netSpend Visa Prepaid Card Account Advice
netSpend Account
The great news about netSpend Visa prepaid card is that it is not a credit card. When you apply for your netSpend account there is no fee, it's free. The benefits of owning a prepaid card is; no waiting in long lines to pay your bills. You can pay your utility bills by phone, when using this prepaid Visa card it's the same as cash. Also you'll save on time and gas in your vehicle, by paying your rent or utility bills by phone (with a small fee).
Avoid check cashing fees by transferring your checks onto your netSpend account. When loading cash to your Visa prepaid card, there's a small loading fee. These transactions can be processed at a local check cashing facility, or a 7-Eleven store in your area. Most importantly, there are no interest fees compared to a credit card.
Other benefits of owning a netSpend prepaid Visa Card:
- There are no overdraft fees.
- No money order fees.
- No postage stamp fees.
- No waiting for payment to post to your bills within 3-5 days.
- There are no monthly banking fees.
- No late fees.
You can check your balance by phone or by text message alerts. You can keep updated information on your account history. And you can transfer money from your bank account to your new netSpend account. But with this netSpend prepaid card very small fees apply for purchases, pin purchases, and ATM use.
netSpend Locations -
netSpend Reload Centers
- Vons
- Albertson's
- CVS
- Safeway
- Longs Drug Store
- 7-Eleven
- Chevron Gas Station
- Mail Box Services
- Liquor Stores and Food Markets
- Financial institutions that print money orders
- Financial institutions where utility bills can be paid
Prepaid Cards vs. Credit Cards
Prepaid cards are the same as cash but with benefits. The netSpend prepaid card looks like a credit card but it is certainly not a credit card; with credit cards there are burdens and headaches. But with your new netSpend account you'll even have more benefits than using cash; such as paying your bills by phone, and not being charge a late fee for your bills.
Benefits of netSpend Account
You can have your pay checks or government checks set up for direct deposit with your new netSpend account as well. Order your netSpend Visa prepaid card by phone 1-866-387-7363.
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