ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Gaining Financial Freedom: You are Unique

Updated on August 29, 2018
S W Moore profile image

S. W. Moore teaches spoken English, business English and U.S. history at Datong University in China. He writes articles on various topics.

Focus on What Works For You

Often, a person's first instinct when reading articles dealing with finances, creating a budget, getting out of debt, and so on, is to immediately find ways that it will not work for them. The reader often laments that there are too many negatives in their life to be able to effectively implement the strategies listed. (i.e. I make minimum wage, I don't have a college degree, I live in a certain area that limits my ability to find a good job, etc.). While many arguments used against having the ability to gain financial freedom may sound like just a bunch of excuses given by people who simply do not want to make the effort required to get out of debt, these may in fact actually be real reasons that are holding them back even though they do want to succeed financially. The persistent problem here is that we find something that does not work, and then we assume that means there is nothing that will work. We feel we are doomed to a life of debt and poverty. While it is true that one strategy one person uses to become financially independent may not work for someone else, that does not mean that none of them will work. Instead of focusing on what will not work for us, we need to concentrate on those techniques that will help us, and then implement those into our lives.

Find What Works For You

A few years ago when I was in financial straits, and saw no course of action to get out of debt, I began reading everything I could find to teach myself how to get to a point in my life where I would not always be wondering where I would get the money to pay all my bills. I did not enjoy holding two or three bills in my hand wondering which one I would pay this month, and which two to hold off until next month hoping that they would not cut off my utilities, or that I would not have a wreck since I would be driving without insurance for the next month. As I began to read, I realized that there were some very simple things that I could start doing, or quit doing, that would help my financial situation. However, as I read these books, magazines, web articles and the like I realized that there were some strategies that some of the authors used that simply would not work for me; instead of giving up, though, I began to concentrate on those things that would work for me and did not worry about the rest.

Fix it With What Works For You

We are all unique individuals with unique lives, situations, goals, and abilities. What works for one person may not work for you; what one person uses to improve their personal financial situation may need to be tweaked a bit before you can use it. Something you need to realize is that different things can affect your need for money, your ability to procure it, and your ability to maintain it. Your age, gender, marital status, location, education, job, and many other factors play into how you should approach your finances. What is important to remember though, is that regardless of your situation, there is a way to fix it and make sure it stays that way.

Finish With What Works For You

In the pages of my blog (CashCourse) I set forth the strategies that I used to get out of debt, and what I am doing to maintain my financial freedom. Again, I can't emphasize enough how important it is to keep in mind that you and I are different; what works for me may not necessarily work for you, but reading these pages should help you find something that will work for you, even if it has to be changed up somewhat. So keep in mind as you read, these strategies and techniques I put forth are not ways of telling you what you should do in order to accomplish your goals, but rather these are what I used to meet my goals, and you can use these as an outline to develop your own strategies to help you get out of debt, and stay out of debt.

© 2018 Stephen Moore


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
    ClickscoThis is a data management platform studying reader behavior (Privacy Policy)