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I understand your position, believe me - read my blogs! President Obama is considering making deferring mortgage payments a part of unemployment benefits - too bad he doesn't put in a rent break - the money's about the same! Kind of a "duh" to me, but that's one thing in the pipeline. Also note, banks really are not foreclosing at the rate they were...and if they are, sherrifs aren't executing the home siezures in some areas...so check and see what' s happening in your state. You might have help at the state or local level you don't even known about. Call your state, start with the revenue department and go from there.
If you are behind on a mortgage payment, then you may want to shop around. Some homes and land, can be bought for a cash price, and you would not owe the bank.
Foreclosures are bad business. Many people have lost their homes due to foreclosure in the past, as well as in the present. The land next to me, just went into foreclosure, and is expected to be in court within the next month. Foreclosures are happening everywhere, and people should be prepared for the future.
The reason the banks are slowing down on foreclosures is that they do not want to many on the market at once. There are millions of homes on the shadow foreclosure market that are behind but no action is being taken. I am a proponent of the bankruptcy cramdown that allows the court to reduce your mortgage balance to its current fair market value on a primary residence. This is the only way the system can obtain any type of leverage over the banks and lenders holding these mortgages. I am planning a future hub on the cramdown.
by HubPages7 years ago
How To Pay Mortgage Early
by IROC406 years ago
how to pay my mortgage payment
by rossiterdeborah9 years ago
Did you know that most people that lose their homes to foreclosure is a result of mismanagement? The second is Marital problems that result in seperation and divorce.
by GL Bell8 years ago
Just saw this on morning news...If this is true than we have seen nothing yet...
by pgrundy8 years ago
This is hitting South Bend now, where I grew up. I have a house there with a renter in it that I"m about to lose:http://www.nytimes.com/2009/03/30/us/30 … y.html?hpwIt's so bizarre. The industrial midwest is...
by Kelly Kline Burnett7 years ago
I think the next 3 months will be the best time ever to purchase a home. Your thoughts?One agent felt that there would be another dip.I asked this question the other night and an established owner of a plumbing...
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