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Buying Groceries on a Budget

Updated on March 11, 2009

Grocery Shopping

We all need food in order to survive, but that doesn't mean that we have to go broke in order to eat. Budgeting is important these days, as on average there are just so many different expenses that we encounter- electricity bills, water, cable, cell phones, internet, etc.

It can be hard just living on your own two feet sometimes. Many individuals and families go month to month on a set income, which can make things hard when something comes up- unexpected doctor's bill or vet bill. With set incomes and all the expenses, the average American lives on a budget.

Shopping on a budget can be pretty simple if you stick to the budget.

Set a Cash Amount

Living on a budget can be hard, but it's usually pretty easy to go over than budget line. When shopping for groceries, don't bring your debit or credit cards, bring cash, cold hard cash.

If you only have $75 to spend on groceries for the week, make sure to only bring $75.

Before you go to the store, make a list of everything you need, and beside each item, estimate the price. At the end of the list, total up your spendings; If you're over your budget, mark off what you don't need. Then, when you go to the store, you know around about what you'll be spending, so you shouldn't have any surprises, meaning you know you won't go over your $75 cash budget.

Cut Coupons

Groceries can get expensive, even if you're able to stick with your budget. So it's always beneficial to check out the sales paper and clip coupons from the Sunday paper.

When clipping coupons, cut out the coupons for any item that you use or have used, and when you're making yoru grocery list, check your coupons to see if you have any that you may be able to use when shopping.

Keep all of your coupons together, so that you don't loose any of them. You may want ton consider purchasing a coupon book.

Remember, that just because you have a coupon for an item, it doesn't mean that you have to purchase the item.

Print Online Coupons

Online coupons area great source of savings. You can find tons of different coupons, usually ranging from dog food to soaps. hand sanitizer to bread, and anything and everything in- between.

Check out the following sites for online coupons:

  • Free Coupons: Find Grocery coupons, recipe coupons, and other internet coupons.
  • Coupon Cabin: Find printable coupons, coupon codes, and super saver deals.
  • Any Coupons: Find various coupons, deals, and promotions.
  • Coupon Surfer: Find regional brand coupons for department stores, fast food, groceries, travel, and more.
  • Cool Savings: Find baby coupons, grocery coupons, free samples, and more.

Using coupons can help save you $10 or more, all the way up to even half your bill.

Save Money Shopping

Just remember that when you go grocery shopping, to have a list of all the items you need, and stick to the list! Don't deviate!

Budgets are important to make and live by, especially when you have a set income and need to save a little money.

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