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How to Save Money One Million Ways

Updated on October 17, 2015
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Saving Money a Million Ways

I must admit that my last project which involved extensive research inspired me to write this article on a million ways to saving money. My studies were on the economy and our nations record of unemployment which has been hitting an all-time high. While I studied and documented for hours, I came to the conclusion that there are a lot of people who need ways to saving money. No, it didn’t take me long to deduce that people really need help; your neighbors, your coworkers, your friends, and your family.

I decided to use my past experience of being raised by parents who grew up in the depression and put it to good use. They really knew the art of saving money. They lived in desperate times called the "Great Depression" that is similar to our economy today.

I live in a state that ranks the second highest in unemployment. I am on a tight budget like many people. I haven’t been able to donate a lot of money to those who are in need, but I can donate ideas for free on saving money.

I hope that these suggestions on "a million ways to saving money for free" are helpful.

Home Improvement
Home Improvement | Source

Saving Money a Million Ways: Home Improvement

  • Insulate your house.
  • Use light bulbs that are 60 watt or dimmer.
  • Don’t continually turn your lights off and on.
  • Put on a sweater instead of turning on the heat.
  • Buy double pane windows for even better savings.
  • It takes more energy to turn a light on than to leave it on.
  • Hang out your clothes on the clothesline instead of in the dryer.
  • Recycle your cans and bottles many of them have a deposit.
  • Limit you bathes. Bathes use up a lot of water and electricity.
  • Turn down your hot water thermostat. Hot water uses up a lot of electricity.
  • Refinance your home and take advantage of the low interest offers that are out there right now.
  • Don’t stand in front of the refrigerator with the door wide open it wastes a lot of electricity. Know what you want beforehand.
  • Fix leaky faucets. There is a lot of water that is wasted which increases your electric bill. Do it yourself for free.
  • Don’t leave your front door wide open when you are loading things into the house. Again this wastes energy.
  • Check the flue for your fireplace or wood stove. Make sure it is closed when not in use and check to see if it needs replaced.
  • Replace insulation, there are some really good new products out there. The old insulation is not as efficient and cost effective. Your own instal is free.
  • Put a towel on the floor in front of the front and back doors to block escaping heat or cooling. Better yet, make or buy a nice stopper that doesn’t look so tacky.
  • Make sure that all windows have a good seal to prevent heat and cooling from escaping.
  • Shut off your cable TV or at least downsize your TV profile to basic. Read, walk, do your hobbies, or start a new hobby.
  • Turn your heat off or the temperature down at night and pull out the blankets. As well, turn the temperature down or off when you are not there.
  • Don’t keep your water running when you are doing chores. E.g. brushing your teeth, washing your face, cleaning the sink. Use only what you need.
  • Limit your hot showers; this is money going down the drain. Water cost and hot water uses a lot of electricity.

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Saving Money a Million Ways: Personal

  • Go to garage sales. I have found many bargains.
  • Eat healthier and wiser, it will save on your medical bills.
  • Be more aware of your bank balance. Late fees can add up.
  • Trade in your car for one that is better on gas and more efficient.
  • Get rid of the paper towels, paper plates, plastic forks and spoons.
  • Stay away from video, book and music stores. Check out your local library it is free.
  • Don’t let your car idle. Shut it off, save on gas. Instead of driving across the street to another store you want to go to, park the car and walk.
  • Have your husband, wife, family member give you a massage instead of paying for one.
  • Take your shoes off at the door, that way you track in less dirt and mud. You save money on vacuuming and you don’t have to clean the rug as often.
  • Keep your car well maintained; change the oil when needed, check the spark plugs, check the air in your tires, etc. That way you get more miles out or your car, you save on gas, and you aren’t stranded somewhere and have to pay for a tow truck and mechanic.
  • Recycle and save your paper and grocery bags and use them to line your garbage can instead of buying plastic bags.
  • Sad to say, but a lot of companies are going out of business. Look for some great bargains.
  • What jobs do you hire out for that you could do yourself? Pet grooming, mowing, pedicures?
  • Stop playing the lottery in hopes that you will become rich. Your odds of winning big are extremely low.
  • Cancel your membership at the spa and exercise club. You can exercise at home and give yourself your own facials for free.
  • Start trading your services for other peoples services. Need a haircut? Do you know a hairdresser? What skills do you have that you can offer for exchange or for money?
  • Shop around for different phone and/or Internet companies. You might find a bargain.
  • Buy real diapers instead of plastic. You’ll feel better for improving the environment and your baby will be happier. Plastic diapers can hold in germs and cause rashes.
  • Avoid using so many electric utensils when it can be done by hand. e.g. beating eggs with a fork instead of with a mixer; use a whisk instead of a mixer for packaged spices you add to sauces.
  • Grow your own flowers instead of buying them. If you don’t have a green thumb, ask a gardener if you can exchange your services for a supply of flowers.

If Wishes Were Fishes
If Wishes Were Fishes | Source

Saving Money a Million Ways: Food

  • Make sun tea.
  • Make your own chili and soups.
  • If you eat meat, go hunting or fishing.
  • If you can’t live without beer or wine, learn how to make it.
  • Raise your own meat (if you eat meat), like rabbits, chickens, etc.
  • Plan your meals wisely. Use your leftovers, no sense of wasting food.
  • Avoid vending machines, you pay a lot for what you get and they aren’t very healthy.
  • Bake your dinner and desert at the same time, turn down the heat and save electricity.
  • Check your neighborhood for people that let their fruit or nuts rot to the ground. I am sure they would be happy to have you clean up for free, they think it is a mess.
  • Limit your junk food when shopping or eliminate them altogether; you’ll be healthier. E.g. ice cream, chips, soda, candy.
  • Don’t overeat. It wastes food and money. Besides, your body cannot digest food that it doesn’t need. When you overeat the food just sits there and rots and turns to fat.
  • Make homemade flour tortillas. It’s easy: flour, water, and a touch of salt. It’s a lot cheaper and they taste great fresh off the pan.
  • Freeze overripe bananas with a little lemon so they don’t turn brown; your children or grandchildren will love them.
  • Save the water that you cooked your vegetables in, it makes a great broth for a soup or sauce.
  • Throw out the microwave! It encourages bad eating habits and buying expensive unhealthy packaged food.
  • Can, freeze, and dry your own vegetables, spices, and herbs. There are markets and fruit/vegetable stands where you can usually buy produce for a fair price.
  • Don’t buy bottles for your baby, breast feed instead, it’s healthier, it saves time, and it is so much cheaper than formula.
  • Instead of going out with friends or family, invite them over for coffee or have a potluck and bring out the cards, take a hike, or have a picnic.
  • Bake you own bread. It’s cheaper, it helps warm up the house, and there is nothing better than fresh bread out to the oven. No cheating by using a bread machine.
  • See if you can find a handy little tool that fits on the end of your toothpaste container, what it does is squeezea the rest of the toothpaste that is stuck on the sides.
  • When following the directions on a package or recipe, use less than what they recommend. For instance; use 2T of butter instead of 3T, or use milk instead of cream.

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Saving Money a Million Ways: For The Very Conservative

  • Wash clothes by hand in the tub.
  • Get your water from a nearby lake.
  • Buy a wind up clock and throw away the electric one.
  • Sweep your floors and only vacuum when you have to.
  • Sell your home and by a motor home, look for free parking.
  • Roll your own cigarettes and make your own beer and wine.
  • Use a push mower instead of an electric or gas mower, its free.
  • Use one of those old metal hand held irons to iron your clothes.
  • Use cold water when you do your laundry. Hot water is expensive.
  • Open your oven after you have been baking to help heat the house.
  • Use newspaper instead of table clothes to save on the laundry bill.
  • Do your own handiwork such as plumbing, electrical, car maintenance, etc.
  • Shut down rooms that you don’t use, put blankets up to cover the doors and save on electricity.
  • Heat your canned goods right in the can on top of the gas stove, wood stove, or by the fireplace.
  • Sell your car, buy a bike. You won’t have the gas expense, car payments, insurance to pay, or be doing errands for others.
  • Watch for sales on duct tape and use it to fix things. Duct tape your bike seat when it tears, the leg to a chair that broke off, your shoes etc.

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    • Smireles profile image

      Sandra Mireles 7 years ago from Texas

      Great article packed with suggestions.

    • prasetio30 profile image

      prasetio30 7 years ago from malang-indonesia

      great tips. and very complete. thanks for share.

    • Eileen Hughes profile image

      Eileen Hughes 6 years ago from Northam Western Australia

      Wow!! I think you have covered everything that's for sure, great ideas this should helps lots of people save a few dollars.

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Thank you Eileen. Hopefully it will and has helped a few people.

    • Dolores Monet profile image

      Dolores Monet 6 years ago from East Coast, United States

      Great tips on saving money. Funny how being thrifty is also a sustainable life style. But I would not recommend drinking lake water - you don't know what kind of crap is in there! Also, hanging your clothes instead of using the dryer saves on energy costs!

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Hi Dolores. Yes it seems that since I wrote this article many people now have a sustainable lifestyle. Yes, I do have "hanging out clothes to dry". And you are right, one should always be careful of the water they drink whether it be from tap water or lake water.

    • kaltopsyd profile image

      kaltopsyd 6 years ago from Trinidad originally, but now in the USA

      Great tips! I think I should print out your hub and put it in my room. lol. Thanks! :)

      -K. Alto

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      lol Thank you K. Alto. I do need to organize this Hub into categories. I think it would help the reader. But there are many other pressing matter.

    • kaltopsyd profile image

      kaltopsyd 6 years ago from Trinidad originally, but now in the USA

      Categories would be nice but I think it's fine the way it is. :)

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      :-) Thank you!

    • Myra Tylor profile image

      Myra Tylor 6 years ago from China

      Very useful. Thanks

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Thank you Myra

    • Mrs asif profile image

      Mrs asif 6 years ago

      thank you so much mecheshier

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      You are welcome Mrs asif. PS I love your Hubs!

    • keanchor profile image

      keanchor 6 years ago

      i could save thousands there anually...thank you :)

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      keanchor, thank you as well. I will eventually categorize the list, it is hard to read.

    • CamberleyLane'e profile image

      CamberleyLane'e 6 years ago

      What great advice! Thank you so much.

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Thank you Camberley. I hope it helped.

    • daisyjae profile image

      daisyjae 6 years ago from Canada

      Wow there are a lot of tips here! Quite useful. I will stumble this one as I think many people will find it very helpful.

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Thank you Daisy. This Hub was a lot of fun to do. Many thanks for the stumbling. :-)

    • suziecat7 profile image

      suziecat7 6 years ago from Asheville, NC

      Lots of great advice here - thanks.

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      A am pleased that this Hub was useful suziecat7. Thank you for the feedback.

    • ImChemist profile image

      ImChemist 6 years ago

      I like this wonderful ways to save money.

    • mecheshier profile image
      Author

      mecheshier 6 years ago

      Thank you ImChemist, I hope it was helpful.

    • profile image

      Angela 5 years ago

      I love this I didn't know that it costs more to turn off a light than to leave it on? I also cook alot and didn't know that I could make my own tortias. I am going to try it!!! Also love the origami money pictures!!!

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Thanks Angela..I am glad the Hub was helpful!

    • Millionaire Tips profile image

      Shasta Matova 5 years ago from USA

      Lots of great ideas here - every litte bit does add up to big money.

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Thank you Millionaire Tips, Yes, every little bit does add up.

    • rajan jolly profile image

      Rajan Singh Jolly 5 years ago from From Mumbai, presently in Jalandhar,INDIA.

      A wide variety of ideas. If only we wish to save there is no dearth of ways! You've shown it.

      Voted up and useful.

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Tank you rajan jolly

    • MargaritaEden profile image

      MargaritaEden 5 years ago from Oregon

      Wonderful article, I especially like the part about saving money on food.

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Thank you Margarita. Yes, it is always wonderful when you can save money on food.

    • PenHitsTheFan profile image

      Amy L. Tarr 5 years ago from Home

      Thanks, we all need to cut costs. (I can think of one more, insulating your hot water heater.)

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Oh..... Than you PenHitsTheFan... How did I miss that one? And thanks for the feedback!

    • somethgblue profile image

      somethgblue 5 years ago from Shelbyville, Tennessee

      let your neighbor give you a massage, why bother the husband after a long day at work?

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      A neighbor or friend is always good. As well, most women also work! Wouldn't it be best if the husband and wife both exchange massages?

    • somethgblue profile image

      somethgblue 5 years ago from Shelbyville, Tennessee

      probable, but whoever gets the first massage won't be too motivated to reciprocate.

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      You are right about that! :-) Flip a coin or alternate turns.

    • FirstStepsFitness profile image

      FirstStepsFitness 5 years ago

      Chock full of useful tips ! Thank you

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      I am glad they were of use. TY

    • dahoglund profile image

      Don A. Hoglund 5 years ago from Wisconsin Rapids

      I remeber the 1970's when I was unemployed and broke. We had to do some extreme things to save money. On the other hand it is amazing how many things one learn to do without.

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Yes. As well, I learned a lot from my parents who grew up in the depression era. My dad did everything himself. He always did the plumbing, electrical etc. The worst was when he worked on his car (s). He always bought a used car, old Buicks etc. that needed fixing. However, he hated working on cars and he would get so mad that his face would be deep red in color. I learned a lot of German cuss words when he was under the car working. Fond memories though.

    • profile image

      jada w 5 years ago

      You did a nice job listing all the many ways to save money. So many wonderful ideas that we never think of. This is definitely worth saving and rereading. We could all use ways to save money. Thanks for sharing a great hub.

      Voted up and useful!

    • mecheshier profile image
      Author

      mecheshier 5 years ago

      Thanks Jada for the feedback and votes. I had a lot of fun doing this Hub.

    • kashmir56 profile image

      Thomas Silvia 4 years ago from Massachusetts

      Great hub that is loaded with all great ways to help anyone save money . Well done !

      Vote up and more !!!

    • mecheshier profile image
      Author

      mecheshier 4 years ago

      Hi kashmir56

      Thanks a bunch, for the wonderful feedback and votes! I am delighted that you found the Hub useful. It wouldn't hurt if I read through the Hub again myself. Especially since we are so close to the holidays. Cheers

    • Zubair Ahmed profile image

      Zubair Ahmed 4 years ago

      Nice ideas to save money - I like the one "use newspapers rather than table cloths" That should go down really well with my wife :-)

      Thank you for sharing

    • mecheshier profile image
      Author

      mecheshier 4 years ago

      Hi Zubair

      Thank you for your feedback. Using newspaper for tablecloths is for the very conservative. Some of these ideas are with humor as well. :-)

    • Zubair Ahmed profile image

      Zubair Ahmed 4 years ago

      I know just joking.

      I guess we'll have to adopt some of these money saving methods given the current financial problems that grip 99% in this world.

    • mecheshier profile image
      Author

      mecheshier 4 years ago

      Zubair, you have that right. A poor economy is worldwide.

      PS, I thought you were just joking. However, it is always best to never never assume. TY

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