ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Dirt Cheap Apartments for Seniors and Everyone Else!

Updated on July 28, 2014

Afffordable Apartments


Many people think of low-income, affordable apartments as crummy little hovels that are one step above life on the streets. Well, have I got news for you, some of these places are very nice and include luxury apartments in the very heart of Manhattan.


A friend of mine just moved yesterday. She is 77 and she moved into a senior citizens low income apartment that I had recommended two years ago. She is on social security and had never lived in a low income apartment before. I told her about them because when I was a single mother I had lived in a low income apartment while attending college. I have nothing but fond memories of those apartments. They were located right next to the college (so close that I could walk to class) and soon all of my college friends were in the complex as well (good news travels fast when I'm around :). My rent was $125.00 dollars a month. Now that was 25 years ago but still quite a bargain anyway you look at it. My friend's apartment costs her $387.00 per month. Her apartment includes ALL utilities, a balcony, a garden, a gym, they allow pets and even have a little general store on the premises.


I am writing because many people are unaware that apartments like these even exist. There are apartments for senior citizens and apartments that are just generically low income. Some private building owners in luxury apartments do this so that they can get a tax break. One program is called the 80/20 program because 20 percent of the building occupancy has to be low income. In New York that means that you can rent a LUXURY apartment that would normally rent for $2,500 for as little as $100.00 dollars a month! Yes, I said ONE HUNDRED DOLLARS a month! I personally know someone who has an apartment like this. Every single state has apartments like these. There are different income requirements for each state and each program. Each program is different, so you have to do your research and find out which apartments would fit your circumstances. It usually takes about 2 years after getting on the list to actually get the apartment and in some cases if you make too much money you will not qualify. In some cases if you make too little money you will not qualify so do your homework and find out which apartments could work for you. All of the rent in low income apartments are based on your income, so the rents can change, they can go up and they can also go down but rarely (in fact I've never heard of this before) will someone be asked to leave because they are making too much money after they qualified initially. We should all have that problem!


As more and more people who were working class slip into poverty these apartments can be the difference between having a decent place to live and living with your sister, her husband and their three kids or even worse homelessness. So if you know someone who could benefit from these apartments call your local HUD and find out where they are and for goodness sake GET THEM ON THE LIST!


**If you would like to earn money writing for hub-pages click here:http://hubpages.com/_earnmoneywriting

This is the Apartment Complex that my friend paid $100 per month for...

Comments

    0 of 8192 characters used
    Post Comment

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      6 years ago from Manhattan

      Try refreshing your computer CorolK-LV.

    • profile image

      CarolK-LV 

      6 years ago

      Unable to sign in...clicked sign up arrow with no response from computer site.

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      I was 46 or 47 when that picture was taken and no plastic surgery!

    • profile image

      Donal Kinsella 

      7 years ago

      "25 years ago" wow you look about 25yr old now, I guess cosmetic surgery is very affordable also!

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Do you have a neighbor or friend that can help you with the paperwork?

    • profile image

      Arthur vela 

      7 years ago

      I fill sorry for all seniors including my self,because there is no much life to be enjoyed.I am struggling today.my retirement income is not sufficient to afford to live in a community I like. If I apply, I don't know what to do.there must be a paper works to do.please help!

    • SallyTX profile image

      Sally Branche 

      7 years ago from Only In Texas!

      Terrific news! :)

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Thanks, I'm glad you think so.

    • katrinasui profile image

      katrinasui 

      7 years ago

      A useful hub. keep writing my friend.

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Well, I did write a hub on the myth of home ownership! :)

      Not all of the apartments are as nice as this one, they vary. The one I had in California was very basic but cheap and clean and safe. Besides, you have to be low-income, you have to qualify.

    • Mimi721wis profile image

      Mimi721wis 

      7 years ago

      Brie you make me want to sell my house. The apartments in the photo are beautiful.

    • crystolite profile image

      Emma 

      7 years ago from Houston TX

      Great stuff,thanks for sharing.

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Absolutely thrilled. And it's nice that I don't have to worry about her either!

    • earnestshub profile image

      earnestshub 

      7 years ago from Melbourne Australia

      Brie, the apartment looks wonderful. I am so pleased you were able to help your friend in this way. I bet she is thrilled!

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Yes, I know...like my friend that I referred to in the article. A lot of people are not aware of these programs, especially if they have been middle class there whole lives. So it's important to spread the word. This woman didn't know about them until I suggested it to her. She is so happy now. And, I am happy for her. But, it takes a while to get these apartments which is why you have to get your name on the list asap.

      Thanks for writing

    • Nan Mynatt profile image

      Nan Mynatt 

      7 years ago from Illinois

      Brie I am aware of the low cost housing in some cities, thank you for bringing this out to our hubbers. When you are on Social Security you don't have much money and they need to still have decent surroundings. People need help.

    • Brie Hoffman profile imageAUTHOR

      Brie Hoffman 

      7 years ago from Manhattan

      Thanks Enlydia

    • Enlydia Listener profile image

      Enlydia Listener 

      7 years ago from trailer in the country

      great article...thanks for the information...

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)