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How To Save Money At The Pump

Updated on October 13, 2015


Surprisingly, there are some little known facts about gasoline that consumers should know.

In a sagging economy, gasoline has become a major purchase these days and knowing the facts about saving money on fuel gets more important every day as the numbers change.

Let's examine some facts about gas stations and gasoline in general.


  • Pricing is everything. Go to for a daily look at who is selling gas for the cheapest price in your area. A little known fact is that gas stations have to buy gas from the company that owns them. So for instance, Shell can't shop around and buy from BP or vice versa. Oil companies control the price of gas and then they base their pricing for that individual station by location, competition, etc. So maybe that guy isn't quite the tightwad you thought he was by not dropping his price to match the other guy's across town!

  • Credit card fees. These little babies actually drive up the cost of gas. Credit card company fees can be 5 cents per gallon when gas is $2 a gallon (when was the last time we saw that?) and they jump to 7.5 cents per gallon when it hits $3. Passing the buck so to speak, gas prices shoot up again to cover the fees and eventually drop when the price of gas drops - but it takes time for you and I to see that at the pump.

I hope you'll get some great ideas on how to save money at the pump.


  • Cash is king. Paying cash for gas is the best way all around - and by that, I don't mean using your debit card. First of all, there are usually fees associated with using your debit card at the gas station, so are you really saving any money? Secondly, in order to cover the debit card transactions, sometimes gas stations will ring up an extra $20 on your account to potentially cover the transaction while it travels from the station to your account. If you happen to be low on funds, you can end up overdrawn because the service station has covered its rear with your money.

  • Better gasolines at different stations are a myth. If you're paying for premium gasoline that your car doesn't need to perform, you're already throwing away money. If you're buying a specific gasoline with additives such as Techron to get your engine to perform better, you're also throwing away money. Additives do help keep your engine clean - it's true - but the fact is that all gasolines, down to the cheapest one on the market have additives and they have to have them by law. A study by Florida inspectors found that there was absolutely no difference between one gas and another in terms of meeting fuel standards. What's more, gas companies share pipelines so one station may be selling gas refined by its competitor and vice versa.


  • Check out gas cards before you sign up. If you're thinking that a gas card is the way to go to purchase gas, make sure you check out the different cards. If you buy a proprietary card, obviously you won't be able to pump at different stations. Some cards also have very high percentage rates, don't offer gas rebates, and may not have fraud protection on them. Take a look around on the Internet. There are low interest cards out there but the rates can fluctuate - so always check before using them.


In short, there are some facts we as consumers simply haven't been told about how gas is sold. 

These are important things to know and hopefully they can help us all avoid the pitfalls at the pump of paying too much for gasoline.

Taking the time to check out the current "hot spots" for the best deals each day can save you money. 

Also getting rewards say through grocery bills and 10 cents off per gallon is another great way to bring down the cost of fuel. 

Do whatever you can to save on fuel costs but the most important (and the easiest) way to save money at the pump is to drive less and drive a fuel efficient car. 

If you have more ideas to contribute on saving money at the pump, please leave your comments below.


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    • J-Nevil profile image


      9 years ago

      Great Hub!

    • profile image


      10 years ago

      If you feel that fuel cost is emptying your wallet then your option should be

      fuel additives , are touted as great products that help

      you get more mileage. Decrease hydrocarbon and carbon monoxide emissions in the exhaust .

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      John - Thanks a bunch for the read and glad it was helpful. Every little bit helps these days!

    • john000 profile image

      John R Wilsdon 

      10 years ago from Superior, Arizona

      I thought these were very good tips. And everybody does not know all of them; many know a few. I was particularly take aback by this statement "sometimes gas stations will ring up an extra $20 on your account to potentially cover the transaction while it travels from the station to your account." I had no idea stations pulled that and will be on the look out. Thanks for writing a timely hub. Well done.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      JamaGenee - That totally makes sense - I told my hubby that and he said it's true, too!! I totally agree as well - not driving is the answer and making the most out of what tools we have to cut the cost. It is truly becoming insane to drive anywhere!

    • JamaGenee profile image

      Joanna McKenna 

      10 years ago from Central Oklahoma

      CJamesIII is correct about buying gas mid-week. The price goes up on Friday and stays up through Monday because weekends are when most people fill up because they just got paid, they need a full tank to go out of town or for running around town in general. Taking an extra 10 minutes to stop for gas on the way home on Tues or Wed CAN save you a bundle!

      Also, if the cheapest gas is 10 miles in the opposite direction from your normal routes, the penny or two per gallon you'll "save" will be canceled out by driving the extra miles.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      CJamesIII - Wow - will have to check that out!!

    • CJamesIII profile image


      10 years ago from Minneapolis, MN

      Great hub! Another tip, buy gas on Tuesdays or Wednesdays, the price is usually cheaper. Not always, but keep your eyes open.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Thanks so much for the wonderful comment, Denise - great point!

    • profile image


      10 years ago

      Good article, make sure to fill up your tank when it gets to half way. You burn more gas when the tank is low.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Darski - thanks - Bob found this out too and now he doesn't use his debit card anymore!

    • Darlene Sabella profile image

      Darlene Sabella 

      10 years ago from Hello, my name is Toast and Jam, I live in the forest with my dog named Sam ...

      Great information Audrey, I love to learn and I will now save on gas, I always us my debat card so NO more. Wise advise and great work rate this up love & peace darski

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Hi Steve - Thanks so much for stopping by~! You are too kind in your praise and yes, indeed, I went to a great school with some great friends. That must be what has helped me attain my 'genius' status.

      In all seriousness, it's just about learning don't you think? Once we stop trying to learn about things, we probably are old. Hence, the quest for knowledge.

      Thanks for being a fan - I need all the help I can get...I mean fans I can get! Hugs.

    • profile image

      Steve Leveen 

      10 years ago


      I think you're a genius! How to buy gas? How do you know about so many things? You must have gone to a great high school and then, kept learning at hyper speed. Can't wait to read more.

      Your fan,


    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Thanks Sally's Trove - and isn't it the truth? You have to be SO careful to not get ripped (even more) over gas gouging these days!

    • Sally's Trove profile image


      10 years ago from Southeastern Pennsylvania

      Super cost-cutting tips! I'm fortunate to live on some kind of a line drawn by either local taxing agencies or fuel suppliers where within ONE mile the cost of fuel changes dramatically, up to seven cents per gallon. No matter what the brand, north of that line, gas is cheaper; south, more expensive.

      That's a great reminder about credit card purchases. Not too long ago I found myself in a pickle, low on gas and with no cash. I couldn't believe the price difference. There are gas stations that advertise "same price cash or credit," but they are few and far between these days.

      Up and useful!

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Thanks Susan for the tip! Hope everyone reads it!!

      Prasetio - Thanks so much and yes, any little bit that we can do to stop the horrible gas prices climbing and climbing is worthwhile. We live in an area that we have to drive everywhere TO - to shop - to go to health care - at least 30 minutes or 25 miles 1 way. It is horrible the prices of gas!

      Thanks so much Silver Poet!

    • Silver Poet profile image

      Silver Poet 

      10 years ago from the computer of a midwestern American writer

      Interesting topic. Unique. Good hub!

    • prasetio30 profile image


      10 years ago from malang-indonesia

      You did it again, Audrey. I liked your tips about how to save on gasoline. I hope I have a car though just a used car and I'll apply your tips. I also enjoy the video you gave to us. The cost of gasoline always climb up from day to day. We have to search the solution and I found this through this hub. Thanks my friend for writing this. I give my vote to you. I'll share this to my friend. Take care!


    • Just Ask Susan profile image

      Susan Zutautas 

      10 years ago from Ontario, Canada

      Good info. Although I live up here in Canada I hear that if you buy your gas at Sams Club in the states you will save a bit.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Great tip, Pamela - thanks for the read!

    • Pamela99 profile image

      Pamela Oglesby 

      10 years ago from Sunny Florida

      Great information on buying gas. The only way I save money is to buy gas at Murphy with my Discover card save three cents a gallon.

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Thanks, Wayne - I have to admit I did not know all this before I researched it! Now trying to convince my mother that one gasoline is the same as the next....well it's not so easy!

    • Wayne Brown profile image

      Wayne Brown 

      10 years ago from Texas

      Really good info...most of the fuel delivered to stations comes from a central repository as you point out...there is no such thing as "Shell" gasoline...except at the pump. Good hub, Audrey! WB

    • akirchner profile imageAUTHOR

      Audrey Kirchner 

      10 years ago from Washington

      Nicomp - I guess that is true but then each company fixes the price at the local gas station so it still does matter to check for the best price...I think! It's all about who is controlling what station is what I'm getting out of my research.

    • nicomp profile image

      nicomp really 

      10 years ago from Ohio, USA

      If all the gas stations get their gas from the same tank down by the river because all the oil companies share the same pipelines, then it wouldn't matter if each station shopped around or not.


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