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Personal Finance Kit - Checklist for managing Financial Documents

Updated on September 1, 2012

Importance of Personal Finance Kit

Personal Finance is not only limited to savings and investments, but an efficient and effective way of managing your finances to secure the future of your family and loved ones. Your responsibilities do not simply end by investing the required amount for the future of your family. However,  your family must also know about the investments and decisions you have taken. So, you must have a way to let your dear ones know about the important investments and financial documents when required. If they would not have been aware of all the investments and insurance that you have taken, it will beat the purpose of your investments by making it less important for them.

If your family is not going to be benefited with the investments, then all your hard earned money will simply go into vain and your family may suffer financially through out the life. So, when you have already made your investments, make sure to let your family know about all your financial documents. Here, I am going to show you how you can list all your investments and savings. It is not just investments but you must list all important documents like passport number, bank account numbers and other confidential documents.

List of Financial Documents

This page will help you to compile all your finances in a better way which will be helpful to easily go through and manage your finances. Listing down all your major investments and financial documents can also prove to be handy in case of unfortunate events.

Basic Documents

Firstly, you should list all important documents like passport number, driving license and other primary documents which will be required to carry out any legal transaction.

Primary Documents
Driving License
PAN Card
Vehicle Registration
Other such documents
You must write down the numbers of all important documents and the location where they are kept.

Critical Documents

After listing basic documents, it is the time to list down some critical documents such as Will, power of attorney and other such documents which will be very crucial for your family.

Critical Documents
Contact Number
Important Keys
Medical Records
Income Tax Returns
Other such papers
Write down the location where the document is located and the contact details of the person for help.


Write down all the investments you have done, primarily your insurance details, property documents and other investment details. It will help you to analyze your investment portfolio easily.

Investment Documents
Contact for Help
Property Documents
Insurance Policies
Demat Account Number
Other Investment Documents
Clearly list down all the investment documents.

Bank details

Write down the details of your bank accounts. This will help you to easily remember all the accounts you hold.

Bank Name
Account Number
Branch / City
Other Bank Accounts
Locker -1
Locker - 2
List down all the bank account details to easily track down all the accounts and lockers you hold.


List down all the current liabilities like loans and other debts you might have. It will be easier for you and your family to track down all liabilities and payments to be made.

Financial Liabilities
Home Loan
Car Loan
Personal Loan
Other Debts
Dues on Others
List all your financial liabilities to easily track down all debts and loans.

Important Contacts

It is very crucial to list down the numbers and contact details of important persons like that of your CA, lawyer or Doctor. This list can prove to be very helpful at any point of time in your life.

Contact Persons
Insurance Agent
Stock Broker
Other Important Persons
Write contact details of important persons which can be of any help in case of emergencies.

At last, you must mention the procedure/steps to claim the insurance or how to execute the will. If you will maintain this personal finance kit, it will surely be helpful for you and certainly for your family in case of unfortunate events or medical emergency.

Make sure to check and update all these details at least once a year. You can make a habit to do it on New Year’s Day or may be on your birthday, whichever suits you the best.

Download Personal Finance Kit  and let your family know about the investments.

Is it good to maintain Personal Finance Kit? Share your opinion

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    • anujagarwal profile image

      Anuj Agarwal 7 years ago from Noida

      Good to know my hub will help to keep your finances on track.

    • Simone Smith profile image

      Simone Haruko Smith 7 years ago from San Francisco

      This is an excellent reminder to people - I'm going to put together something of a kit based on what you've outlined here... I've been meaning to do it for ages, so thanks for keeping me on track!