Low Income and Needy Assistance: Financial, Food, and More Help
Many people who go through difficulties and cannot pay their bills do not know of the variety of resources that are available out there. They may need utility assistance, stable housing, or food stamps. It often depends on how many people are in a household, the total income of the household, the insurance capabilities of the family, and other variables that are dependent upon the organization providing the resources.
Once a family or individual has put together a large variety of resources, they can sift through them to see which sources apply to their needs. Most resources are happy to help in any and every way that they can. The following information should provide you or the person you know who is in need with a huge variety of resources, places to get resources, the steps on how to get resources, and the websites that will help you find the resources you need.
Food Stamps
DHS helps buy food. It was formally known as the Food Stamp Program and is now know as the Supplemental Nutrition Assistance Program (SNAP). You can print the initial application online, and mail it in to the Department of Human Resources.
The application will ask for your income, how much cash you have, how much you pay in rent, and information about your utilities. This information will tell them if you can get food benefits within seven calendar days. They may send you back a packet asking for more information. If you go in person, go first thing in the morning, when they open. Bring your pay stubs from the last 60 days, your bank statements, your utility bills, a photo ID, and your tax returns. It can take quite a while to get approved. You can call them, and you can possibly get most of it done by phone. You can also fax the forms in. Be sure to continuously follow up with them as to what your status is. After they receive the form, DHS will schedule you for an interview. To the interview, you need to bring:
To Get Food Stamps You Need:
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Driver’s License (or ID)
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Social Security Number or Card
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Proof of Citizenship
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Proof of Income for Everyone Living with You (Pay Stubs)
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Charities
Some will offer assistance with rent and utilities. Most will offer a large amount of food to stock you up for several months.
Churches
Churches can help pay your rent, utilities, and offer other financial assistance. Almost all churches will provide you with free food from their food bank.
Medicare
Medicaid helps pay for medical costs for pregnant women and families with children, helps pay for medical costs for people who are elderly or disabled, helps pay for nursing care in your home or in a nursing home, helps pay for Medicare Part A and B premiums, provides the State Supplemental Payment (SSP) (this gives a small cash payment to low-income people who are blind, 65 years of age or older, of receive Supplemental Security Income (SSI) or Social Security disability, and finally, helps with Family Planning Services (helps pay for birth control and family planning services). You can print the initial application online, and mail it in to the Department of Human Resources.
The application will ask if anyone needs medical care today. They may send you back a packet asking for more information. If you go in person, go first thing in the morning, when they open. Bring your pay stubs from the last 60 days, your bank statements, your utility bills, a photo ID, and your tax returns. It can take quite a while to get approved. You can call them, and you can possibly get most of it done by phone. You can also fax the forms in. Be sure to continuously follow up with them as to what your status is. After they receive the form, DHS will schedule you for an interview. To the interview, you need to bring:
Medicare Needs:
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Driver’s License (or ID)
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Social Security Number or Card
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Proof of Citizenship
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Proof of Income for Everyone Living with You (Pay Stubs)
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Medical Clinics, Pharmacies, Laboratories, Psychiatrists, Counselors, Eye Doctors, and Dentists
Most of the services are free or only charged at a fraction of the cost. If you have health insurance, many will still treat you at no cost. For those who see paid medical physicians, explaining your situation to the billing department can go a long ways. Many billing departments will make out a payment plan with you in order for you to make a dint in your medical bills. Provided you pay just a little bit each month, they will not send you to a collection agency and harm your credit.
Prescriptions
www.needymeds.org offers a list of local places offering a variety of medical services. Some will treat the uninsured, underinsured, Medicare patients, Medicaid patients, insured, and some have no restrictions. Each Clinic is different. The same holds true for income levels. Some accept low income families, and others accept all income levels. The fees per Clinic vary as well. Some are free, low cost, or on a sliding scale based on income. Finally, there are many that speak English and/or Spanish. The details of the services that are offered include:
Pediatric Services
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Medical Services
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Dental Services
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Vision Services
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Lab Services
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Counseling and Mental Health Services
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Substance Abuse
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Primary Care Doctors
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Pharmacy Services
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OB/GYN Services
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Health Education Services
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Family Planning Services
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Addiction Services
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Social Services
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Women’s Health Services
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Child Care
Child Care Subsidy helps pay for care of your child so you can work, go to school, or attend training. You can print the initial application online, and mail it in to the Department of Human Resources. The application will ask if you are in danger of losing a job due to lack of child care, if you have made payment arrangements with the child care provider until a decision can be made on your child care application, and if you are starting a new job. They may send you back a packet asking for more information. If you go in person, go first thing in the morning, when they open.
Once you have completed the application and interview, the earliest date you can get help with child care is the date you bring all needed information into your local DHS office. You can mail, fax, or take in person the form to your local DHS office. Be sure to continuously follow up with them as to what your status is. After they receive the form, DHS will schedule you for an interview. To the interview, you need to bring:
Child Care Checklist:
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Driver’s License (or ID)
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Social Security Number or Card
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Proof of Citizenship
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Proof of Income for Everyone Living with You (Pay Stubs)
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Proof of Your Need for Child Care (Work or School Schedule and the Day Care You Wish to Use)
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TANF (Temporary Assistance to Needy Families)
TANF helps low income families with minor children by providing temporary cash and services. You can print the initial application online, and mail it in to the Department of Human Resources. They may send you back a packet asking for more information. If you go in person, go first thing in the morning, when they open. You can mail, fax, or take in person the form to your local DHS office. Be sure to continuously follow up with them as to what your status is. After they receive the form, DHS will schedule you for an interview. To the interview, you need to bring:
TANF:
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Driver’s License (or ID)
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Social Security Number or Card
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Proof of Citizenship
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Proof of Income for Everyone Living with You (Pay Stubs)
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Department of Rehabilitative Services (DRS)
DRS helps with job placement.
The Unemployment Office
You can use their Internet for free. They have a free copier, scanner, email, and much more technology to help you with your business or administrative needs. They offer classes to teach you how to interview, create a resume, and find a job.
Libraries
Libraries offer almost all technological devices you would ever need free of charge. You are also free to browse their books, and increase your knowledge on a particular subject by reading up on it. Libraries offer book readings, book clubs, and even craft clubs so that you can avoid social anxiety.
Goodwill (www.goodwill.org)
Your local Goodwill office can provide a large variety of resources to help you out. You can fill out a Goodwill application; they often have many Goodwill jobs available. The Career Center will help you with mock interviews, write your resume, and teach you interview skills. A resource guide from the Goodwill may include:
What Goodwill Can Help With:
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Clothing
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Utility Assistance
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Eye Exams
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Literacy
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Community Mental Health Counseling Centers
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Legal
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Food Pantries
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Free or Reduced Cost Medical Clinics
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Reduced Rate Dental Care Resource Centers
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Prescription Assistance
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Transportation
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Hispanic Center
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Latino Community Development Agency
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Weight Loss Assistance
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Housing Assistance
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Housing for Persons with Disabilities and Felony Records
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Homelessness
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Utilities
DHS can also help with utility payments. The program is called “Low Income Home Energy Assistance Program (LIHEAP) Walk-In Application.” You can get the form online. The application will ask about your income, resources, expenses, and your primary source of heating or cooling fuel. You must attach a copy of your most recent utility bills.
Hospitals and Lawyers
Large local hospitals may have a “Community Outreach” (possibly only listing a Food Pantry List by zip code). Many lawyers who deal with disability or social security know of a ton of resources and will gladly provide you with that information for free. Many lawyers will help you get Social Security Disability for free or for a very small fee.
Community Resources
- iSafetyNet: Directory of Community Resources and Social Services
iSafetyNet: Directory of community resources, health, social and spiritual services. The only comprehensive directory of community resources for persons of all ages and needs.
Having a solid knowledge of where you can find help when you need it is a valuable tool. You may not be going through tough times at the moment, but if you are prepared and it does happen, you will be thankful that you compiled the information for your region in advance.
Using a binder with labeled tabs can help you sift through large amount of paper by category. Some of the categories covered here are food stamps, Medicaid, daycare assistance, TANF, DRS job assistance, the Goodwill, utility assistance, prescription and medical resources, unemployment assistance, information about help from lawyers and hospitals, charities, library resources, and churches.
Offers detailed information by state about the following:
- Tax Information
- Veterans
- Women
- Doctors
- Skin Care
- Name Change Help
- 401K’s
- National and State Agencies
- Spiritual Services
- Counseling and Therapy
- Benefits Eligibility
- Care Giving
- Children and Family
- Disability Resources
- Domestic Violence
- Homeless and Housing
- Long-term Care
- Maternity and Pregnancy
- Medical and Health
- Pharmaceuticals
- Addiction Treatment
- Food Distribution
- Home Healthcare
- Nursing Homes
- RX Assistance
- Alzheimer’s Disease
- Children’s Health
- Death and Bereavement
- Education and Aid
- Energy Assistance
- Employment and Training
- Financial Assistance
- Housing Financing
- Housing Insurance
- Legal Services
- And More