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Need business capital but have poor credit? No problem!

Updated on March 4, 2013

Have you gone to a bank for business funding and come up empty? But you still need extra capital? Right now?

Credit Wise can help. Thousands of other businesses just like yours have received funding from $5,000 to $250,000.

If you need some extra cash for ongoing expenses, expansion, improvement, advantageous buys, repairs, new equipment, advertising, or anything that will make your business better and grow why delay?

This is not a loan, but instead a very innovative type of financing that relies upon your future sales. The simplicity and flexibility can seem too good to be true, especially if you’ve just gone through the painful task of trying to get money through other sources!

Based on your past receivables Credit Wise provides you an unsecured cash advance, which in essence is "buying" a portion of your future performance..

In addition, there are:

  • No up-front, hidden, or late fees and no out-of-pocket expenses
  • No obligation for a high credit rating
  • No personal guarantees
  • No collateral pledge on your home or business
  • No business plans required
  • No liens
  • No points
  • No balloons
  • No rate increases
  • No coupons or checks to write
  • No impact on your ability to qualify for other financing
  • No business use restrictions on the funding
  • No hassles of any kind

Within 48 hours of application all the numbers will be provided to you to the penny

  • how much we can advance you,
  • the percentage that we will take towards the advance.
  • what your total payback is to us

Once we give you all the numbers, you decide whether or not you want to move forward with the funding.

You can have the money in your hand in about seven days after you say "yes".

And you can easily track and reconcile your account at any time online.

You’ve got absolutely nothing to lose by contacting us at Credit Wise

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