ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

frugal living and having fun: live like a king on a jester's salary

Updated on February 29, 2012

Frugal Living

What exactly is Frugal Living? Frugal living is living better for less... or simply living within your means but, at the same time, without any regrets. Frugal living gives people the opportunity to live the life of a King on a Jester's salary. Below, I will provide step-by-step guidelines to help you live a simple and meaningful life, regardless of your income. While this article is more geared for the struggling college student and money saving mom, I also believe that it could be relevant to your uncommon CEO's, successful business owners, and trust fund babies out there (since I am sure there are many of you out there googling "frugal living".I will cover several different topics including: How to save money, simple living, money-saving websites, and for those of you who aren't satisfied with the basics, extreme frugal living. If for some reason this article does not answer all your questions, please feel free to leave me a comment and I will be sure to get to it just as soon as I can. Also, if you ave any additional frugal living tips and advice, please also feel free to send a comment so that all the readers get the most value out of their time on this site.

 If you are interested in earning money online through hubpages and don't already have an account here, set one up.  look below for the link... It's easy and free, plus you have nothing to lose
If you are interested in earning money online through hubpages and don't already have an account here, set one up. look below for the link... It's easy and free, plus you have nothing to lose

How to save money

Saving money is a skill. It is not a natural disposition, a God-given ability, or a reflection of how someone was raised. It is a skill. The wonderful thing about skills is that they are a learned ability. Therefore (and some of you probably caught on by now...), you can learn to save money! No matter what your previous life experiences, family background, or income, you need to realize that you can increase your skill in saving money. It doesn't happen overnight... no real skills do. It takes time, it takes discipline, it takes the realization that money does not buy happiness, and that regardless of the perks that money does bring, there is no greater feeling than living simply.

Before I start going into details on how to save money, I first would like to explain/argue why I feel that (as I mentioned above) there is not greater feeling than living simply:

Living simply is uncomplicated... The world we live in today promotes consumption, competition, and profit, and most people follow along blindly. There are no advantages living this type of life, all it seems to bring is stress, debt, and a never ending cycle of greed passed on from generation to generation.

Anyway, to get back on track... there are several ways to save money. Some are easy, some are hard, and some should only be attempted by those interested in extreme frugal living (still a bit further down...). Let's start with the 3 easy ways to save money...

3 easy ways to save money:

1. Budget - Take a close look at your weekly spending and pick out the things you can do without. Common examples of weekly spending that add up to big dollars are eating out, entertainment, and clothing purchases. There are numerous online budgeting tools such as Kiplinger and which have great free software that you can use to see where your spending is exceeding your will to living simply and frugally.

2. Automatic Savings - After looking at your budget, talk to your employer and set up direct deposit into two separate accounts. One into a checking account for your necessities (mortgage, insurance, food, etc...) and one into a savings or money market account. By automatically setting this up you will, for lack of a better word, be FORCED to save.

3. Use Coupons - There are a number of printed and online coupons available out there that can really start add up over time. I would definitely take a look at and to find discounted goods and services in your area. There are also several other great money saving websites (a simple google search for "great money saving websites" should point you in the right direction but some of my favorites are: and craigslist is also a good resource...)

Simple Living

Specific tips to living simply and frugally...

There is not one specific way to live simply and frugally, but, the following suggestions are a great starting point as a way to save money:

* Cancel your cable - Get an account with Netflicks for about a quarter to a tenth of the cost (depending on what cable package you have)... or, better yet, borrow them for free from the library.

*Stop drinking pop - It's not good for you anyway... too much sugar. Some articles I have read also suggest that you will lose 5 pounds over a year if you stop.

*Brew your own coffee - Buying Starbucks is an insane and over-rated waste of money

*Carpool to work - Gas prices keep skyrocketing

*Start a garden - Hard work, but worth the effort. Some veggies like potatoes, cucumbers, and squash can be harvested every year without replanting.

*Barter - Are you good with cars? Maybe your accountant neighbor could use a tune up on his El Camino in exchange for some tax preparation.

*Ceiling fans - Why waste electricity on air conditioning. A ceiling fan can ventilate the house and make it feel cooler.

*Coupons - Easy to use, easy to save... you are gonna buy it anyway.

*Cancel your gym membership - Take the stairs, walk your dog, shovel snow, do pushups and sit ups... keeping in shape doesn't have to cost money.

*Never lease a car - Buy a quality used car and keep it until it dies (but don't skimp on maintaining it...)

*Live in a smaller house - Smaller house = Smaller cost... not only the mortgage, but the energy bill too.

Money Saving Websites

There are many money saving websites out there (some of which I mentioned before), but here is a list for you to consider as you challenge yourself to live a frugal life: - vacation/rental site - glasses and contacts discounts - lots of great deals - coupons and promotions of local deals

Extreme Frugal Living

For those of you who are still interested in extreme frugal living, I commend you... I couldn't do it myself, but thought I should still provide you with the opportunity if you are so inclined.

Warning: The last few are intended to be humorous (If we can't laugh at ourselves, who else is going to feel comfortable doing so...)

*Wash only full loads of laundry and line dry

*Ditch your cell phones and only use a land line

*Sell your car and get a bus pass

*Only shop second-hand stores

*Volunteer at a soup kitchen for the free meals

*Raise your own egg-laying chickens and meat rabbits

*Water down your soup

*Rinse and re-use paper towels

Interested in making money online with hubpages?

Would you like to make money online with hubpages. Click here to get started!


    0 of 8192 characters used
    Post Comment

    • Happymommy2520 profile image


      2 years ago from East Coast

      I really enjoyed your article. My two favorite tips were planting a garden and using coupons. I also agree with you that living simply brings the most happiness. This is a witty and beautiful article. I look forward to reading more of your work!

    • profile image


      3 years ago

      Ditch the land line get a mobile. Use your kids cast off phones saves me £15 a month.

    • creditcomedy profile image

      Credit Comedy 

      3 years ago

      Very Thought Provoking Ideas...

    • heathersgreatcat profile image

      Heather Walton 

      4 years ago from Charlotte, NC

      Great article. You make a good point about cutting out cable and just using Netflix. I love Netflix and also have Dish Network. When they raise my price, I call up and remind them what a loyal customer I've been. Their pricing is better than Directv. Great writing and you do have one Hub capsule that needs says something about This Capsule Is Empty...might want to check it out.

    • MeanGreen profile imageAUTHOR


      6 years ago

      Thanks pbsandwich!

    • pbsandwichofdoom profile image

      Kathryn Lamoreux 

      6 years ago

      Great tips, MeanGreen. Netflix has saved my boyfriend and I a small fortune over time... Maybe even worse than cable, we bought nearly every movie we wanted to see before we had it. Hulu is a good resource, too, or even TV network websites. For example, you can watch shows like The Big Bang Theory on CBS or The Daily Show on Comedy Central for free on their official websites for no subscription fee. Thanks for sharing! Voting up, useful, and interesting.

    • MeanGreen profile imageAUTHOR


      6 years ago

      Thanks Robert!

    • Robert Erich profile image

      Robert Erich 

      6 years ago from California

      Very helpful and great tips! Thanks for sharing.

    • MeanGreen profile imageAUTHOR


      6 years ago

      Thanks so much! Glad you enjoyed it!

    • thesingernurse profile image

      Tina Siuagan 

      6 years ago from Rizal, Philippines

      These are all great ideas. Indeed, you don't have to be very extravagant to enjoy life. Voted up and sharing! :)


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)