How to negotiate lower rate on credit cards
I have a Discover Credit card and is 29 percent interest my monthly payment only covers the interest. and I cannot keep up with the principal amount.
The best tactic for me has always been to tell the credit card company with the higher interest rate that they need to offer me something better or I will transfer my balance to another card. This usually works well as long as you have a history of paying on time.
by Gary Anderson7 years ago
I just wrote a hub on this, but what I want is to have a discussion here. This is the issue: the senate voted on 5/19 to forbid the states from setting caps on interest rates for credit cards. The injustice of this is...
by Gous Ahmed6 years ago
If you pay off credit cards by getting a loan out, aren't you in the same position still?Maybe a loan won't have interest increase like credit cards, but what is the best way to get out of this situation for good?
by Davinagirl36 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to...
by kenjbrownken7 years ago
How many Americans with high interest rate credit cards will be willing to stop paying on their card
by Lgali3 years ago
Credit cards make you spend more yes or no
by alaze20039 years ago
Now, what comes to your mind when you think of credit cards? Well, to some people it means having alot of extra cash that doesn't belong to us, at that moment, but we have an option to spend it. If decided to spend the...
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.