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Eliminate Debt Problems Forever

Updated on February 17, 2009

Three Steps

Are you having sleepless nights, stomach pains, headaches, and other aches you never had, you have debt depression. If debt is always on your mind then debt is consuming you life and you better deal with it.

There are several ways available these days to deal with debt. They range from debt consolidation all the way to bankruptcy.

First, assess you situation. Be realistic, be accurate, and if possible predict future expenses. Don't sit back and let debt consume you any further. If your situation is so bad that the bad word bankruptcy is an option then consider it. Just be aware of the repracusions of any decision you make, get all the information you can. There is a ton of it out there.

Second, get a piece of paper, write down your plan to eliminate debt, then do two things. Promise yourself you will not make the same mistakes again, and write down all the aches that debt caused you. Make it real nasty so when you look at these notes in the future you will be reminded how you hate debt.

Third, plan you life going forward when debt is eliminated from you life, don't look back. Keep that paper in step two handy just in case you feel yourself slipping back to the debt death grip.

Debt has a place for constructive purposes, but the marketing barrage that has occurred these past years drove consumers crazy.  Now once you get thorough this crisis you would be crazy to allow yourself to be influenced all over again.

You can get started, go to the Debt Hub for more information and ideas for future income opportunities. Review your options, make your choices, eliminate debt forever.

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    • rb77 profile imageAUTHOR

      rb77 

      8 years ago from Las Vegas

      Thanks Bonny, I believe this current economic crisis will have people thinking differently in the future.

    • bonny2010 profile image

      bonetta hartig 

      8 years ago from outback queensland

      Sound advice - I see this sort of thing all around me, people living beyond their means,the loss of jobs, having to pay rents that cripple their bank balances- it is sad to see.

      I guess I was lucky, I have always refused to have a credit card, I own my own home and "keeping up with the JOnes" was never my thing - plus I hate shopping so I save a bit there.

      Iliked your hub will now read some more - cheers.

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