ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Tricks For Saving Money

Updated on March 1, 2013
Source

How Can I Save?

Right now, finances are tight for most people. It's all we can do just to pay our bills, let alone put anything aside for a little nest egg. Yet it is important to have a few bucks set aside for emergencies. So how does one put a little money back as painlessly as possible?

- If your job offers the option of automatically depositing money into a savings account before you get your paycheck, take advantage of it. You won't miss money you never see.

- At the end of the day throw all of the change you have in your pocket into a jar. It doesn't seem like much, but you'll be amazed at how fast the jar fills up.

- For one week keep a list of everything you spend. At the end of the week review the list and determine what you can cut out. It's easier to manage your money when you know where it is going.

Source

- Take advantage of rebate offers whenever you can. If you see a dollar rebate at the grocery store for something you use, send it in and put the rebate directly into you savings.

- Whenever possible walk, don't drive. Not only will you save on gas and other vehicle expenses, but you will physically get in better shape. The money you save on gas can be put into savings.

- Learn to say no. Sometimes, we just have to walk away from the things we want to buy. Ask yourself if you honestly need something and base your purchase decision on the answer.

- Use coupons at the grocery store. If you use a couple of coupons which save you a dollar, put that dollar into your savings.

- Take advantage of checking accounts where the amount you spend is rounded up and the difference is deposited into a savings account. Those few pennies can really add up fast.

- Have a specific goal in mind and save for it. For example if you would like to go on a vacation next year write "vacation" on an envelope and put a few dollars into that envelope whenever you can. It will give you a reason to save and something to focus on.

What About You.....

Do you save money regularly?

See results

- Stop using credit cards. The credit card companies will take your money any way they can. Avoid them like the plague.

- Set realistic goals for saving. If 1% of your pay is all you can afford to save then try to develop the discipline to put it in the bank every payday.

- Make a list before you go shopping and stick to it. This will help you avoid impulse purchases.

Comments

    0 of 8192 characters used
    Post Comment

    • aylsbillones profile image

      Aileen Billones 

      5 years ago from Naga City, Philippines

      This is a great article. We really need to save in preparation for the future and in case of emergencies. Thanks a lot!

    • CJGrace profile image

      Chris 

      5 years ago from California

      What a really great article! My mom used to tell me to spend my change. She told me you save money when you spend your change! However, being the rebel that I am, I always save my change in a special place. At the end of the month, I ways had the much needed gas money, or for a few groceries. One year, I even saved $350!! That was about 2 months of saving my change! So, yes it does "pay" to save your change! Great article!

    • KellyG05030 profile image

      Kelly 

      5 years ago from New England

      Great article - nice tips to help painlessly put away a little money here and there. I completely agree with throwing change into a jar. We have an old plastic coffee container that we throw our change into every day. Last year, we ended up with more than $300 dollars in there and used it to buy Christmas presents!!

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)