Pay $20 a Year for Your Phone Bill

Yes, really. You can pay $20 annually for your phone bill, saving hundreds of dollars for something you really want to spend your money on. For only $20 a year, you can place calls locally, as well as long-distance throughout the United States, Canada, Puerto Rico and the U.S. Virgin Islands.The set up is fast and easy, and you can use your regular home phone. Read on for how I do this.

The service Magic Jack has slowly been catching on, but cell phone popularity has made many people lose interest in their home phones altogether. Why do they keep their home phones, then? If you're like most people and you can't afford the luxury of a house phone you might occasionally use and a cell phone, or if you're one of the rarer people who don't even bother with cell phones, look into Magic Jack. Magic Jack has an initial start-up fee of $39.95, which includes the one time fee for the device you will need, plus the cost of your first year's bill.

Magic Jack is not like Skype. Magic Jack is a portable device that lets you use a regular telephone. I have it set up at home, and I've carried it with me on trips for use on my netbook.

Once you install Magic Jack, you will select a free phone number (or choose a special or vanity number), and you can make calls shortly after.

To use Magic Jack, you will need:

+ a computer with a USB port

+ Windows XP, Windows Vista, Windows 7 or Intel-based Apple MAC operating system

+ Broadband, High-Speed Internet, Cable Internet, DSL, WiFi, Wireless, or WiMax

+ Your regular telephone (or a headset or microphone if you prefer)

In summary, your initial fee will be $39.95 for your first year (device plus a year's service). Subsequent years will cost $20, and you can call the United States, Canada, Puerto Rico and the U.S. Virgin Islands. If you would like to call anywhere else, there will be a small charge. So, if you would like to save hundreds of dollars a year, check out Magic Jack and enjoy spending your money elsewhere!