ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Conquering Your Debt-- Attitude Adjustment & Online Resources

Updated on March 26, 2016
Source

So far in this series, we've focused all of our efforts on budgeting and bringing in more income. Today I want to discuss another helpful method. Instead of just focusing on the money itself, digging ourselves out of debt involves changing our attitudes. It’s not just about spending less money. It’s also about looking at the stuff that we already own in a new light.

For example, over the past few weeks I’ve been contemplating buying a new bookcase. However, my office is located in the attic of my house. The room has a “peaked” ceiling and low walls. I didn’t want to spend money on a new bookcase for several reasons: 1. I’m poor, 2. I'm in debt and don't want to make it worse, and 3. finding a bookcase short enough to fit in the space would be a challenge. I knew from past experience that most standard bookcases are taller than they are wide. I needed one that was the opposite.

Getting Creative

So, I chose to get creative. I had a few old wooden doors that used to go to the laundry closet. However, when I moved into my house I already owned one of those apartment style, space saving machines. It’s a “double-decker” washing machine and drier combo with one machine on top of the other. Well, it turns out that my machine is much narrower than standard machines, but its also deeper. The machine wouldn’t fit with the sliding wood doors. So, I took the doors down and have been using a large curtain on that closet ever since. Meanwhile the two folding doors have been gathering dust.

Light bulb! It occurred to me that the folding doors could be transformed into a large bookcase that was much wider than it was tall. So, I got out my jigsaw and all of the miscellaneous nails, hinges, and what-have-yous that have been gathering in the bottom of my toolbox for years. In the end, I succeeded in building my very own bookcase that fulfills my requirements. It’s short enough to fit in my attic office and the two tall, deep shelves are great for storing my combination of books and craft materials. The only catch is that my refurbished bookcase won’t be winning any beauty pageants any time soon... but I’m okay with that!


Source

Keeping an Open Mind

The point of my story is that we can save ourselves money (and gain the satisfaction of making something with our own hands) by simply keeping an open mind. Just because an old object no longer works that doesn’t mean that we have to throw it away. Instead, try to view that object as something else. My new bookcase didn’t cost me a penny because I constructed it out of stuff that I already owned. Before spending your money, try looking around your home. With a little creativity and some work, you may be able to transform an old object into something new.


Getting Back to Our Roots

This illustrates another good point. We, as a society, need to change our mindset. We've all been trained to automatically go out and buy new items. We need to break the buying habit. Instead, we need to re-learn the things that our grandparents (who lived through the Great Depression) knew. A few generations ago, people were much more self-reliant. They knew how to repair items when they broke rather than simply replacing them. They also grew their own crops, preserved excess vegetables for use during the winter, and chose to maintain and repair items rather than simply replacing them.

In order to not only get out of debt, but learn how to improve our financial health, I think we need to get back to our roots. We need to embrace the things that helped our grandparents survive the Great Depression.

For the record, I'm not saying that because I'm expecting a zombie apocalypse or some other disaster. (wink) And, I'm not a "prepper."

But, I believe that if we adopted some of the principles and practices that helped our grandparents survive a major financial disaster then could learn how to avoid getting into such a bad situation in the future. Learning how to live frugally can help us to dig ourselves out of debt and help us to avoid falling back into that trap in the future.

Online Resources

For inspiration, I’ve listed a few web addresses below. All of them promote the recycle, reduce, reuse movement. Please, check them out!


The Center for the New American Dream http://www.newdream.org/about


Shoestring Magazine http://www.shoestringmag.com/diy


Ready Made http://www.readymade.com/


Instrucables http://www.instructables.com/


As always, feel free to post your comments and feedback on this Hub!


Comments

    0 of 8192 characters used
    Post Comment
    • Reprieve26 profile imageAUTHOR

      HS Contino 

      3 years ago from Oregon Coast

      Thank you. :)

    • Larry Rankin profile image

      Larry Rankin 

      3 years ago from Oklahoma

      Very helpful.

    • profile image

      Meadow 

      4 years ago

      Tip top stfuf. I'll expect more now.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
    ClickscoThis is a data management platform studying reader behavior (Privacy Policy)