ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Auto Insurance for Women – Maximize Your Savings!

Updated on May 5, 2011

Auto Insurance for Women – Maximize Your Savings!

Recently, car insurance providers have given female drivers the kudos for winning the statistical race of the genders as to who are better drivers. So far, the numbers state that female drivers get in fewer accidents and tend to be safer and more responsible behind the wheel.

Cheap auto insurance for women may just be your reward for driving safely and responsibly. According to statistics, men are accountable for 92% of driving offenses and 98% of dangerous driving convictions. And aside from safety issues, women tend to drive shorter distances and at lower speeds.

In the past, car insurance providers did not deem this as enough reason to offer any special discounts. Recently, however, insurers have started providing cheaper auto insurance for women. The rate of accidents female drivers get into is also significantly lower.

So generally, female drivers can get lower auto insurance rates. But this does not mean being a woman is all the preparation you need when shopping for auto insurance. It is still a good idea to comparison shop to find the best deal.

When shopping for auto insurance for women, you can further bring down your insurance rates with the help of these tips.

#1 Choose your car carefully

Women tend to be less scrupulous when it comes to their choice of cars. Female drivers are known to make more practical choices of vehicles. As a female driver, you can get even cheaper auto insurance for women if you choose the right car. Go for a car with a smaller engine and steer away from modifications that male car owners usually go crazy for. These include alloy wheels and racing exhausts, most of which can actually bring up the cost of your car insurance.

#2 Install safety features in your vehicle

What you should be installing in your vehicle instead of modifications are safety features as well as anti-theft devices. Special locks and immobilizes can significantly make you a more secure and a more responsible car owner, and will then entitle you to better and more affordable auto insurance for women.

#3 Determine your needs

Several car owners sometimes focus on other tips to bring down their car insurance rates that they forget to check whether they can bring down their rates simply based on their needs. So if you need cheap auto insurance for women, consider your needs. Check how much coverage you really need. This will help keep you from paying more than you really need to. Aside from that, you will be able to gauge how much your monthly premiums will be.

#4 Keep your policy protected


Auto cheap insurance for women is generally less expensive, but statistics say that the safety rates of female drivers level off with that of men in the cases involving female drivers older than 45 years. So if you are an older driver, you may lose some of your discounts. But to keep your rates low, keep your policy protected. Do not let your teenage kids put their cars into your policy. By doing so, you can keep your own auto insurance rates at a minimum.

Related Auto Insurance Hubs

Low Cost Car Insurance
Know how to find a cheap car insurance.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)