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How to Save 101

Updated on August 29, 2012

It's Time to Start Saving

All times are certain to start saving. It is through your daily small economies that you can invest in the future. The savings are critical to increasing the financial resources of each one of us, so we can invest and multiply those savings. Without such savings how can we create our financial independence?

Easy Tips to Save

Automate savings. The subscription of saving plans or investment funds may be automatic and that is what you want. This way, you are removing a portion of your earnings for products that are not accessible by debit card from your bank account.
Subscribe a product of capitalization with capital guaranteed. Decide to start slowly, a small amount is enough. When you start being more motivated to stop buying unnecessary things and not very useful to the savings your capacity will increase exponentially.

Goods and Services Where You Can Easily Save

  • Clothing (take advantage of the promotions to make your wardrobe);
  • Telecommunications (tariff more economical and appropriate);
  • Transport (rational use of the automobile, i.e. have an economic driving);
  • Food (be aware of the promotions).

Even people with less financial rewards have a good capacity savings. Simply minimize the costs of day-to-day, like breakfast in the coffee spot, etc.
Be selective when you save. Do not remove the pleasures of life just to save. You can save and maintain the quality of life that you have. It’s just a matter of thinking which are your spending and evaluate the pleasure you get from certain purchases, so you can save with happiness, and not to save with sacrifice, depriving yourself of the goods that make you happy.

The Simplest Way to Save is to Not Buy

Sometimes stop buying is also a saving solution, especially when we buy something we do not really need. The selection of what is really important should be made as soon as possible, because in this abundant world it is easy to fall into the temptation to buy unnecessary goods. For example a good exercise in saving is to stop buying tobacco, and then immediately quit.


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    • SoaresJCSL profile image

      SoaresJCSL 5 years ago

      Thanks for the comment.

      Yes, we all need to start saving and keep saving!! Saving is not difficult, what's difficult is to START saving.

      And saving is just not in money, we can save money in our own home, for example, decrease energy waste with some lights

    • tammyswallow profile image

      Tammy 5 years ago from North Carolina

      Great hub. I try to save as much as possible. I wish I had lots of money to invest in real estate right now. Nice to meet you on Hubpages.

    • SoaresJCSL profile image

      SoaresJCSL 6 years ago

      Thanks for your comment.

      The Forex Market is something that also interests me.

      I love anything that is related to the Investment Market.

      Talk about Forex is certainly in my plans.

    • forexpulse profile image

      forexpulse 6 years ago from Califorrina

      Very nice information shared by you. I was just searching this type of information and luckily I got it from your hub. I like your hub also. Keep it up

    • SoaresJCSL profile image

      SoaresJCSL 6 years ago

      Thanks for the comment!

      As you may have noticed, I am new to HubPages. I haven't put too much information, but it's something I will do whenever I have time.

      Much of my time on HubPages I'll dedicate it to savings, investments and personal finances.

      It is a matter of time...

      Regarding your comment, saving can become a healthy habit of day-to-day. What costs is to begin.

      It's important to appreciate the money and compare the price of a well with its cost is necessary to assign a fair value to it.

      Some say to freeze the credit card to not incur in impulse purchases.

    • Loco Life profile image

      Loco Life 6 years ago from Tennessee

      Good hub. I try to practice smart saving myself, but in these economical times I find that it can be overwhelming at points.