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netSpend Visa Prepaid Card Account Advice

Updated on December 31, 2016

netSpend Account

The great news about netSpend Visa prepaid card is that it is not a credit card. When you apply for your netSpend account there is no fee, it's free. The benefits of owning a prepaid card is; no waiting in long lines to pay your bills. You can pay your utility bills by phone, when using this prepaid Visa card it's the same as cash. Also you'll save on time and gas in your vehicle, by paying your rent or utility bills by phone (with a small fee).

Avoid check cashing fees by transferring your checks onto your netSpend account. When loading cash to your Visa prepaid card, there's a small loading fee. These transactions can be processed at a local check cashing facility, or a 7-Eleven store in your area. Most importantly, there are no interest fees compared to a credit card.

Other benefits of owning a netSpend prepaid Visa Card:

  • There are no overdraft fees.
  • No money order fees.
  • No postage stamp fees.
  • No waiting for payment to post to your bills within 3-5 days.
  • There are no monthly banking fees.
  • No late fees.

You can check your balance by phone or by text message alerts. You can keep updated information on your account history. And you can transfer money from your bank account to your new netSpend account. But with this netSpend prepaid card very small fees apply for purchases, pin purchases, and ATM use.

netSpend Account
netSpend Account

netSpend Locations -

netSpend Reload Centers

  • Vons
  • Albertson's
  • CVS
  • Safeway
  • Longs Drug Store
  • 7-Eleven
  • Chevron Gas Station
  • Mail Box Services
  • Liquor Stores and Food Markets
  • Financial institutions that print money orders
  • Financial institutions where utility bills can be paid

Prepaid Cards vs. Credit Cards

Prepaid cards are the same as cash but with benefits. The netSpend prepaid card looks like a credit card but it is certainly not a credit card; with credit cards there are burdens and headaches. But with your new netSpend account you'll even have more benefits than using cash; such as paying your bills by phone, and not being charge a late fee for your bills.

Benefits of netSpend Account

You can have your pay checks or government checks set up for direct deposit with your new netSpend account as well. Order your netSpend Visa prepaid card by phone 1-866-387-7363.

Prepaid Card Poll

Do you own any type of Prepaid Cards?

See results

© 2011 Brinafr3sh


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    • Brinafr3sh profile image

      Brinafr3sh 4 years ago from West Coast, United States

      I'm not sure, but you can try calling the number to netSpend above. Thank you.

    • profile image

      hello 4 years ago

      can i use it to withdraw at an atm in the Philippines?

    • Brinafr3sh profile image

      Brinafr3sh 5 years ago from West Coast, United States

      Hi, thanks for commenting. Prepaid Visa Cards are better, compared to credit cards; which puts people back into debt. Prepaid Cards are the way to go, you load them when your ready to spend.

    • glassvisage profile image

      glassvisage 5 years ago from Northern California

      This is great - I had actually not heard of this before!

    • Brinafr3sh profile image

      Brinafr3sh 6 years ago from West Coast, United States

      Thanks Ken,

      Prepaid cards are a solution to the economy; and credit cards are part of the problem to the economy.

    • ken888 profile image

      ken888 6 years ago from Philippines

      Yes, I agree. Having a pre paid Visa card will help you curb the spending habit. This is a great alternative. Great article! More please.