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Ways to Be Frugal and Save Money

Updated on April 5, 2011

Being Frugal


You can save money by being frugal. What are some of the ways you can be frugal?

If you follow these simple steps, you can slash your budget considerably. Being frugal is the best way to go. All you have to do is reduce, or take out any un- needed spending. Every time you go to the store, think about what you are purchasing. If you are buying out of impulse, “it is just a dollar,” think about it first. All of those dollars can add up. Is that one dollar item something you need? Chances are, it’s not. Start being more aware of what you purchase. The old saying, “a penny saved is a penny earned” is true. If you pay attention to the little things that you purchase on a daily basis, you can save a considerable amount of money.


When you use coupons, make sure it is something you use, and it is a good deal. Usually, someone will use a coupon, but fail to realize they really do not need the product. Make sure your coupon is something you use, and it is actually of value to you.

your eating style

You want to make sure you are eating right. However, if you have steak and lobster for dinner every day, it is time to re-think the way you eat. If you really want to be frugal, and save money, think about the meals you eat. If you can eat beans, rice, and potatoes frequently, do it. You should sit down, write down what you need in your diet (protein, veggies, etc.), and decide what works for you. Chicken is good for you, and it is extremely cheap.

In-House Products

Some of the things you use around your house that are name brand, doesn’t have to be. In some instances, name brand will only do; but in most instances, you can switch up. Look at the products in the store, and do a side by side comparison of the ingredients if you have to. Sometimes, when you buy name brand, you do buy quality, on the same token, sometimes when you buy name brand, you buy commercials.

Your extras

Most people have some little extras that they have to get. It could be coffee from the gas station, scratchies, etc. Whatever your little daily extra may be, re-think them. You may find a better substitute (like brewing coffee in your house), or just do away with it all together.

Your gas guzzler

If you look at most people’s monthly budget, you will see that a huge portion of it goes to fuel. The price of gas goes up, and will probably continue to do so, year after year.

Consider a carpool with others. You can save a considerable amount of money doing this.

Find a cheap fuel efficient vehicle. Look on Craig’s List, and other places online that sells vehicles. You should not care about what it looks like. After all, you are the one saving the money.

Consider riding a bicycle. If you ride a bicycle, you are saving money, getting exercise, and it is good for the environment.

Eating out

If you are one of those that goes out for lunch every day at work, reconsider. If it is a social event that you must have, consider suggesting a picnic with your co-workers instead.

Take steps to reduce your electric bill

Energy costs can make a monthly budget sky rocket. You may want to take steps and reduce your electric bill. You may even be able to consider using solar panels, if you are interested in your savings long term. There are kits you can get to make your own solar panels.

Reconsider your drinks

If you are guzzling soda on a daily basis, consider drinking water instead. Water is not only better for you, it is cheaper.

Re-think your phone company

In most areas, we do not have a choice on what gas or electric company we use.

However, you do have a choice on what kind of cellular company you use.

Can you find a company that offers the same thing for less? Chances are, if you look around, you can find one that offers the same thing for hundreds less. Cell phone companies vary widely on what they charge.

Sometimes, we use a cellular phone company that can charge outrages prices, when a cheaper solution is just right around the corner. In some cases, you can literally save hundreds of dollars per month.

three-five hundred dollars per month

Every time you save money, take note of it. Be aware of what you saved, by writing it down on a piece of paper. At the end of the month, calculate how much you have saved. Chances are, if you are an average regular spender, and you have followed the steps listed, you have probably saved three-five hundred dollars per month (minimum).


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    • gmwilliams profile image

      Grace Marguerite Williams 

      7 years ago from the Greatest City In The World-New York City, New York

      Great and informative hub! However, I cannot do without my sushi!

    • sarclair profile imageAUTHOR


      7 years ago

      Thanks again Marlo.

    • MarloByDesign profile image


      7 years ago from United States

      Thank you sarclair - so do you!

    • sarclair profile imageAUTHOR


      7 years ago

      Thank you Marlo. I took a peek, and you do have some good hubs.

    • MarloByDesign profile image


      7 years ago from United States

      Good Hub - what do you mean by 'scratchies'. I also have a passion for writing Hubs on being frugal - we have a lot in common :)

    • sarclair profile imageAUTHOR


      7 years ago

      Thank you Jeff. I hope it helps someone.

    • profile image


      7 years ago

      Everyone is cutting costs these days and there are a lot of helpful tips in this article to help individuals save money. Thanks for posting it.

    • sarclair profile imageAUTHOR


      7 years ago

      Thank you Enjoy.

    • EnjoyYourLife profile image


      7 years ago from New York

      Very nice hub. I especially like the suggestion to bike ride. Great option for money saving and health improving!

      Best wishes,


    • sarclair profile imageAUTHOR


      7 years ago

      Thank you Ruby.

      I am glad it may be of help to you, Susan.

      Thank you Ripple. I have tried to keep it on, but have been at work a good deal lately, so I flopped the 30 day challenge.

      Everything does add up Native. I like the idea of taking kids out to play instead of the movies, it is good advice. Thanks.

    • Native Gardener profile image

      Native Gardener 

      7 years ago from Topanga Canyon, California

      What a timely topic. I don't know anyone who isn't taking a look at their budget these days. Those "little extras" add up. Also, save money by taking the kids out to play this Spring instead of the movies :-)

    • ripplemaker profile image

      Michelle Simtoco 

      7 years ago from Cebu, Philippines

      Congratulations!!! Keep on! :)

    • SUSANJK profile image


      7 years ago from Florida

      Thanks for a really good hub. I am trying to same some money for a house and this will help.

    • Ruby H Rose profile image

      Maree Michael Martin 

      7 years ago from Northwest Washington on an Island

      Some great frugal ideas, thanks! Congratulations on the writing contest.

    • sarclair profile imageAUTHOR


      7 years ago

      Thank you swathi.

    • swathi180 profile image


      7 years ago

      Really nice and cool ideas to save our money. Congratulations.

    • sarclair profile imageAUTHOR


      7 years ago

      Thank you for the comment K9keystrokes.

      I like the idea of carpooling, and solar panels too.

      Marcoujor, you always have nice things to say. This hub was just selected because of a drawing. I got lucky, and it’s nice.

      You are right, a person should re-consider what they are spending regardless of their financial status.

    • marcoujor profile image

      Maria Jordan 

      7 years ago from Jeffersonville PA

      YEAH, sarclair... this HUB, as your writing style in general, is most deserving of a win~~CONGRATULATIONS!

      I think these tips are valuable no matter how much or little money we have... to me, when I see what co-workers spend buying lunch out every day & the big lattes from the designer shops/ I would rather pack lunch and give those extra bucks to the homeless.

      Voted UP, AWESOME & USEFUL...

    • K9keystrokes profile image

      India Arnold 

      7 years ago from Northern, California

      Nice presentation and I really like your idea of carpooling and solar panels. Congrats on your win!


    • sarclair profile imageAUTHOR


      7 years ago

      Thank you akirchner, I am glad you liked it.

      Cross Over, being frugal is good. Thank you for the comment.

    • profile image


      7 years ago

      Thank you for this article. I've noticed that as I pick up items to purchase I have been more communicative with the item. By the end of my conversation in my head...if I have the last word...the item stays on the shelf. If it makes additive sense for my home...I've got a dance partner. Continued success.

    • akirchner profile image

      Audrey Kirchner 

      7 years ago from Washington

      Very cool ideas and nicely presented! Congrats on your win!!

    • sarclair profile imageAUTHOR


      7 years ago

      That is very nice to hear. I am a very lucky person. Thanks for the news.

    • Simone Smith profile image

      Simone Haruko Smith 

      7 years ago from San Francisco

      Congrats, sarclair! This Hub won the Day 6 Daily Drawing of the So You Think You Can Write Online contest!


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