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Frugal Living Made Easy

Updated on October 10, 2013

From Webster’s New College Dictionary

Frugal means:

1. not wasteful; not spending freely or unnecessarily; thrifty; economical

2. not costly or luxurious; inexpensive or meager

Okay, we have a definition, but what does it all mean?

Living a frugal life is really a trip on a time machine, going back in time when people naturally lived frugally because, well, they had no choice. Without a doubt people lived frugally hundreds of years ago, but the most recent exhibition of this lifestyle happened during the Great Depression of the 1930’s, and the years immediately following the Depression. During those tumultuous years, daily living was as much about survival as it was anything else. Creativity was the name of the game; how can we make meals last longer? How can we make a dollar stretch, and where can we find the best deal for that dollar? Creativity becomes crucial to everyday living when it is fueled by necessity and fear.

Those who lived through the Great Depression passed those valuable lessons on to their children, but learning lessons passed down from the previous generation is not the same as learning lessons out of necessity. The economy boomed, jobs were plentiful, possessions were purchased, and the old ways of living frugally were forgotten as time passed.

Which brings us to the year 2012. Unemployment is high, jobs are scarce, the buying power of a dollar has shrunk, and suddenly old lessons, long forgotten, are being resurrected, and people are discovering the wisdom in living more frugally. It is, for lack of a better term, a revolution, and participants are growing in number.

Now that you know the history behind this movement, it is time to take a closer look at how, exactly, one adopts a frugal lifestyle. There are, in my opinion, six basic principles that need to be followed in order for frugality to prosper and be beneficial to an individual or family. They are:

· Learn to reuse

· Learn to do it yourself

· Learn to make things on your own

· Adopt a philosophy of need rather than want

· Find inexpensive entertainment and activities

· Learn to eliminate debt

Why in the world would I throw this stuff away?
Why in the world would I throw this stuff away? | Source

Learn to Reuse

We can boil this principle down to a very basic sentence: use something until you can’t use it any longer. I tried to be as clear on that point as I could. We are a disposable society, and we toss things away far too soon. Frugal people do not toss things away; when the original purpose of an item has been exhausted, then we start looking for secondary uses of that item.

An old t-shirt with holes in it becomes a rag for cleaning counters. An old pot that has rusted becomes a planter for the garden, and on and on we go, where it stops, nobody knows!

We are pack rats to a certain extent, holding onto old items, knowing that one day that item will find new life and purpose.

Bev's brother doing it himself
Bev's brother doing it himself | Source

Learn to Do It Yourself

I don’t know about you and your financial situation, but we cannot afford to pay a mechanic or repairman between $50-$100 per hour to repair something for us. That kind of disposable income is foreign to our household, so we have learned to do it ourselves.

The internet has been the greatest tool for the do-it-yourselfer. No matter what the repair, you can find instructions on how to do it on the internet. For sure, willingness to try plays a big part in this scenario, but for those of us who have committed to a frugal lifestyle, the willingness is already there.

This writer has very few carpentry skills, but I can man a hammer and a screwdriver, and I can fake it until I make it. I don’t much care whether the job looks professionally done; all I care about is doing the job myself and not spending money in the process.

I read an article last year that said something like 37% of drivers on the road do not know how to change a tire. I still shake my head at the thought of paying someone to change my tire. Are you kidding?

Bench and raised garden bed....made by us!
Bench and raised garden bed....made by us! | Source

Learn to Make Things on Your Own

My father used to tell me he could make anything with two important items: his stubbornness and a roll of duct tape. I still laugh when I think about that, but he wasn’t that far from the truth.

We are making a chicken coop for next spring. We know nothing about making a chicken coop, but we’ll have one made by April, and the chickens will have no idea (nor will they care) that the coop was made by a stubborn man and a roll of duct tape.

Again, we live in a convenience society, and for many convenience means having jobs done by someone else because you just don’t want to be bothered doing them. Frugality means finding a way to get the job done without paying someone to do it for you.

Yes, I have limitations! I would not attempt to build a home by myself; that calls for far too much detail for a guy with a roll of duct tape. However, I’ll build a chicken coop and not lose a moment’s sleep over it.

Adopt a Philosophy of Need Rather Than Want

This is such an important distinction. What we need is food, shelter, and companionship. What we want, of course, differs with each person, but suffice it to say that in the year 2012 a great many people have confused need with want.

A frugal lifestyle is one that is concentrated and centered on needs rather than wants. No one needs a big screen television with cable that allows for 150 channels. No one needs a Hummer, nor does one need new furniture every five years. I could write endless pages listing items we do not need, but what’s the point? If you adopt a frugal lifestyle you will quickly understand that there are few things in life that are crucial for survival; all other things are, as my mother was fond of saying, foo-foo!

Free entertainment at a street fair
Free entertainment at a street fair | Source

Find Inexpensive Entertainment and Activities

Two people, going to a movie theater, paying for matinee tickets, and buying popcorn and a drink: $25! That is an expensive two hours of entertainment if you love frugality. Here is an alternative idea: pick up a movie on DVD at the library for free, pop your own popcorn, and watch it at home for a grand total of what, one dollar?

Game night at the house with parents and kids; total cost of zero! Going to local high school sports, or free museums, or jam sessions in the park; total cost of zero! Contact the local Chamber of Commerce and find out what free activities are available. Organize pot lucks with neighbors or friends, and rotate between houses each week or month. The possibilities are endless as long as you quit thinking in terms of fun=expense, and start thinking in terms of fun=no expense!

Are You Living Frugally?

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Learn to Eliminate Debt

Oh my goodness! As a society we have certainly fallen into a trap of our own making, haven’t we? This installment-buying mentality has been prevalent in the United States for at least one hundred years. Buy now, pay later, is our mantra, and it sounds eerily similar to “borrow from Peter to pay Paul.”

Living a frugal life means cutting up the credit cards, paying down debt, and never falling for that trap again. Yes, there are those out there who are so deep in debt as to render this advice null and void; for the vast majority, however, who continue to pay monthly payments on debt that never shrinks, the time to affect change is now!

Let me give you a shortened version of this suggestion, one that is fairly easy to understand If you have to borrow money to buy something, then don’t buy it!

Wrap It up and Enjoy Your New Life

So, those are the basic principles of frugal living. For a novice, a babe in the woods, those principles may appear to be difficult. For those of us who live those principles daily, they are now second nature to us and simply a part of our daily routine.

It is never too late to begin, and if economists are correct, it might be wise to begin as soon as possible.

2012 William D. Holland (aka billybuc)

p.s. This article was suggested by the writers’ site HubPages. Much of what was written here has been written in other articles, but this was an exclusive title and as such I decided to go ahead with the material, giving it a fresh approach.

Let's Talk About the Simple Life

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    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Sha, you just hit the main reason why I love the do-it-yourself mentality. I know it's not the best job ever done, but I feel great knowing that I did it without help or an expenditure of money.

      Thank you my dear; I hope you are having a great Sunday!

      love,

      bill

    • bravewarrior profile image

      Shauna L Bowling 4 years ago from Central Florida

      Right on, my friend! When you fix or make things yourself, not only do you save money, but the sense of pride and accomplishment is such a huge payoff! Tackling something you've never done before and succeeding is awesome. As they say, 'you'll never know if you don't try'!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Louisa, no, I didn't think you thought that....it's just my fear, that I will start to sound preachy. :) Reflect all you want; that's what my site is for.

    • Louisa Rogers profile image

      Louisa Rogers 4 years ago from Eureka, California and Guanajuato, Mexico

      Hey, you did not sound preachy at all!!! Hope I didn't leave that impression! I was just reflecting on my challenges in this area!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Louisa, that was the most honest and refreshing comment I have read in a long time. I try very hard not to sound like I'm preaching when I write, but there are times it even seems like it to me. LOL I guess I still have some growing up to do. Darn it!

      Thank you my new friend; enjoy your weekend.

    • Louisa Rogers profile image

      Louisa Rogers 4 years ago from Eureka, California and Guanajuato, Mexico

      Great ideas, Bill, thanks! I'm by nature an ascetic (no TV, no dishwasher, no dryer), but where I have to room to grow is in making and repairing stuff myself. Fortunately I live with someone who does that, so I wonder, is that good enough? For me the challenge is in accepting other people when they don't bring their own bags, or drive their cars 2 blocks-- and not getting all goody-goody about it. Not getting irritated at the sales clerk when she automatically puts my purchases in a plastic bag before I remember to say, "I brought my own bag." And not thinking that because I bring a cloth bag to the store, I'm good. I'M not the problem, you are! That stuff.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Jamie, I have done my share of dumpster diving and lived to be a better person because of it. I love that you re-use practically everything you find....what may seem unusable is just something waiting for us to discover its purpose. Thank you, Jamie, and have a great weekend!

    • Jamie Brock profile image

      Jamie Brock 4 years ago from Texas

      Wonderful hub, Bill. I am all about being frugal! Many of my craft hubs feature things being made with saved cereal boxes, TP rolls and things like that...in fact, I'm getting ready to publish a hub about making flowers out of old t-shirts. We really are a disposable society.. I tell ya, I still gather up all the used bows and gift bags at Christmas and if I see those things sitting on the curb, you bet I'll stop and pick those up! It's amazing what we can do with things that many just toss in the trash. In fact, I've been known to go through a dumpster a time or two ;0) Great hub, voting up!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Jordan, if there is a Papa Johns delivering I'm sure you will find it. :) Take care my friend and stay safe this weekend. Thank you!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Glimmer, I agree with you; the holiday season is very tough when trying to live frugally. I guess a plus to that is the fact that we are at least conscious of our spending and tend to monitor it....which is better than it used to be. :) Thank you my friend and have a great weekend!

    • Jordanwalker39 profile image

      Jordanwalker39 4 years ago from GA

      Dang Bill you are right! Do you think Papa Johns delivers at 8 in the morn? Oh, we are ready for the storm our branch of the Red Cross has already set to roll out. Thanks.

    • Glimmer Twin Fan profile image

      Glimmer Twin Fan 4 years ago

      So true Bill. One way I reuse is if an item of clothing is not in good enough shape to donate to Goodwill, I use the fabric in utility quilts. I've even tried making my shoes and purses last longer, hard for me since I love my shoes. Unfortunately, the upcoming season is a tough one for living frugally, but we've already got our holiday budget under control. Nice read.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Hell, Jordan, have the damn pizza! You deserve a treat after a hard work week. Right?

      Thanks buddy and have a great weekend; good luck with that storm that's coming.

    • Jordanwalker39 profile image

      Jordanwalker39 4 years ago from GA

      Dang! I was thinking about ordering pizza and I had to read this. Why do you have to be so good? Great hub.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Healthy, for many of us, necessity is the mother is frugality. :) These are tough times for sure, and we are all learning as we go, but the end result is so worth it. Thank you for your kind words, and best wishes to you and your husband.

    • healthylife2 profile image

      Healthy Life 4 years ago from Connecticut, USA

      I always feel so inspired by your articles Bill! I love that you look at it with a positive spin and call it "Being Creative". This is the toughest year we have ever had financially so we have done many free activities with the kids and when spending time alone with my husband and have had just as much fun. Fortunately my husband has the ability to fix cars and figured out how to fix our dishwasher after paying a repair person a few times and having him never fix it. He grew up without much money and learned to be self sufficient and that is now paying off. I just wish he had more time so I didn't have to wait so long to get things in the house fixed but I am grateful:) Thanks for another awesome hub!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Christy, my old t-shirts are our rags, and they work just fine. We haven't bought paper towels in six years.....why bother?

      Thank you my friend!

    • ChristyWrites profile image

      Christy Birmingham 4 years ago from British Columbia, Canada

      In a world full of consumer purchases, it is nice to see here a return to a simple life. Your tips make sense! I use old socks as cleaning rags. 'Want' is not the same as want, as you say. Voting up!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Suzie my dear, it is always good to see you. I just read your latest hub, and as always you are a friend, a fine lass, and a very good writer. I hope you are well!

      bill............oh, thank you so much for the share! :)

    • Suzie HQ profile image

      Suzanne Ridgeway 4 years ago from Dublin, Ireland

      Hi Bill,

      Apologies for M.I.A recently! Busy multitasking or trying to! This is such a great addition to your series, love all your own experiences thrown into the mix, it adds authenticity to the info and advice given!

      I love how you look things up on how to fix or make, reminds me of Mike as he is so gifted in the DIY and more dept, having built his own house and done all the electrics, plumbing, carpentry etc. . .

      Well done Bill and Bev for being the leaders in Frugal living and showing how its done to perfection!!!

      ROCK ON BILL! pinning, sharing and mega votes to this! :-)

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      MizB....I barely know what those are LOL Good luck with him!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Beckie my dear, you have just given me ideas for toys for our dogs. Thank you so much for those ideas; I will be using them today. As for do-it-yourself, I grew up around that mentality, so it is no surprise that I do it naturally now. I know no other way.

      Have a wonderful day my friend, and thank you! I see you have written so I will visit you shortly. If you have a cup of coffee waiting I would be grateful! :)

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Jesse, I think it is going to become more and more important in the coming years. I appreciate you stopping by, and thank you!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      One2get2no, thank you Sir!

    • MizBejabbers profile image

      MizBejabbers 4 years ago

      Will somebody please tell my husband that iPhone5 IS NOT A NECESSITY!

    • shiningirisheyes profile image

      Shining Irish Eyes 4 years ago from Upstate, New York

      Billy - I have always considered myself a do-it-yourselfer. I receive much more satisfaction when I create something on my own. I have also implemented this in my cooking and baking as well. I not only enjoy duplicating favorites such as Applebee's Restaurant (an example) desserts and ribs favorites, I make my own bread condiments and salad dressing when ever I can. Mom and I were out to dinner and enjoyed a Ricotta pie. We successfully duplicated it.

      You are already aware that it is just me out here in the country and the internet has become my saving grace. I've successfully patched a leaking roof, repaired endless footage of fence, repaired kitchen cabinets and rid our lawn of a HUGE bee nest in the ground after receiving only four stings! LOL

      My puppy loves to chew on things and I couldn't afford purchasing a new toy that would only get destroy within a very fast five minutes. I take old socks and throw some dog biscuits in, tie them in knots and she loves them. Mom came up with the most ingenious toy - once we finish a container of milk, we take the empty plastic container, put ice cubes in it and seal it up. The puppy spends hours with this favorite creation.

      I've learned to cut corners over the years while managing to get some enjoyment out of it as well. It is truly amazing how much you can save, especially on items that may be unnecessary to purchase.

      Always look forward to your writes! Blessings xo

    • jessefutch profile image

      jessefutch 4 years ago from North Carolina

      Well done Billy. Very informative and engaging. This is a very important subject.

    • one2get2no profile image

      Philip Cooper 4 years ago from Olney

      A timely hub Billy...well written.

    • billybuc profile image
      Author

      Bill Holland 4 years ago from Olympia, WA

      Martin, that is interesting! I hope you always have that computer; without it I would miss those limericks! Thank you Sir!

    • Mhatter99 profile image

      Martin Kloess 4 years ago from San Francisco

      Now, one can take away the computer and I will be as frugal as you can get. But an interesting thing about charity at my level. The freebies. People would entice or reward me with rides and free dinners, All other gifts and donations were directed to my charities.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      It's the show that never ends, and I'm having a blast, Neil! Thank you, and it's a pleasure following you as well.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Love, that is very cool! I love hearing about people paying off debt....very nice!

    • always exploring profile image

      Ruby Jean Fuller 4 years ago from Southern Illinois

      I must admit after reading so many of your articals on frugality, I am beginning to see the light.Thank you for sharing..Cheers

    • Neil Sperling profile image

      Neil Sperling 4 years ago from Port Dover Ontario Canada

      Cool - your facebook quote fits --- here is one I placed on FB

      "If I had the chance to live my life over again... I would do it all exactly as I have done. I am here! Being comfortable in my own skin, knowing I made it to where I am, PLUS by choice - I am happy. Life is an awesome adventure or it is nothing! Mine has been an awesome adventure and will continue to be.

      Let the adventure continue!" ........... me

      Glad to follow you my friend

    • profile image

      lovedoctor926 4 years ago

      Fantastic video! I agree with your views. I have also adopted the need rather than want approach and as a result, I have been able to eliminate some of my debts. Great hub! I voted interesting, awesome and funny too.

    • billybuc profile image
      Author

      Bill Holland 4 years ago from Olympia, WA

      Neil, you are so right. In fact, and I'm laughing, I just wrote that same thing on Facebook five minutes ago....I choose to be happy, each and every day, and nobody can take that choice away from me. Pretty cool!

      Thank you!

    • Neil Sperling profile image

      Neil Sperling 4 years ago from Port Dover Ontario Canada

      Great job - I love this "A frugal lifestyle is one that is concentrated and centered on needs rather than wants" -- so true - those who live it (I do) find life itself beautiful and honestly I Love Living. Being happy is a choice..... and it is the best choice I made years ago and still stick with.

      Full Speed Ahead - One Inch At A Time!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Paula, you go to the head of the class! lol Just do the homework when you feel like it; we'll work it all out at report card time.

    • fpherj48 profile image

      Paula 4 years ago from Beautiful Upstate New York

      T H A N K Y O U M I S T E R Holllllllll Laaaaand.....You're the coolest teacher in the whole school. I wanna be exempt from homework too!!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Angelo, half way there is pretty darn good I would say. :) Thank you for the visit; I greatly appreciate it.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Deb, there is no way you are that old, but I definitely remember the Lone Ranger on the radio. Sigh! Time is moving much too quickly for me. :) Thank you!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Sherry, it is amazing, and most people don't realize it until they are willing to find out. Thank you for the visit and comment.

    • Angelo52 profile image

      Angelo52 4 years ago from Central Florida

      Great article. I'm half way there. Will just keep putting one foot in front of the other and see where I get. Thanks for the advice and sharing.

    • aviannovice profile image

      Deb Hirt 4 years ago from Stillwater, OK

      Too bad you don't live closer! We could read stories and play monopoly! In the old days, we'd listen to the Lone Ranger and The Green Hornet on the radio.

    • Sherry Hewins profile image

      Sherry Hewins 4 years ago from Sierra Foothills, CA

      I came from a background of living frugally, but got caught up in the boom. Now it's time to tighten the belt again. It's amazing how much less I can need than I thought. Great subject, great hub.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Rachel, I get the same responses when I say I don't have a tv....they look at me like I've lost my mind. As for iPads...I barely know how to spell it. :) Tomorrow we are going to talk about CSA's in the United States....stay tuned.!....thank you!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Thank you Sinea; this may be the toughest concept for Americans to grasp, but if the economy gets any worse they will learn quickly.

    • Farmer Rachel profile image

      Rachel Koski 4 years ago from Minnesota

      Frugality seems to be one of the hardest concepts for my generation to understand. I can't tell you how many strange looks I get in response to remarks like, "No, I didn't see that show - I don't have TV," or everyone's favorite, "So what exactly is an iPad?" Great hub, as always I agree with your simple and frugal living principles.

    • Sinea Pies profile image

      Sinea Pies 4 years ago from Northeastern United States

      You are so right...need and want are NOT the same thing. Great hub! Voted up and useful and shared.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      George Carlin....such a funny, and wise, man! Thank you my dear and yes, frugal living is most certainly a part of the green revolution. Bev and I know what we want to build in the next few years, so we are always looking for free items we can use to build those things. We don't keep junk for the sake of keeping junk; we keep items we know will be used for some other purpose.....and it is rewarding and challenging and fun. :)

      Have a wonderful evening my friend, and may peace and happiness be your constant companions.

      bill

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Peggy, I love that you pick up stuff and take it to charities. What a caring person you are! As for today's world and frugality.....I think there will be quite a few in the coming years who are going to have to learn this or they won't make it. Times are tough and may become tougher!

      Thank you my friend!

    • Faith Reaper profile image

      Faith Reaper 4 years ago from southern USA

      Bill,

      This hub is an excellent example of what is actually being referred to today as "going green" with the recycling of using something old and turning it into something new! That's why sometimes I love to watch HGTV, as they are always teaching one how to do something to your home yourself or your gardens or yards, etc., as well as using the old to make something new again. Yes, that . . . what I want, as to what I need, is the real question to ask before going out and spending what you do not have. In watching your video and what you are speaking to, I am reminded of that comedian George Carlin (not because it is funny), but he said one time as to laugh at ourselves something along the lines of . . . "we have to buy a bigger house just to have more room to put all of our new stuff . . ." LOL Great message dear one as always.

      God bless. In His Love, Faith Reaper

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      Peggy Woods 4 years ago from Houston, Texas

      Terrific hub Billy! To my way of thinking, I think that it almost amounts to a sin to see some of the things that people throw away on garbage pick up days instead of donating them to the many charities that would recycle them in some fashion helping people along the way. I have often picked items up and taken them to be donated. Most charities will even be glad to come and pick up items!

      As to living frugally, yes...the people during the Great Depression had to learn how to stretch their dollars and make things last. In today's economy, many people may just have to relearn some of those things which is not all bad because it is also friendly to our planet. Up votes and sharing!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Dianna, I love it; you guys pulled up the bricks by yourself. That's a big job and yes, it saves a ton of money. I'm liking you more and more each day. :)

      Thank you Dianna!

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      Dianna Mendez 4 years ago

      I am happy to say that we try to follow all your wonderful advice on here. We just finished pulling up our brick driveway to fill in with sand. Took all day but we saved a ton of money doing it ourselves. Can't wait to see your chicken coop results. Best of all you'll have all those fresh eggs. On to the next project.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      MizB....well, there is always that possibility, that we will have to make a dump run, but that is a last resort. lol

      Yep, parents of the Great Depression; I grew up listening to the stories and learning well from them. Now I need, or feel a need, to pass those stories on.

      Thank you my friend!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Michele, you are indeed my friend, and thank you so much! Comments like that are what we writers live for, and I appreciate it.

      your friend,

      bill

    • MizBejabbers profile image

      MizBejabbers 4 years ago

      Billybuc, after reading your hub, I just realized that we were living frugally and didn’t even know it! Our parents were children of the Great Depression and both of us grew up learning to make do. Our only splurge is our home entertainment: the big screen TV, sound system, a good satellite network, and Netflix. We justify this by not spending $25 or $30 a week at the movies or eating out very often. I used to sew, but the price of fabric is so high now that I can buy name-brand clothes on sale to wear to work for less than I can make them, and I’ve heard other women say the same thing. I’d much rather spruce up a flea market find than buy a new piece of furniture. Now that’s real character!

      I saw your photo captioned why would you throw this stuff away, and it reminded me of Mr. B. He, I have to admit, is a hoarder, and rarely does any of that stuff get made into a project. Every so often we have to haul a load to the dump so he can collect some more.

    • Michele Travis profile image

      Michele Travis 4 years ago from U.S.A. Ohio

      Bill I love your hubs. They always teach me something, or give me a good laugh. Both are great. Please keep writing.

      Your friend,

      Michele

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Thanks Mark; a bit of repetition here but still worth thinking about.

    • Curiad profile image

      Mark G Weller 4 years ago from Lake Charles, LA.

      Another set of great tips Bill, keep on keeping on!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Rolly, I love it! For us it is always take an inventory first and then, if needed, go to the hardware store. We usually find just what we need out back if we are patient enough. :) Thank you my friend; I owe you a visit for sure.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      mpropp, the jury is still out on the exclusives. The only other one I did just bombed. LOL I have no idea why but it did, so I'm watching this one closely to see if I ever want to try it again. Thanks as always for stopping by; I appreciate you greatly.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Ahh, Teresa, the video! Well, thank you very much! There was a time years ago when I would have never had anyone film me; thankfully teaching cured me of that fear. I'm glad you liked this message and thank you!

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      Rolly A Chabot 4 years ago from Alberta Canada

      Hi Billy... some call me a pack rat others call on me when they need something. I love to take the time to sort through and save what I can. I have a garden shed out back that is well organized and has saved me many a trip to the lumberyard or hardware store. It is out of sight and yet available when I need it.

      Well written Billy as always...

      Hugs man

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      Melissa Propp 4 years ago from Minnesota

      Billybuc, you very nicely summarized your frugal living lifestyle and philosophy. I was going to ask if you had done an "exclusive" yet, but you answered that at the bottom of your hub. You'll have to let us know if you find that you get more outside views. My bucket list hub was actually an exclusive too, but it takes so long to get them indexed---that I couldn't tell you if it gets more hits from outside the HP community. Anyway, that all aside, this was a great article and you are a fantastic writer.

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      Teresa Coppens 4 years ago from Ontario, Canada

      Great hub billy. We've always tried to save first spend later. Bills get paid off completely every month. My husband shares many of your philosophies and lives by many. Loved your video, nice to put a face and voice to your photo!

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      Bill Holland 4 years ago from Olympia, WA

      Suzette, I would never think you were making fun of me, and I'll be excited to wear that "chicken farmer" hat. I love that you have changed a tire, and I love that you are moving in the frugal direction. Life is definitely better for this boy and I know it will be for you too.

      Thank you Suzette!

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      Suzette Walker 4 years ago from Taos, NM

      I want you to know, Bill, I can change a tire and I have done so on at least one occasion. I agree with your advice and tips given here. I am in the process of trying to downsize right now. Retirement does bring with it a freedom to get rid of "things." I wish I had realized this earlier in my life. My mom is a wiz at this frugal thing. She saves bags, aluminum foil, cuts up boxes for cardboard. She is amazing. We used to laugh at her, but not now. I find myself reusing many things I didn't in the past. I like your frugal series and kudos to you and Bev. The raised garden and bench are charming. I know you, Bill, you can follow a set of directions so you can do the chicken coop! It will come together. Then you can add Chicken Farmer to the different hats you wear. And I'm not making fun of you at all!

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      Bill Holland 4 years ago from Olympia, WA

      Mr. Archer, great comment my friend! I loved the point that we can take pride in doing the work ourselves. I look around at the things I have built, and although some are ugly as sin, I absolutely love them and so does Bev. As for your wife, I love her saying "stay on task."

      Shopping locally makes sense in so many ways; yes, it might cost a little more, but what is the savings in not driving miles to the box store, and like you said, the impulse buying does not happen.

      Love the comment; thank you my friend!

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      Bill Holland 4 years ago from Olympia, WA

      Jaye, I agree with you. Although I have always known this, it is something I was forced to do....once I started doing it, it turned out fun and challenging. Now I love it! Thank you Jaye!

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      Bill Holland 4 years ago from Olympia, WA

      Michelle, thanks as always! Isn't it funny how our ancestors knew all of this and did it every day, and then taught it to us, and yet we resist doing it for whatever reason?

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      Bill Holland 4 years ago from Olympia, WA

      Randi, I was actually going to include the internet thing and then I forgot to do it. LOL Thank you; I'll probably go back in later and add it thanks to you. I hope you do that article; it would be a good one.

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      Bill Holland 4 years ago from Olympia, WA

      Linda....great line! You can count on me to continue brainwashing! lol Thank you my dear; I gave up caring about appearance a long time ago. Now just show me that it works and I'm fine with it. :)

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      Bill Holland 4 years ago from Olympia, WA

      Stephanie, good to see you back! Remember, if I can be of any help with any suggestions, just drop me a note. Thank you for the visit!

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      Jaye Denman 4 years ago from Deep South, USA

      I've learned to live frugally out of necessity since retirement, and now it's second nature. Wish I'd done this all of my adult life, even when I had more money, but "better late than never", eh?

      Voted Up+++

      Jaye

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      Michelle Liew 4 years ago from Singapore

      Our ancestors depended on ourselves, and so can we. Thanks for this article, and I share as well, Bill, for the saving tips are so important!

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      Randi Benlulu 4 years ago from Mesa, AZ

      Another great one and close to my heart! It's funny, after Carol's hub on eating healthy, I started to write one on eating healthy on a tight budget. I don't know when I'll get it out but it needs to be said! Thank you!

      BTW, another cheap entertainment? We download movies and tv series on our computers. There are mnany free, reputable sites, like Hulu and most of us have internet. The nice thing about this is the wide variety and the ability to watch on "demand" Thank you for all the great tips as well as another enjoyable read!

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      Linda Crist 4 years ago from Central Virginia

      Another great hub Bill. I think the most important statement you made is that "you don't care what it looks like". We will most certainly reduce our dependence on the commercial giants when more people start thinking more about function than appearance. You know I loved it. :-)

      Keep saying it my friend. Brainwash us. That's how the mainstream media does it. lol

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      stephanieb27 4 years ago from United States

      LOVE this article!!! I love living frugally and implement many of these ideas! :)

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      Bill Holland 4 years ago from Olympia, WA

      Paula, you are excused from reading these frugal hubs anymore; I can't teach you a darn thing. :)

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      Bill Holland 4 years ago from Olympia, WA

      Pool, I'm not sure what it is; I suspect it is a little of both. I don't think products are made as well as they once were, but I think society is so into convenience and not being bothered, that they either toss it away or have someone else do the work for them, and oftentimes the repair is unbelievably easy to do.

      I like your new rule my friend; you had me laughing about forgetting that you wanted it after one month.

      Thank you!

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      Bill Holland 4 years ago from Olympia, WA

      Dexter, plumbing for sure! I am quite familiar with the crawl space under the house. :) Thanks buddy; it's good to know another oil changer.

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      Paula 4 years ago from Beautiful Upstate New York

      Very short comment.....If I lived any more frugally, Lincoln's profile on the penny would go bald....

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      Mr Archer 4 years ago from Missouri

      I absolutely agree with you, Billy. I try my best to make things for the house, and while that home made wooden chair made from the 60' tall White Pine tree that died last summer may not be the most beautiful thing ever, my wife loves it and it sets proudly on our front porch beside the door. I have "created" benches, a tree swing, a tree house, a fireplace mantle, a garden and learned to can all in the last two years! I like to think I am following in my Grandfather's footsteps while tilling and sowing my garden. I always think he is with me while I work in the dirt. The family loves the pickles, tomatos, fresh greens, green beans, onions and such that come from it, and a side benefit is selling some salsa and pickles freshly made to co-workers. And on top of all of that, comes a pride in self, for I did this! I created, canned, worked to make this for my family. Nicely done hub, my friend. I am glad to see that brought forth for people to think about in these tough times.

      One last item: my wife and I have moved recently, and that dreaded big box store that shall remain nameless is a decent distance away. BUT, we have found that by shopping locally, we may pay a bit more per item, but we actually spend less because we don't spur shop, like we did when we amble around and look and buy things we don't need. So by staying on task (my wife's favorite phrase), we are more likely to purchase only what we need, not what we want.

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      Old Poolman 4 years ago

      Bill, most of us can look around our homes and see all those wonderful appliances, gadgets, and whatchamacallits we had to have at the time we bought them. Many of these wonderful things we bought are now gathering dust in some closet and have not seen daylight for a year or more.

      My new rule is once I decide to make a purchase, I delay it for one month unless it is an absolute necessity. More often than not by the time the month has passed, I forget that I even wanted that thing.

      A friend of mine owns an appliance repair shop. He is amazed at how many appliances are thrown away that really only need a cheap part replaced or a screw tightened. I remember when appliances like toasters, waffle irons, etc., used to last 30 to 50 years with nothing more than replacing the cord a time or two. Now these and many other things are considered disposables.

      We have become a society of "dispose and replace." Perhaps it is the cheaper goods coming from China that fostered this thinking, or the high cost of having something repaired.

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      Dexter Yarbrough 4 years ago from United States

      Waste not, want not! I do my own oil changes (a little dirt/oil under the nails, so what), plumbing when needed, etc. You are more than correct. We can go on a do-it-yourself website, follow along and save lots and lots of money. Great one, Billybuc!

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      Bill Holland 4 years ago from Olympia, WA

      Rich, you are so going to get in trouble one of these days....great line at the end of your comment. Delusion is a wonderful thing, is it not? lol Thanks buddy; I don't think I'm going to do anymore of those HP exclusive titles, but it was worth doing once.

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      Bill Holland 4 years ago from Olympia, WA

      Rajan, just a little reminder for us all. Thank you Sir and I wish you a very pleasant evening.

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      Bill Holland 4 years ago from Olympia, WA

      Marlo, you are welcome, and thank you for the visit!

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      Bill Holland 4 years ago from Olympia, WA

      Alifeofdesign, you just said it beautifully.....we consider this a challenge now! We keep finding new ways to save money, or reuse, and we love it. Sure I wish the money situation was a little bit easier, but oh well. We are getting by and we are happy! Thank you kind lady!

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      Bill Holland 4 years ago from Olympia, WA

      Thank you Janine! For you, who reads everything I write, I realize this is somewhat of a repeat, and I'm sorry about that. I got stuck doing this one because it was one of those exclusive titles that I wanted to try....to see if it was worthwhile. I don't think I'll do anymore of them. :) Thank you again! You are wonderful!

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      Bill Holland 4 years ago from Olympia, WA

      Jackie, the cycle of life, Jackie-style. :) Thank you for being the person that you are; I am sure the Earth thanks you as well.

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      Bill Holland 4 years ago from Olympia, WA

      Joseph, the fact that you remembered makes me feel good. Thank you! I really didn't want to do this hub but I had committed, so here it is!

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      Bill Holland 4 years ago from Olympia, WA

      Thank you Carol! This frugal thing is a process, and it is one where we take two steps forward and one step back at times....but it is a process and we show progress, and I love it. Yes, Bev does the brakes....she is a doer, that's for sure. :)

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      Rich 4 years ago from Kentucky

      Entertainment is the one expense we really have. My wife is a TV addict. No joke. From the time she gets up to the time she either goes to be or work, TV is blaring. But, it's not regular TV, it's everything Direct TV offers, costing around $140 per month. I do watch a few sports from time to time, but mostly ignore it. Oh well, as long as she believes shes worth it, she is. lol Great job, my friend!

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      Rajan Singh Jolly 4 years ago from From Mumbai, presently in Jalandhar,INDIA.

      Wonderful read as always bill. I'm all for it and your living frugal hubs are helping to keep my resolve firm. Thanks. Voted up and useful.

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      MarloByDesign 4 years ago from United States

      Excellent Hub. Thanks for the refresher on want vs. need.

      Voted useful.

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      Graham Gifford 4 years ago from New Hamphire

      As you know, billybuc, I'm a yankee so frugality is in my blood. I fond it to be a challenge and love it. As a DIY junkie, I consider making 'stuff' myself fun and it saves tons of money! Living within our means is a struggle these days, but it doesn't mean that it can't be done and done beautifully, comfortably and lovingly.

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      Janine Huldie 4 years ago from New York, New York

      More great tips from you Bill. I completely agree with you on your points, especially about inexpensive entertainment. We haven't gone to the movies since I was pregnant with Lily, because it is just to darn expensive. We have on demand at home and that actually is a lot cheaper than the movies at this point in time. Thanks again as always Bill and have of course voted up and shared all over!!