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Income & Money Attitudes towards Personal Finance: Wealth-Building, Chance or Entitlement?

Updated on September 27, 2011

Attitudes towards socioeconomic class vary. We often tend to think of socioeconomic class as something we are born into and that cannot be changed. Yet we all know of people who have changed their socioeconomic class. We like to read about individuals who raised themselves to a higher socioeconomic class—unless we think they did it dishonestly, of course. We are saddened by TV documentaries, books and personal anecdotes of individuals who have dropped in socioeconomic class. We like to determine who is to blame for that, sometimes the individual himself/herself, sometimes someone else, be it government policy, natural disaster or other individuals.

These views towards socioeconomic class are conditioned by a variety of factors. One branch of psychology describes four money personalities that are conditioned by specific factors of personality type.

This article takes a generational-historical approach. Each generation has its own set of values that distinguish it from other generations. Each generation is a complex product of the historical and geographical setting into which it is born.

Take the poll here and then read more about the following personal finance attitudes.

Personal finance attitudes

Which do you more identify with?

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Three finance attitudes


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