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Where do I invest my money?

Updated on August 18, 2011

Where do I invest my money?

Where do I invest my money is one of the most asked questions and it is worth that. Everyone wants to invest his money where he can earn great amount of profit from it. So, here are a few tips on where to invest your money.

First of all, you will have to decide if you want to invest the money for a long term or for a short term. Short term investment is generally defined as any type of investment made for less than a year. While, long term investment is defined as any kind of investment made for more than a year.

Once you have decided that then you need to think about where to invest the money. You can invest your money in share market, gold, silver, real estate, etc. Now, the real question is which of these will give you the maximum profit. Well, there is no mantra for knowing that. But, if you give a little time to evaluate, then you might know where to invest your money.

Should I invest in real estate or share market?

Property prices can move up as well as down and same is the case with the shares. Investing in property or real estate gives the sense of having an “asset”. But, there can be disadvantages of investing in property too. Investing in property is good idea only if the place is prime location or if you are sure that the place is going to develop in the near future, otherwise you should go for investing in share market.
A disadvantage of investing in property is that if you want to sell the property back then you are not sure if you will get the market price for the property or not. It is true that investing at right location in right time can make you huge profit, selling it even at a much more price than the market price, but a wrong decision can also lead you sell it at a lesser price than the market price. And if the buyer knows that you are desperate to sell it then you may not get even the market price.

If you are looking to invest for smaller period of time then share market is better place to invest. Share market is also a better place to invest because you can buy and sell at any time and at any time you want.

Should I invest in Gold or Silver?

Investing in precious metals is a very good idea if you want higher and guaranteed returns. For long term investments considering precious metals like gold or silver is a good choice. According to a research investors gained 42% return by investing in precious metals like gold or silver. The precious metal market is a very stable market and it’s a good choice to invest here.
Now the question is where should you invest your money? Gold or silver?
While gold has always been investor’s first choice, in the present market situation investing in silver may be wiser. In 2010, 80% rise was seen in silver which is much higher as compared to rise in gold prices, which was 29%.


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    • mohitmitm profile image

      mohitmitm 5 years ago

      Thankyou htodd

    • htodd profile image

      htodd 6 years ago from United States

      This is really great ...Thanks for the post

    • mohitmitm profile image

      mohitmitm 6 years ago

      @jasmine - Gold has been one of the precious metals for centuries now, so its a rare chance that it will lose its worth. As far as useful things like water are concerned, when you will have gold, you will be able to buy those things. And specifically, water cannot be saved for future.

    • Jaysmine profile image

      Jaysmine 6 years ago from Los Angeles

      I don't know why everyone always says you should buy gold its just like has value because everyone believes or has a collective trust that it is valuable. Once the gold standard was removed gold is just as valuable as your dollar bills. The trick is going to have lots of useful things like water that people would need in the event of a crisis.