Seven Ways You Can Get Rich and Retire a Millionaire

Maybe you were lucky enough to be ahead of the falling stock market (in 2008) and you pulled out your earnings early on.

You were never a follower of "get rich quick" schemes, and you had the best financial advisors.

Now you are reaping what you sow.

You'll probably want to buy "toys" such as a private jet or even a Rolls-Royce Corniche Convertible with your new found money just to show everyone you've "made it big."

Good job, but some among us aren't so lucky.

The Greek philosopher Plato said "Necessity is the mother of invention."

Look around you and devise your own unique invention.

Everyone has ideas. Now its time to capitalize on them - alone or with others.

Maybe you're using a shortcut right now that others could benefit from.

Be sure to consult with a copyright/trademark lawyer to assure you have exclusive rights.

Working (for yourself or others) is the way to make money. Simply put, time = pay.

Let's face it, many companies (and the government) are now looking closely at their underfunded pension funds. Hopefully your company will continue to extend benefits by the time of your retirement.

If you can't rely on your pension funds to supplement your social security, then maybe you've been stashing money away into savings over the years.

Only you can decide if it's worth the long hours and hard work to finally receive your promised gold watch.

Maybe you never realized how much your Aunt Matilda liked you until she died and left you a load of money.

Hopefully you won't have anyone inside or outside of the family dispute her last will and testament.

You could be pleasantly surprised with an inheritance, either small or large.

Caution: don't expect that inheritance. Better to be surprised with a windfall.

Yes, people do marry for money. If you're a woman in search of a wealthy man, you're called a gold digger.

You could knowingly or even unknowingly marry someone with a great amount of wealth.

Isn't that every little girl's (or big girl's) dream to have a huge house with servants?

How nice it would be to no longer have to work and be able to tell the boss off.

Sometimes women have worked and paid for their husbands (or vice versa) to further his/her education only to find they don't actually recoup the earnings in the end.

Don't be foolish, think before you act out of love and devotion.

You could be searching a beach with your metal detector and find ancient Roman coins (sound familiar?) or even a 10 carat diamond ring.

How surprised you would be to discover a cache that could sustain you and your family for the rest of your lives.

Winning the lottery would be another way to acquire great sums of money.

Sorry to spoil the fun, but keep in mind that you'll need to pay federal taxes on all earnings and gifts.

You could finally sell your biggest asset (your home) and make a killing in the real estate market.

It would, of course, depend on the state of the economy and the housing market.

Maybe you sell a family heirloom and it turns out to be very valuable. Coins, jewelry and art, these are a few of the items that could produce large sums of money for you.

Your future financial holdings depend on you and your good fortune.

It may appear there is a constant deluge of overnight successes of those in technology and entrepreneurs on the TV show 'Shark Tank' who make millions with their 'angel' investors.

In reality, you don't need the 'sharks', but you can learn a thing or two about business by watching the show.

So I ask, "What is your niche?" Everyone has a God given ability. "What is yours?"