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How to make money and keep it with you.

Updated on November 23, 2018

How to make money and keep it with you.

Making money is the most important part of becoming a millionaire, but another most important thing is to keeping that money with you as it will generate more money. How to become a millionaire is the most asked question in the world. I am trying to answer this question through this hub. If you make 5000 dollars a month and spending all that money in the same month, that means you are left with no money at the end of the month.

If you save 10-20% of what you earned in a month, it will make you more money. See, if you earn 5000 Dollars a month and you save 20% of the same i.e. $1000 at the end of the month, you will have $ 12000 at the end of the year. If you put that money in the bank for interest it will earn another minimum $ 1000 at the end of the year. At the end of the second year, you will have

Last years saving $12000
Interest for the year on last years saving @ 9% would be $ 1080
Current years saving $ 12000
Total savings at the end of the second year would be: $ 25080

If you keep on investing, you will become a millionaire after 25 years. It's just an example of an investment of $ 1000 per month. If you double the investment i.e. $2000 per month in 19 years you will be a millionaire.

If you closely study the life of the self-made millionaire, you will notice that they are investing more % of money every year. The more you have, the more will be the income. So try to keep money with you, that means to invest money every month. Here we must remember the words of Jesus Christ: For everyone who has will be given more, and he will have an abundance. Whoever does not have, even what he has will be taken from him. (Mathew 25:29)

One of the general habits of the people is that most people spend according to the ratio of what they earn. With $3000 a man can live a month. Another live a month by spending $4000 some other spend $ 6000 As per the earning most people increase their living standard. Branded dress materials and Business class air travels are more expensive. This tendency to increase living standard, make them stay poor in their financial health.

Make a decision to spend only on what is of value and necessity. It will help you to accumulate and multiply your wealth very faster. There are people out there who spend their money like there is no tomorrow. We could find that kind of people around us.

"What is the point of making money if you are not enjoying it?" People may ask. It is noted that buying jewelry or branded clothes or sitting first class will give joy for a short while. It will not last. Then you have to keep on buying those things to keep yourself happy. To make yourself happy, do things which will beneficial and meaningful. Find happiness in what you are doing.

Happiness should come from doing life's work, not from buying new things like Rolex watch, or branded items/clothes etc.

If you really want to become a millionaire you need to save more and spend less.

Have a happy earning life.


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    • profile image


      7 years ago

      If you want see how to get leads visit this website

    • profile image


      8 years ago

      great hub to share. Money may not be everything but it helps people live through.

    • Powerpoe1 profile image


      8 years ago

      So true, one of the principles that I live by. Happy Hubbing~

    • profile image

      Maureen Lamothe 

      9 years ago

      Very interested!

    • jacobkuttyta profile imageAUTHOR

      Siny J 

      9 years ago from Delhi, India

      Thanks all for your comments

      May God bless you all with abundance

    • Dr. Cherie profile image

      Cherie Santasiero PhD 

      9 years ago from Hamburg, NY

      Good advise. When people care so much about a label that they will pay heavily for it, their problems are end up with less money and insecurity!


    • anglfire693 profile image


      9 years ago from Detroit, Michigan

      Great hub! Love the concept that a little over time goes a long way!

    • the Blue sun profile image

      Larry D. Hudson 

      9 years ago from Lake Charles, LA

      Very interesting concept I'm one thats for a bright Idea this is one of the smartest investings I've heard in a long time thank you for the advice! "very well done!"

    • JannoDL profile image


      9 years ago from Denmark

      You are spot on with this hub.

      The way to become rich is to spend less than you earn, and invest what's left over.

      Time and compounding of interest will do the rest.

      Thank you for the info!

    • bgamall profile image

      Gary Anderson 

      9 years ago from Las Vegas, Nevada

      For many years the world economy has grown based on spending of Americans. I don't know if that shopping instinct is dead, but they demand a fairer price. That is deflationary, so we will see how it works out.

      The advice not to spend so much is good for the individual though.

    • H P Roychoudhury profile image

      H P Roychoudhury 

      10 years ago from Guwahati, India


      ‘Spend proportionate to your income’ which is the right gesture of highlight of the hub is highly commendable.

    • profile image


      10 years ago

      Most people take investing and saving for granted, it can actually not only make you a millionaire, but also save you from a lot of rough incidental situations. Thanks for the hub.

    • jacobkuttyta profile imageAUTHOR

      Siny J 

      10 years ago from Delhi, India

      Dear All,

      Thanks for your comments.

      Thanks from my heart.

      May God bless you

    • AllanChan profile image


      10 years ago from Singapore And UK

      Thanks for the great info!

    • Lisa Luv profile image

      Lisa J Warner AKA Lisa Luv 

      10 years ago from Conneticut, USA

      Thanks for the info!

    • profile image


      10 years ago

      Need to stay away from women until you get rich. LOL Need to get rid of hi taxes also. I hear there is an exodus of the wealthy from NYC because of hi taxes.

    • Marc Abrams profile image

      Marc Abrams 

      10 years ago

      Great Information. People need to give compounding time to work. You start small and things begin to grow. They grow exponentially faster as time goes by. You need to be patient and stick to your plan. You won't get rich over night but you will create large amounts of wealth over time.

    • anujagarwal profile image

      Anuj Agarwal 

      10 years ago from Noida

      Nice Hub. Many persons do not understand the power of compounding and do not have habit to save money. It is really important to save some money every month. Thanks for the information.


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