- Personal Finance
Some Questions on Your Credit Card Use
It’s Christmas season and credit card use is on the rise again.
According to an article from moneyextra.com, credit card use actually increases during the Christmas season. I guess this is pretty obvious considering that this is the time when a lot of people are buying Christmas gifts (for others and for themselves), Christmas food, fireworks (for the New Year), new clothes, etc., etc. This is the season when I see my friends and former officemates ‘max out’ their credit card limits. Suffice it to say that after this, it’s back to worrying how they will pay all that debt.
So in memory of all these times when I hear people say they have managed to accumulate a large credit card debt during the Christmas season and that they don’t know how they will pay everything off, I thought about putting up this hub to gather some data from my dear readers. Don’t worry about giving your answers, I will not turn them over to the credit card company (LOL), neither will I sell them to the highest bidder (double LOL). I just basically want to find out the spending habits of the people here in HubPages and how they use their credit cards during this Christmas season. I hope you will indulge me by answering my questions.
How many credit cards do you have?
When do you use your credit cards the most?
Do you always use up your credit limit?
For this Christmas season, did you use up your credit card limit?
For this Christmas season, where did you spend your credit card the most?
Do you always pay the entire balance of your credit card debt?
Do you think you can pay all your credit card debt that you racked up during this season next month?
What do you plan to do with your credit card/s after this Christmas season?
Do you plan on doing the same thing next year?
And that’s it. Thank you very much for participating on my survey. You’re valuable response will help me come up with new hubs in the future. I will keep this survey open as long as there are readers voting. Thank you and a Happy New Year to you.