Alternatives to paying off auto loans when the blue book value of the car vs lo

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  1. Catlyn profile image68
    Catlynposted 14 years ago

    Alternatives to paying off  auto loans when the blue book value of the car vs loan is upside down

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  2. profile image56
    foreignpressposted 14 years ago

    I wouldn't worry about the blue book value. Instead, I would consider the car to be a long-term investment. With proper maintenance, the car should last 10 years or more. My 1994 Ford pickup doesn't look like much but it runs perfectly, passes emissions in five minutes or less -- and it's paid off. So I've more than made up what I paid for the truck. Blue book value changes frequently. It used to be that Saturns were an excellent value -- until Saturn went out of business and future parts availability became an issue. With all the recalls going on, your car might become very desirable and regain its value.

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  3. profile image0
    Alexis7411posted 14 years ago

    Unfortunately, you should always pay back the loan and as quickly as you can regardless of the car value. If you feel like you can't pay at this time, talk to your lender or look to selling your car through a private seller. You may find that you can get more than it is worth. Plus, you can use the money to pay off the loan or reinvest it into a down payment for another car.

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  4. zaffcommunication profile image53
    zaffcommunicationposted 14 years ago

    You can see my hub for car loans....and can get more information about them.

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