What I Spend in a Week, By a 35-Year Old Married Mother of 2 Living in Charleston, Wv
What I spend in a week for our family of 4
As a married 35 year-old mother of two from Charleston, West Virginia.
This was a trend from last year that I ran into and absolutely loved. For some reason, I am curious how people spend their money. I love to learn about different revenue streams as well, but it’s the break down of where it all goes, that interests me the most.
As a married family of four, living in a low-cost area, our numbers are a lot smaller than you would expect. West Virginia ranks second for actual purchasing power in the United States and it shows. I have lived many places, major cities, country-settings all over the country, but I have found living here probably the easiest. Costs are lower and that translates into more money to be saved and invested. Here, I get more bang for my buck.
Before I get into the daily discretionary spending, I will start with reoccurring bills that are paid at different times throughout the month. The total will just be quartered, to give a weekly total.
Fixed Expenses
Monthly Bills-Quartered for Weekly Amount
150$-Rent (3-bedroom house on ¾ acre)
133.25$-Medical
112.50$-Utilities (water, sewer, natural gas, electric)
35$-Yard Maintenance (biweekly cut /April-November)
20$-Internet
12.50$-Car Insurance
11.45$-Online schooling programs (Elephant learning, ABC mouse, Power Homeschooling)
8.75$-Phone-cell (unlimited)
2$-Microsoft Office
1.50$-Disneyplus
486.95- Total set expenses
Mom and son lunch date
Variable Weekly Expenses
Weekly Expenses
Monday: 12.33$-Gasoline top-off
3.99$-Movie rental through Youtube. (Date Night at home)
Tuesday: 78.56$-Grocery pickup (WM-consumables)
83.44$-Homeschool supplies (microscope set and art supplies)
Wednesday: 4$-Library late fees
24.25$-Milkshakes and hotdogs (Son and mom moment)
Thursday: No expenditures
Friday: 247.43$ Local Butcher (about 3 months-worth of meat)
12$-Skating and snack
Saturday: 5$-National Park and Lake Access (per carload)
Sunday: 38$- Farmer’s Market (various vendors)
12.31$- Halfway Market (garden supplies)
Total Discretionary Spending: 521.31$
Total Weekly Spending:1008.26$
What's Missing?
What you won’t usually see in my expenditures…
Coffee or drinks to-go. I bring my own coffee and I try to bring drinks from home. Grocery store prices or making them yourself will always be cheaper than convenience places.
Eating out- I usually cook all meals, or pack up picnics if we are out and about. I also meal plan weekly and try to stick to my list.
This list does not include any investments, savings, or slush/sinking funds.
Debt- You will also not see debt in my amounts, as I do not have any.
So, I am curious. What do you spend in a week and how do my numbers compare to yours?
