You should be able to get a free debit card from any bank where you have an account, if you're over 18 years old.
For credit cards, very few of them will actually have a monthly fee, and they tend to be either from smaller firms or cards with specific benefits. What you're probably thinking of is the APR, or Annual Percentage Rate, which is the % of what you have bought with the card that you have to pay in interest every month. You will never have to pay interest as long as you pay your credit card bill in full every month.
Think of a credit card like a loan; because that's exactly what it is. Every time you buy something with a credit card you are taking out a loan for that money, and if you can't pay it back at the end of the month, you have to pay interest.
by lovelydog 6 years ago
Why do Americans prefer to pay their deals with credit card rather than debit card?
by HubPages 7 years ago
How To Pay Mortgage Early
by sandra rinck 9 years ago
Let me start off with roolllff! Everytime I look at a bill I get sick, everytime I need to bust out a credit card just to make it to the next month I wanna puke. Trying to get along in a busting economy is making me sick. I do need advise, good advise in a couple of areas,...
by Elisabeth Sowerbutts 10 years ago
HI - this is for hub researh. I am looking for a free/cheap credit /debit card available to US and UK residents - or elsewhere in the world for that matter - I have covered Australia and NZ already. What I want is something with no annual fee no cash withdrawal fees, ability to use your own...
by Susan Reid 7 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by Gous Ahmed 7 years ago
If you pay off credit cards by getting a loan out, aren't you in the same position still?Maybe a loan won't have interest increase like credit cards, but what is the best way to get out of this situation for good?
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