- Personal Finance
How To Ball On A Budget
Balling on a budget is a popular quote or slang used today by many, and can have very many different meanings. Do wealthy people usually budget? Of course they do, and they do it well. That's why they continue to have so much money, but most wealthy people hire others to do there budgeting for them, ie, an accountant. When you think of a baller, who comes to your mind? Kobe Bryant, Steve Jobs, Will Smith, Oprah Winfrey, Bill Gates, Kim Kardashian? And Yes, a baller these days, can be male or female. Balling on a budget is actually a art form , finding those high price ticket items for half or less is the goal. Lets look at one definition of the word Baller. Baller- A person who finds success and wealth, retains a questionable amount of wealth and is thoroughly comfortable flaunting it. There is also another lower level of balling, which is generally the above middle class population, and these are the people who spend there disposable cash on high priced ticket items for less. The disposable cash Baller is someone who has a career, makes above average salary,who pays all there bills monthly and puts a little money aside in there savings and spends the rest (disposable cash) on lavish items. About 70% of the population fall into the category of the disposable cash Baller. Would you like to eat out, two, three times a week? Buy a New Gucci or Prada bag? Travel to exotic islands two to three times a year or more? Then balling on a budget is the right plan for you. Here are some special sites and tips to help you ball on a budget.
Groupon is a special club, it's free to join, and it is a "deal of the day website", there is also an app for your smart phones that can be downloaded to get special offers daily. This unique club allows you to spend your cash wisely and get the best bang for your buck! Groupon is localized in major cities in the United States and Canada. This site has many offers on restaurants, ranging from five star dinning to your national chains, down to your local neighborhood dinners. You can purchase coupons for $10 and eat $30 to $40 dollars worth of food and drinks, saving a whopping 30-50 percent off the bill. With deals like this, eating out can become a weekly thing, you'll feel like a true baller, eating out 2 to 3 times per week. Feel like royalty with great spa deals, get one hour massages for $35 that was orginaly $150, get Botox for $99.00 chemical facial peels for $30 and hair lazer removal services for $75.00. Love traveling a few times or more per year? Try an all-Inclusive Beachfront resort in St. Maarten for only $219 that's half off the original price, ever been to Thailand? Try a secluded Island off the coast for $749. Not to mention Chole and Michael Kors shades for 59.99 original cost $300, designer bags and clothes and so much more, Groupon's great deals really make balling on a budget exquisite!! Saving money on designer names have never been easier, Groupon defiantly helps the baller on a budget.
ScoutMob is a unique and popular company that started in Atlanta Ga, unlike Groupon you do not have to buy a coupon upfront, ScoutMob gets you deals for free!! That's right free! ScoutMob can be used in most major cities in the U.S. There is An App for your smart phones to receive daily deals. ScoutMob provides bargins at local restaurants, receiving 50-100% Instantly, all you have to do is bring in your smart phone or print off the deal from your computer and the discount is recieved at the end of your meal. ScoutMob also has wonderful deals at boutiques with rare clothes and jewlery. scoutMob also gives extra incentives from those locations when you make a return visit. Also many Exclusive bars, coffee shops and more, If your looking for local merchants to dine out and shop, then ScoutMob is a budget ballers paradise, ScoutMob definitely provides a great way to ball on a budget
Shop the closets of wealthy women and men on PoshMark, this site is a haven of designer clothes, shoes and accessories, shop from the convenience of your Iphone. connect with others around the globe and purchase pricey top name items for bargin basement prices. This site handles shipping directly so there is no need to worry, PoshMark is a community of well do to women and men, with barely worn expensive garments, these women and men are clearing out there closets making room for new lavish clothing. And if you want to sale some of your pricey items, you can make a personalized closet and sell your expensive goods, Turn your treasures into cash and purchase hot new fashions for the seasons. This site displays top labels like Coach, Juicy Couture, Dooney & Bourke, Chanel and much much more, PoshMark is Defiantly for that baller on a budget.
Gilt Groupe has a huge variety of designer clothes and accessories, including superior labels like Rolex, Marc Jacobs, Gucci, and Dolce & Gabanna just to name a few. You will find crazy reductions up to 70% off all items, this site is truly a dream for a baller on a budget. Outnet has big ticket items for thrift shop prices, find rare buys like Alexander McQueen and many more. Shop the closets of millionaires at The Millionaires closet, its an online heaven of the hottest fashions displaying Yves Saint Laurent, Christain Louboutin, Giuseppe Zanotti and more. There are also lots more sites like Gilt, fab, shop advisor, Deal drop daily and Rue. Balling on a budget is a creative way of living a lavish lifestyle, without paying lavish prices. Now, lets recap, we've covered fine dinning, spa, travel, clothing, jewelry and more, what more does one need to feel and live like a Baller? Baller on a budget tip Create a financial goal sheet, this goal sheet will help you remember the items you want, and what price you want to spend, by doing this, you will not overspend on your items or vacation, you will stick to your original budget. Look at your goal sheet daily as a reminder. Ball on a budget and get the things you want out of life without breaking the bank.