ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

College Is Not For Everyone

Updated on February 11, 2016
moneyman77 profile image

I've been an independent financial planner for several years now. I try to keep my advice as objective as possible.

College for All Is Misguided

In America everyone is encouraged to go to college or university and get a bachelors degree. I don't agree with this narrow elitist thinking. There's a certain snobbiness that goes along with getting a college degree. Often times it makes the person with the degree feel better than and the person without it less than others. There's a staggering amount of student debt that weighs on the shoulders of those that owe it. Student loan debt is not dischargeable in bankruptcy normally which makes it more burdensome. You have it for life. How nice. I got a four year B.A. in a liberal arts subject, and I really don't feel like my degree has benefited me much at all. In my case I bought into the college mentality and it didn't pay off. Let's look at some alternatives to going to college.

If a person qualifies for it they could join the military. This option is not for the faint of heart to be sure. You have to be willing to put your life on the line for your country. Still the benefits are excellent. You really don't have to worry about anything in the way of survival needs. It's paid training and a guaranteed job when you're done with the education part. If you can deal with it for 20 years you get a lifetime pension and benefits. Another thing oftentimes not mentioned is you have a solid stable income stream to invest for 20 years. This can produce a nice dividend stream as well as the pension when you get out. It's possible after doing your 20 to never have to punch a clock again.

A person could learn a trade like plumbing, electrical, carpentry, air conditioning, auto mechanics, and the like. I've heard from several people that few individuals go into the trades these days and schools are cutting back budgets for them. I'm not totally sure this is true, but if it is it's dumb dumb dumb! This is where the college elitism comes in. At least in this American society there's an attitude that blue collar trades are less than white collar college degreed paper shufflers. I don't agree with that mindset. We need those that can do something practical, physical, and real.

One could also just get out there and start slinging hash at a minimum wage type job immediately after getting their diploma. The possibility to become a manager is always there or even moving into a corporate position. It could be in fast food, retail, or whatever, and even on mimimum wage one could start building wealth if they can keep their outgo under their income. A bigger income helps, but it's not everything. As I mentioned in one of my other articles I believe controlling expenses is more important.

If you think you have it in you you could start your own business of some sort. This is often considered the most difficult path, and maybe it is. It depends on your perspective I guess. The very essence of capitalism is being an entrepreneur. It's being a a producer instead of a consumer. Some people have a burning passion to do their own thing and have a plan to do it as well. Starting small and cheap is the way to go on this one. With some research you can find opportunities that have low barriers to entry. Maybe having some kind of a day job and swinging for the fences on the side can work.

I hope this helps to open some people's minds about the possibilities besides college. This list is not all inclusive. I'm sure there are some I didn't think of. If you're being pressured into going to college and you don't want to go consider your other options.

College Is Not For Everyone


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)