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Worst Disasters That Shook India

Updated on July 2, 2016

India: The Disaster Prone Country

According to the National Disaster Management Authority (NDMA), India is the third most disaster hit country in the world. More than 58% of Indian land is prone to earthquakes, over 12% of the land is vulnerable to floods, 68% of country's area is prone to droughts and more than 75% of the coastline is vulnerable to floods.

In 2015, India registered an economic damage worth $3.30 billion, according to a report released by the UN. The report also said that India registered 288 disasters, with only the United States (at 472 disasters) and China (at 441 disasters) recorded a higher number.

Over a period of 20 years between 1993 and 2013, more than 1.35 million lives were lost each year because of natural disasters worldwide. In India, around 3,000 people lost their lives in 2015. It is so much more than the physical pain that is accompanied by these disasters. It is also the mental trauma that a person’s family and loved ones have to suffer that is so excruciating. Financial respite comes from endowment life insurance, provided we have thought about protecting our family before we face such a disaster.

Despite the massive advancements in technology and the extent of development, we have not been able to control these disasters. We can only pray that our loved ones are not impacted by them.

5 Worst Disasters of India

  1. Tsunami (2004): After an earthquake of a very high magnitude, there was a huge tsunami in the Indian Ocean. Parts of Southern India, Sri Lanka, Indonesia and Thailand were severely impacted and more than 2 lakh people were killed. This tsunami caused unparalleled loss of life and property over a huge geographic area.
  1. Gujarat Earthquake (2001): On the morning of January 26, 2001, Gujarat was shaken awake by an earthquake of magnitude 7.9 on the Richter Scale. More than 20,000 people lost their lives and another 1,67,000 were injured. This disaster made 400,000 people homeless. Major cities of Bhuj, Ahmedabad, Gandhinagar, Surat and Kutch were affected by this severe quake.
  1. Uttarakhand Flash Floods (2013): Deadly cloudbursts in 2013 resulted in flash floods in the Ganga river, killing thousands of people. Heavy rains caused sudden landslides and took the death poll to around 5,700 and almost 1,00,000 pilgrims were trapped inside the Kedarnath valley for almost four days. It was the deadliest flood in the history of India.
  1. Latur Earthquake (1993): Before Gujarat, it was Latur that suffered the destruction wrought by an earthquake. Back in 1993, an earthquake with a magnitude of 6.4 on the Richter Scale hit Latur in Maharashtra. Around 20,000 people lost their lives and another 30,000 were injured. More than 50 villages were destroyed, making it one of the most disastrous events.
  1. Bhopal Gas Disaster (1984): The Bhopal Gas Tragedy which happened on the night of December 2, 1984 is still considered as the world's worst industrial disaster by greenpeace.org. About 600,00 people were exposed to methyl isocyanate because of a leak. Around 4,000 people lost their lives. The effect of the gas lasted for more than 30 years after the accident took place.

How to Prepare Yourself

  1. Build a Safe Home: Ensure that your home is built according to the EQ standards. Also, make sure that there is proper drainage. Do not compromise on materials used when building your home.
  1. Life Insurance: Since there is no guarantee of our lives, it is best to ensure that our loved ones are secure. We can do this by taking an insurance policy. You can opt from endowment life insurance for better returns. According to experts, an endowment policy provides better security in case of untimely death.

While we should not lead our lives in fear of a disaster, we should definitely prepare for the worst. With endowment insurance, we can ensure that our family has a financially secure future.

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