweet!

I know this article doesn't have a lot of meat and potatoes, but does it really need to when the point is simple? If you're under 50 years old, you can still have an AARP membership. You just can't have the full membership. Definitely take advantage of the free material such as the newsletters, magazines, articles, and discounts that come with the associate membership.

This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.

© 2020 NoteHeather


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