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If you are underwater with your mortage and your family is growing. What to do? Short Sale?
My husband and I are in a similar position, although children are not involved. We will be moving to Florida (from Ohio) so that he can pursue a career change. After discussions with realtors, we were advised that a short sale would be the best course of action. Most of the time, at least the particular realtor we decided to go with said, you can get a letter of indemnity from your mortgage bank stating that you are "forgiven" the deficit created by the short sale. This means that, although you won't be leaving the table with any money in your pocket, and you will have to pay a portion of the attorney fees ... in our case, just $250 ... your credit won't take a hit.
Short Sale if you have to but it will most likely effect your credit but no as severe as a foreclosure. Check out the link below for more information on short sales.
http://patriotregroup.wordpress.com/201 … hort-sale/
by beachbumrealty6 years ago
If you will be asked, will you consider a short sale?I have this friend who is distressed because of his mortgage debts. His attorney told him to offer his property for less than its market value. Please help, I want to...
by slimm5286 years ago
While in the process of a short sale do you continue to pay HOA fees?
by Julie Grimes6 years ago
What's a short sale, and how does it differ from a foreclosure?
by ltonks8 years ago
Where do I send a short sale package?
by LVHighRise7 years ago
What do you think, is it easier to work with a short sale or a foreclosure?
by SoCalDeeDee8 years ago
Will seller get a 1099 after a Short sale?In California, if home loans (first and second) are 400K and buyer has offered 300K for short sale. Will seller get a 1099 for difference? If so, wouldn't it be...
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