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How to make money and keep it with you.

Updated on November 23, 2018

How to make money and keep it with you.

Making money is the most important part of becoming a millionaire, but another most important thing is to keeping that money with you as it will generate more money. How to become a millionaire is the most asked question in the world. I am trying to answer this question through this hub. If you make 5000 dollars a month and spending all that money in the same month, that means you are left with no money at the end of the month.

If you save 10-20% of what you earned in a month, it will make you more money. See, if you earn 5000 Dollars a month and you save 20% of the same i.e. $1000 at the end of the month, you will have $ 12000 at the end of the year. If you put that money in the bank for interest it will earn another minimum $ 1000 at the end of the year. At the end of the second year, you will have

Last years saving $12000
Interest for the year on last years saving @ 9% would be $ 1080
Current years saving $ 12000
Total savings at the end of the second year would be: $ 25080

If you keep on investing, you will become a millionaire after 25 years. It's just an example of an investment of $ 1000 per month. If you double the investment i.e. $2000 per month in 19 years you will be a millionaire.

If you closely study the life of the self-made millionaire, you will notice that they are investing more % of money every year. The more you have, the more will be the income. So try to keep money with you, that means to invest money every month. Here we must remember the words of Jesus Christ: For everyone who has will be given more, and he will have an abundance. Whoever does not have, even what he has will be taken from him. (Mathew 25:29)

One of the general habits of the people is that most people spend according to the ratio of what they earn. With $3000 a man can live a month. Another live a month by spending $4000 some other spend $ 6000 As per the earning most people increase their living standard. Branded dress materials and Business class air travels are more expensive. This tendency to increase living standard, make them stay poor in their financial health.

Make a decision to spend only on what is of value and necessity. It will help you to accumulate and multiply your wealth very faster. There are people out there who spend their money like there is no tomorrow. We could find that kind of people around us.

"What is the point of making money if you are not enjoying it?" People may ask. It is noted that buying jewelry or branded clothes or sitting first class will give joy for a short while. It will not last. Then you have to keep on buying those things to keep yourself happy. To make yourself happy, do things which will beneficial and meaningful. Find happiness in what you are doing.

Happiness should come from doing life's work, not from buying new things like Rolex watch, or branded items/clothes etc.

If you really want to become a millionaire you need to save more and spend less.

Have a happy earning life.


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