ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How to Find a Financial Planner

Updated on March 13, 2008

Personal Finances

It can be hard to manage your finances properly to that in which you would prefer. The best option would be to higher a financial planner to help you obtain and hold your goals for your assets and liabilities.

You want to make sure that you can pay for your child's college tuition, while managing you own mortgage, insurance, and stocks. Why stress yourself out more than you should, when you can hire help.

Your financial planner will help you refine your financial goals and help you find ways to manage your finances and assets. You just want to make sure that you pick the right person who will be in control of your finances.

Find a Financial Planner

If you're not starting from a friend's reference, you can check the yellow pages for a Financial Planner or the internet. Make sure that you see the initials C.F.P. (Certified Financial planner) after the name or business.

Make a list of a few names, addresses, and numbers, and then check with the National Association of Financial Planners for referrals.

You may want to take your list to coworkers and ask around. Maybe they have a better planner or just have a good referral for one of the names on your list.

Once, you think you have your planner, you'll want to either call or make an appointment to ask about a few questions.

  1. Ask how he charges and howhe gets paid. Is it a fee only, fee base or commission.
  2. Ask what his credentials are.
  3. Ask about his experience.
  4. Ask what, if any, services are provided; consider the difference between planning and preparation.
  5. Ask how often he sees his clients.
  6. Ask if the financial planning includes recommendations.
  7. Ask how much, if any, he will get in terms of commission from your assets.
  8. Ask for two or three references.
  9. Ask if he/she has any questions for you.

Once you're happy with the planner and his fees and goals with your management. You'll want to make a list of short and long term financial obligations that you want your financial planner to help you manage.

Gather up all of your documents, lists of assets and liabilities, and a list of financial goals. You'll want to take these to your financial planner, who will set up a plan and help you manage.

5 Tips for Finding a Financial Planner

  • Interview at least three different financial planners before you decide which one will work best for you and your money and finances.
  • Check for references from friends, coworkers, and family.
  • If you're looking at small time or first finances (first house, etc.), you'll want to look for planners whose clients are not of big time finances, as they'll expect big fees and you'll be less of a priority because you'll be on the small scale.
  • You can always start with the Financial Planning Association (800-322-4237) to search by location or specialty.
  • Check credential potential financial planners with CFP Board of Standards.


    0 of 8192 characters used
    Post Comment
    • profile image


      10 years ago

      Great information! In order to avoid mistakes in finding a financial planner, we need to investigate and ask, ask and ask before we even decide to take one.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)