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Financial Perks for the Over 60s in the UK

Updated on June 6, 2018
ethel smith profile image

With a keen interest in British politics this writer is never afraid to share her opinion

Getting older is a fact of life unless you die young!

Not so long ago women could officially retire at age 60 and men at age 65 in the U.K.

Successive governments have however raised the age an okder citizen in the UK can receive a state pension and any associated perks.

Make sure you know what you are entitled to and claim it. Often when there is a change in social security those already in receipt are protected and the rest kef out in the cold.

If you are in doubt try researching potential benefits by searching online, reading leaflets available in local libraries and hospitals and or asking at your local Citizen’s Advice Bureau.

In recent years elderly citizens have been fighting for a decent living
In recent years elderly citizens have been fighting for a decent living

The following were a available at age 60 for women and 65 for men. Some still are though others are linked to your official pension age

  • Free prescriptions. In England and most parts of the U.K prescriptions are not free. There are some exclusions and it is possible to purchase a discount if you take quite a few medications on a regular basis. The current cost of a three-month prepayment certificate is £29.10.On the whole the cost of a normal prescription is £8.80 per item. If your prescription has four items on it then you will pay £35.20. Each year the cost increases. Once you hit 60 and are in receipt of free prescriptions you could save a substantial amount of money.
  • Discounts. Everything from the hairdressers to the huge D.I.Y. stores offer reductions for older citizens and pensioners. This is often applicable even if you are still working as in some cases it is all about your age. Some businesses have particular discount days. This may also help the business on quiet trading days. Many of these discounts are applicable once you are 60.
  • Travel. Free bus travel varies a little around the country. Recently the free bus pass for older people has been made available in most if not all parts of the U.K. Your free bus pass will allow you to travel on buses for free after 9.30am any day between Monday to Friday, and all day at the weekends in some town, rural areas and cities. In my city there is not time restriction and we can enjoy our free bus anytime of the day and any day of the week. Coach travel is at half price for qualifying over 60s. You can travel more cheaply by train too also but you will need to purchase a Senior Railcard and these need renewing every year.
  • Eyesight Tests. Eyesight tests are also free for the over 60s.
  • English Heritage and The National Trust offer reductions for the over 60s.
  • Sports Facilities. Swimming, Gyms and other sports facilities will usually offer a discount for the over 60s.
  • Education. Fancy learning something new? Take advantage of the special rates for the over 60s.
  • Entertainment. Most cinemas and theatres offer special ticket prices for the over 60s. These offers will vary regionally and may only be available for certain performances. In some cases the ticket may cost the same but include a free non-alcoholic drink
  • State Pension. The State Pension age for women has been gradually increasing to bring it inline with men’s. However the age a man can retire has been increasing too. It is doubtful this has peaked yet. Future changes will depend on future governments and their politics.This is due to change though. For women born after 1950 the age is set to rise. For those born after 1955 the State Pension age was set to be 65 but there have been more changes. It is possible to defer receipt of your pension if desired and receive a one-off lump sum.
  • Winter fuel Payments. If you and or your partner were aged over 60 you were eligible for this once a year payment but the qualifying age has increased.Even if you are still in work you can receive this help with your winter fuel bills.


There are many more financial perks.

It is always worth asking any provider such as Insurance Agent, Banker, Plumber or what you will if there is a discount for seniors.

You may be pleasantly surprised.

Some of the perks highlighted here are dependent on the government. There are further changes already planned.


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    • ethel smith profile imageAUTHOR

      Ethel Smith 

      8 years ago from Kingston-Upon-Hull

      Jealousy will get you nowhere Habee lol

      Jonsie you Ratbag lol.

      Sadly Hubby and I will just miss some perks by a few months.

    • Jonesie201 profile image


      8 years ago from London, England

      You old people have never had it so good :)

    • habee profile image

      Holle Abee 

      8 years ago from Georgia

      Hey, HH - I thought I was your favorite girl?? Okay, I'll be your favorite American girl! lol

      Great hub, Ethel! Wish we had all those perks here!

    • ethel smith profile imageAUTHOR

      Ethel Smith 

      8 years ago from Kingston-Upon-Hull

      Thanks for the Aussie input Eileen. Yes I have to work at least two more years than I expected. Hubby is 60 this year but the perks he would have got for that birthday, if it was last year, are changing somewhat.

    • Eileen Hughes profile image

      Eileen Hughes 

      8 years ago from Northam Western Australia

      Ethel Very interesting information. I was a bit slow when we turned because my husband had a small lawn business, I didn't know we were still elibible for many benefits. I was until a wealthier person went on the benefits the moment she turned 60 and informed me to go for it.

      Typical, we were entitled as he was not working the required hours so could have had it a lot earlier. Now we are over 65 we are retired.

      They are gradually putting the retirement ages up in Australia now though. I feel sorry for those who have to work longer when a lot of our younger ones bludge and get paid to surf on the beaches. Great hub again.

    • ethel smith profile imageAUTHOR

      Ethel Smith 

      8 years ago from Kingston-Upon-Hull

      Hi to you Iðunn. I am playing catch up.

      Lori I seem to think that there will be little in the pot for me and I only have a couple of years to go.

      Hello hope some of these perks stick around for us :)

    • profile image


      8 years ago

      Interesting. In the USA, senior citizens don't get anything "free" really, but starting at age 55 they can get discounts in restaurants, movie theaters, et al. Also, they can start drawing social security starting at age 62 1/2, but of course, America will run out of money by the time I reach that age, so I'll miss out. :-)

    • profile image


      8 years ago

      ethel, what a great Hub. I have to say I loved the raging pensioners in their underwear pic. :)

      We have a pretty strong "older" lobby here, AARP and so seniors, apart from our horrible way of treating ALL poor, tend to come out pretty well.

      There are some stats for U.S. on how women are much worse off than men because socsec is decided by earnings and women raising kids hurts what they put in.

      But then take Florida, where the elderly only have to eye-test for driver's licenses every 15 years. That's kind of scary! But that is where well off old go to retire and it's a democracy so they make the rules. They also death sentence 12 years olds in Florida, which really sucks.

      Mostly, I just wanted to stop in to say "Hi!". Hadn't seen you in a bit and missed ya some. :)

    • Hello, hello, profile image

      Hello, hello, 

      8 years ago from London, UK

      Thank you, ethel, I knew you are my favourite girl.


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