Should you be able to take a life insurance policy out on another person without

  1. crackerjack9 profile image67
    crackerjack9posted 9 years ago

    Should you be able to take a life insurance policy out on another person without their consent?

    where is the common sense in allowing someone to take out a life insurance policy on another person without their knowledge? That just seems sneaky and is asking for trouble. I believe BOTH parties should be required to sign a policy. What do you think?

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  2. dashingscorpio profile image69
    dashingscorpioposted 9 years ago

    It's not a big deal in (most instances). I don't think knowing someone has a policy on you is likely to change your diet and health habits.
    Psychologically if you knew it might bother you that someone is basically "betting" you're not going to be around for many years.
    I can almost imagine someone with a nephew who is 15 and "gang banging" might think it's a worthwhile "investment" to take out an insurance policy on them. The younger the person is the cheaper the cost of the premiums. Although it sounds callus they're just playing the odds. They may end up helping the family with funeral costs.
    Generally speaking it's when someone you're in a romantic relationship or an ex-mate/spouse takes out a policy that raises eyebrows. Odds increase that they're looking to "expedite" your farewell. smile

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