What Bank Doesn't Use ChexSystems
Do you owe a bank money and are finding it impossible to open an account with another bank? You're not alone, there are tons of Americans in the same boat. Fortunately, there are some banks that do not use ChexSystems.
Banks and credit unions report customers to ChexSystems if they are unable to collect money that is owed to them, this stays on your report for five years. When you go to open an account with a bank the majority of them will check your ChexSystems report. If you are found to have a report you will normally be denied an account with that bank. So, many people are left without access to a checking or savings account.
Although there are other banks that don't use ChexSystems, I have found that Dollar Bank is the best out there. They offer free money checking accounts with no minimum balance or service charges. They also have a free money savings account which also requires no minimum balance or service charges. The interest rate on their savings accounts is pretty good too. They offer free online banking and have numerous branches throughout the United States. You can apply online or at a local branch. Happy banking!